Arbuthnot Banking Group (ARBBL) Stock Overview

Provides private and commercial banking products and services in the United Kingdom. More details

ARBBL fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	1/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 54.6% below our estimate of its fair value

Revenue is forecast to grow 5.33% per year

Risk Analysis

Shares are highly illiquid

Large one-off items impacting financial results

Unstable dividend track record

ARBBL Community Fair Values

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Arbuthnot Banking Group PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Arbuthnot Banking Group
Historical stock prices
Current Share Price	UK£9.63
52 Week High	UK£9.63
52 Week Low	UK£9.63
Beta	0.70
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent updates

Shareholder Returns

	ARBBL	GB Banks	GB Market
7D	n/a	2.2%	0.3%
1Y	n/a	46.0%	6.7%

Return vs Industry: Insufficient data to determine how ARBBL performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how ARBBL performed against the UK Market.

Price Volatility

Is ARBBL's price volatile compared to industry and market?
ARBBL volatility
ARBBL Average Weekly Movement	n/a
Banks Industry Average Movement	4.2%
Market Average Movement	5.0%
10% most volatile stocks in GB Market	11.3%
10% least volatile stocks in GB Market	2.7%

Stable Share Price: ARBBL's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine ARBBL's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1833	883	Henry Angest	www.arbuthnotlatham.co.uk/group

Arbuthnot Banking Group PLC, together with its subsidiaries, provides private and commercial banking products and services in the United Kingdom. The company operates through Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group Center segments. It offers private and commercial banking services, including current and deposit accounts, loans, overdrafts, guarantees, charge cards, foreign exchange, mortgage portfolio service, bespoke commercial banking services, and tailored secured lending against property investments and other assets.

Arbuthnot Banking Group PLC Fundamentals Summary

How do Arbuthnot Banking Group's earnings and revenue compare to its market cap?
ARBBL fundamental statistics
Market cap	UK£154.40m
Earnings (TTM)	UK£24.85m
Revenue (TTM)	UK£174.93m

6.3x

P/E Ratio

0.6x

P/B Ratio

Is ARBBL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ARBBL income statement (TTM)
Revenue	UK£174.93m
Cost of Revenue	UK£0
Gross Profit	UK£174.93m
Other Expenses	UK£150.08m
Earnings	UK£24.85m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.52
Gross Margin	100.00%
Net Profit Margin	14.21%
Debt/Equity Ratio	14.2%

How did ARBBL perform over the long term?

See historical performance and comparison

Dividends

5.1%

Current Dividend Yield

32%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/07/22 01:55
End of Day Share Price	2025/07/16 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Arbuthnot Banking Group PLC is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mark Thomas	Edison Investment Research
Brian Moretta	Hardman & Co.
Mark Thomas	Hardman & Co.

Arbuthnot Banking GroupBATS-CHIXE:ARBBL Stock Report