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BNP

BNP ParibasENXTPA:BNP Stock Report

Last Price

€62.44

Market Cap

€76.8b

7D

-5.8%

1Y

44.9%

Updated

21 Jan, 2022

Data

Company Financials +
BNP fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health3/6
Dividends3/6

BNP Stock Overview

BNP Paribas SA provides a range of banking and financial services in France and internationally.

BNP Paribas Competitors

JPMorgan Chase

NYSE:JPM

US$434.7b

Allianz

XTRA:ALV

€90.6b

PNC Financial Services Group

NYSE:PNC

US$86.9b

Truist Financial

NYSE:TFC

US$83.8b

Price History & Performance

Summary of all time highs, changes and price drops for BNP Paribas
Historical stock prices
Current Share Price€62.44
52 Week High€67.15
52 Week Low€39.71
Beta2.03
1 Month Change5.21%
3 Month Change8.20%
1 Year Change44.92%
3 Year Change45.24%
5 Year Change1.61%
Change since IPO202.24%

Recent News & Updates

Nov 01
Here's Why We Think BNP Paribas (EPA:BNP) Is Well Worth Watching

Here's Why We Think BNP Paribas (EPA:BNP) Is Well Worth Watching

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...

Shareholder Returns

BNPFR BanksFR Market
7D-5.8%-3.2%-0.2%
1Y44.9%44.5%23.7%

Return vs Industry: BNP matched the French Banks industry which returned 44.5% over the past year.

Return vs Market: BNP exceeded the French Market which returned 23.7% over the past year.

Price Volatility

Is BNP's price volatile compared to industry and market?
BNP volatility
BNP Average Weekly Movement3.5%
Banks Industry Average Movement3.1%
Market Average Movement4.5%
10% most volatile stocks in FR Market9.8%
10% least volatile stocks in FR Market2.5%

Stable Share Price: BNP is not significantly more volatile than the rest of French stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: BNP's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1848190,000Jean-Laurent Bonnafehttps://group.bnpparibas

BNP Paribas SA provides a range of banking and financial services in France and internationally. It operates through two divisions, Retail Banking and Services, and Corporate and Institutional Banking. The company offers long-term corporate vehicle leasing, and rental and other financing solutions; and digital banking and investment services, cash management, and factoring services to corporate clients, as well as wealth management services.

BNP Paribas Fundamentals Summary

How do BNP Paribas's earnings and revenue compare to its market cap?
BNP fundamental statistics
Market Cap€76.83b
Earnings (TTM)€8.33b
Revenue (TTM)€43.18b

9.2x

P/E Ratio

0.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
BNP income statement (TTM)
Revenue€43.18b
Cost of Revenue€0
Gross Profit€43.18b
Expenses€34.85b
Earnings€8.33b

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

Feb 08, 2022

Earnings per share (EPS)6.77
Gross Margin100.00%
Net Profit Margin19.30%
Debt/Equity Ratio431.4%

How did BNP perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

17%

Payout Ratio

Valuation

Is BNP Paribas undervalued compared to its fair value and its price relative to the market?

18.0%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: BNP (€62.44) is trading below our estimate of fair value (€76.17)

Significantly Below Fair Value: BNP is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: BNP is poor value based on its PE Ratio (9.2x) compared to the French Banks industry average (7.4x).

PE vs Market: BNP is good value based on its PE Ratio (9.2x) compared to the French market (18.8x).


Price to Earnings Growth Ratio

PEG Ratio: BNP's earnings are forecast to decline next year, so we can't calculate its PEG ratio.


Price to Book Ratio

PB vs Industry: BNP is overvalued based on its PB Ratio (0.7x) compared to the FR Banks industry average (0.2x).


Future Growth

How is BNP Paribas forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?

-0.06%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: BNP's earnings are forecast to decline over the next 3 years (-0.06% per year).

Earnings vs Market: BNP's earnings are forecast to decline over the next 3 years (-0.06% per year).

High Growth Earnings: BNP's earnings are forecast to decline over the next 3 years.

Revenue vs Market: BNP's revenue (2.3% per year) is forecast to grow slower than the French market (6.2% per year).

High Growth Revenue: BNP's revenue (2.3% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: BNP's Return on Equity is forecast to be low in 3 years time (7.6%).


Past Performance

How has BNP Paribas performed over the past 5 years?

0.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BNP has high quality earnings.

Growing Profit Margin: BNP's current net profit margins (19.3%) are higher than last year (17.1%).


Past Earnings Growth Analysis

Earnings Trend: BNP's earnings have grown by 0.3% per year over the past 5 years.

Accelerating Growth: BNP's earnings growth over the past year (21.2%) exceeds its 5-year average (0.3% per year).

Earnings vs Industry: BNP earnings growth over the past year (21.2%) underperformed the Banks industry 78.6%.


Return on Equity

High ROE: BNP's Return on Equity (7.6%) is considered low.


Financial Health

How is BNP Paribas's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BNP's Assets to Equity ratio (22.6x) is very high.

Allowance for Bad Loans: BNP has a low allowance for bad loans (72%).

Low Risk Liabilities: 60% of BNP's liabilities are made up of primarily low risk sources of funding.

Loan Level: BNP has an appropriate level of Loans to Assets ratio (32%).

Low Risk Deposits: BNP's Loans to Deposits ratio (55%) is appropriate.

Level of Bad Loans: BNP has a high level of bad loans (2.7%).


Dividend

What is BNP Paribas's current dividend yield, its reliability and sustainability?

1.78%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: BNP's dividend (1.78%) is higher than the bottom 25% of dividend payers in the French market (1.32%).

High Dividend: BNP's dividend (1.78%) is low compared to the top 25% of dividend payers in the French market (3.88%).


Stability and Growth of Payments

Stable Dividend: BNP's dividend payments have been volatile in the past 10 years.

Growing Dividend: BNP's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (16.6%), BNP's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: BNP's dividends in 3 years are forecast to be covered by earnings (54.2% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.3yrs

Average management tenure


CEO

Jean-Laurent Bonnafe (60 yo)

10.08yrs

Tenure

€3,755,804

Compensation

Mr. Jean-Laurent Bonnafe has been the Chief Executive Officer at BNP Paribas SA since December 1, 2011. Mr. Bonnafe serves as the Chief Executive Officer at BNP Paribas España S.A. He served as Chief Execu...


CEO Compensation Analysis

Compensation vs Market: Jean-Laurent's total compensation ($USD4.26M) is above average for companies of similar size in the French market ($USD3.22M).

Compensation vs Earnings: Jean-Laurent's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: BNP's management team is considered experienced (4.3 years average tenure).


Board Members

Experienced Board: BNP's board of directors are considered experienced (8.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

BNP Paribas SA's employee growth, exchange listings and data sources


Key Information

  • Name: BNP Paribas SA
  • Ticker: BNP
  • Exchange: ENXTPA
  • Founded: 1848
  • Industry: Diversified Banks
  • Sector: Banks
  • Implied Market Cap: €76.834b
  • Shares outstanding: 1.23b
  • Website: https://group.bnpparibas

Number of Employees


Location

  • BNP Paribas SA
  • 16 boulevard des Italiens
  • Paris
  • Ile-de-France
  • 75009
  • France

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/21 21:16
End of Day Share Price2022/01/21 00:00
Earnings2021/09/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.