Société Générale Société anonyme provides financial services in Europe, the Americas, Asia, Oceania, Africa, and France. More Details
Moderate growth potential with imperfect balance sheet.
Share Price & News
How has Société Générale Société anonyme's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GLE is not significantly more volatile than the rest of French stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: GLE's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: GLE exceeded the French Banks industry which returned 73.6% over the past year.
Return vs Market: GLE exceeded the French Market which returned 44.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Société Générale Société anonyme's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StHow Much Did Société Générale Société anonyme's(EPA:GLE) Shareholders Earn From Share Price Movements Over The Last Three Years?
1 month ago | Simply Wall StAre Institutions Heavily Invested In Société Générale Société anonyme's (EPA:GLE) Shares?
5 months ago | Simply Wall StA Quick Analysis On Société Générale Société anonyme's (EPA:GLE) CEO Compensation
Is Société Générale Société anonyme undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: GLE (€24.93) is trading above our estimate of fair value (€24.81)
Significantly Below Fair Value: GLE is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: GLE is unprofitable, so we can't compare its PE Ratio to the FR Banks industry average.
PE vs Market: GLE is unprofitable, so we can't compare its PE Ratio to the French market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate GLE's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: GLE's PB Ratio (0.3x) is in line with the FR Banks industry average.
How is Société Générale Société anonyme forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GLE is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (0.4%).
Earnings vs Market: GLE is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: GLE's is expected to become profitable in the next 3 years.
Revenue vs Market: GLE's revenue (6.7% per year) is forecast to grow slower than the French market (6.9% per year).
High Growth Revenue: GLE's revenue (6.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GLE's Return on Equity is forecast to be low in 3 years time (5.4%).
How has Société Générale Société anonyme performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GLE is currently unprofitable.
Growing Profit Margin: GLE is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: GLE is unprofitable, and losses have increased over the past 5 years at a rate of 27.4% per year.
Accelerating Growth: Unable to compare GLE's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: GLE is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-34.2%).
Return on Equity
High ROE: GLE has a negative Return on Equity (0.29%), as it is currently unprofitable.
How is Société Générale Société anonyme's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: GLE's Assets to Equity ratio (21.8x) is very high.
Allowance for Bad Loans: GLE has a low allowance for bad loans (69%).
Low Risk Liabilities: 58% of GLE's liabilities are made up of primarily higher risk sources of funding.
Loan Level: GLE has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: GLE's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: GLE has a high level of bad loans (3.7%).
What is Société Générale Société anonyme current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: GLE's dividend (2.21%) is higher than the bottom 25% of dividend payers in the French market (1.29%).
High Dividend: GLE's dividend (2.21%) is low compared to the top 25% of dividend payers in the French market (4.02%).
Stability and Growth of Payments
Stable Dividend: GLE's dividend payments have been volatile in the past 10 years.
Growing Dividend: GLE's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: GLE is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: GLE's dividends in 3 years are forecast to be well covered by earnings (45.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Frederic Oudea (57 yo)
Mr. Frederic Oudea has been the Chief Executive Officer of Société Générale SA since May 13, 2008. He served as Chairman of the French Banking Federation at Crédit Agricole SA until September 01, 2020. Mr....
CEO Compensation Analysis
Compensation vs Market: Frederic's total compensation ($USD3.18M) is about average for companies of similar size in the French market ($USD3.82M).
Compensation vs Earnings: Frederic's compensation has been consistent with company performance over the past year.
Experienced Management: GLE's management team is considered experienced (4.5 years average tenure).
Experienced Board: GLE's board of directors are considered experienced (7.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Société Générale Société anonyme's company bio, employee growth, exchange listings and data sources
- Name: Société Générale Société anonyme
- Ticker: GLE
- Exchange: ENXTPA
- Founded: 1864
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €21.153b
- Shares outstanding: 848.68m
- Website: https://www.societegenerale.com
Number of Employees
- Société Générale Société anonyme
- 29, boulevard Haussmann
Société Générale Société anonyme provides financial services in Europe, the Americas, Asia, Oceania, Africa, and France. The company offers retail banking services, including deposits and loans, vehicles a...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/06 19:59|
|End of Day Share Price||2021/05/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.