| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
BNP Stock Overview
BNP Paribas SA provides a range of banking and financial services in France and internationally.
BNP Paribas Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €62.44 |
| 52 Week High | €67.15 |
| 52 Week Low | €39.71 |
| Beta | 2.03 |
| 1 Month Change | 5.21% |
| 3 Month Change | 8.20% |
| 1 Year Change | 44.92% |
| 3 Year Change | 45.24% |
| 5 Year Change | 1.61% |
| Change since IPO | 202.24% |
Recent News & Updates
Here's Why We Think BNP Paribas (EPA:BNP) Is Well Worth Watching
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Shareholder Returns
| BNP | FR Banks | FR Market | |
|---|---|---|---|
| 7D | -5.8% | -3.2% | -0.2% |
| 1Y | 44.9% | 44.5% | 23.7% |
Return vs Industry: BNP matched the French Banks industry which returned 44.5% over the past year.
Return vs Market: BNP exceeded the French Market which returned 23.7% over the past year.
Price Volatility
| BNP volatility | |
|---|---|
| BNP Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in FR Market | 9.8% |
| 10% least volatile stocks in FR Market | 2.5% |
Stable Share Price: BNP is not significantly more volatile than the rest of French stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: BNP's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1848 | 190,000 | Jean-Laurent Bonnafe | https://group.bnpparibas |
BNP Paribas SA provides a range of banking and financial services in France and internationally. It operates through two divisions, Retail Banking and Services, and Corporate and Institutional Banking. The company offers long-term corporate vehicle leasing, and rental and other financing solutions; and digital banking and investment services, cash management, and factoring services to corporate clients, as well as wealth management services.
BNP Paribas Fundamentals Summary
| BNP fundamental statistics | |
|---|---|
| Market Cap | €76.83b |
| Earnings (TTM) | €8.33b |
| Revenue (TTM) | €43.18b |
9.2x
P/E Ratio0.7x
P/B RatioIs BNP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BNP income statement (TTM) | |
|---|---|
| Revenue | €43.18b |
| Cost of Revenue | €0 |
| Gross Profit | €43.18b |
| Expenses | €34.85b |
| Earnings | €8.33b |
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
Feb 08, 2022
| Earnings per share (EPS) | 6.77 |
| Gross Margin | 100.00% |
| Net Profit Margin | 19.30% |
| Debt/Equity Ratio | 431.4% |
How did BNP perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield17%
Payout RatioValuation
Is BNP Paribas undervalued compared to its fair value and its price relative to the market?
18.0%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BNP (€62.44) is trading below our estimate of fair value (€76.17)
Significantly Below Fair Value: BNP is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BNP is poor value based on its PE Ratio (9.2x) compared to the French Banks industry average (7.4x).
PE vs Market: BNP is good value based on its PE Ratio (9.2x) compared to the French market (18.8x).
Price to Earnings Growth Ratio
PEG Ratio: BNP's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: BNP is overvalued based on its PB Ratio (0.7x) compared to the FR Banks industry average (0.2x).
Future Growth
How is BNP Paribas forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
-0.06%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BNP's earnings are forecast to decline over the next 3 years (-0.06% per year).
Earnings vs Market: BNP's earnings are forecast to decline over the next 3 years (-0.06% per year).
High Growth Earnings: BNP's earnings are forecast to decline over the next 3 years.
Revenue vs Market: BNP's revenue (2.3% per year) is forecast to grow slower than the French market (6.2% per year).
High Growth Revenue: BNP's revenue (2.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BNP's Return on Equity is forecast to be low in 3 years time (7.6%).
Past Performance
How has BNP Paribas performed over the past 5 years?
0.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BNP has high quality earnings.
Growing Profit Margin: BNP's current net profit margins (19.3%) are higher than last year (17.1%).
Past Earnings Growth Analysis
Earnings Trend: BNP's earnings have grown by 0.3% per year over the past 5 years.
Accelerating Growth: BNP's earnings growth over the past year (21.2%) exceeds its 5-year average (0.3% per year).
Earnings vs Industry: BNP earnings growth over the past year (21.2%) underperformed the Banks industry 78.6%.
Return on Equity
High ROE: BNP's Return on Equity (7.6%) is considered low.
Financial Health
How is BNP Paribas's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BNP's Assets to Equity ratio (22.6x) is very high.
Allowance for Bad Loans: BNP has a low allowance for bad loans (72%).
Low Risk Liabilities: 60% of BNP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BNP has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: BNP's Loans to Deposits ratio (55%) is appropriate.
Level of Bad Loans: BNP has a high level of bad loans (2.7%).
Dividend
What is BNP Paribas's current dividend yield, its reliability and sustainability?
1.78%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BNP's dividend (1.78%) is higher than the bottom 25% of dividend payers in the French market (1.32%).
High Dividend: BNP's dividend (1.78%) is low compared to the top 25% of dividend payers in the French market (3.88%).
Stability and Growth of Payments
Stable Dividend: BNP's dividend payments have been volatile in the past 10 years.
Growing Dividend: BNP's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (16.6%), BNP's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BNP's dividends in 3 years are forecast to be covered by earnings (54.2% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
4.3yrs
Average management tenure
CEO
Jean-Laurent Bonnafe (60 yo)
10.08yrs
Tenure
€3,755,804
Compensation
Mr. Jean-Laurent Bonnafe has been the Chief Executive Officer at BNP Paribas SA since December 1, 2011. Mr. Bonnafe serves as the Chief Executive Officer at BNP Paribas España S.A. He served as Chief Execu...
CEO Compensation Analysis
Compensation vs Market: Jean-Laurent's total compensation ($USD4.26M) is above average for companies of similar size in the French market ($USD3.22M).
Compensation vs Earnings: Jean-Laurent's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: BNP's management team is considered experienced (4.3 years average tenure).
Board Members
Experienced Board: BNP's board of directors are considered experienced (8.8 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
BNP Paribas SA's employee growth, exchange listings and data sources
Key Information
- Name: BNP Paribas SA
- Ticker: BNP
- Exchange: ENXTPA
- Founded: 1848
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: €76.834b
- Shares outstanding: 1.23b
- Website: https://group.bnpparibas
Number of Employees
Location
- BNP Paribas SA
- 16 boulevard des Italiens
- Paris
- Ile-de-France
- 75009
- France
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/01/21 21:16 |
| End of Day Share Price | 2022/01/21 00:00 |
| Earnings | 2021/09/30 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.