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Market Cap

€68.6b

Last Updated

2021/05/06 19:52 UTC

Data Sources

Company Financials +

Executive Summary

BNP Paribas SA provides a range of banking and financial services in France and internationally. More Details


Snowflake Analysis

Fair value with acceptable track record.


Similar Companies

Share Price & News

How has BNP Paribas's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: BNP is not significantly more volatile than the rest of French stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: BNP's weekly volatility (4%) has been stable over the past year.


Market Performance


7 Day Return

2.0%

BNP

2.2%

FR Banks

0.2%

FR Market


1 Year Return

92.7%

BNP

72.7%

FR Banks

42.8%

FR Market

Return vs Industry: BNP exceeded the French Banks industry which returned 73.6% over the past year.

Return vs Market: BNP exceeded the French Market which returned 44.9% over the past year.


Shareholder returns

BNPIndustryMarket
7 Day2.0%2.2%0.2%
30 Day5.7%5.7%3.9%
90 Day26.0%27.7%11.5%
1 Year92.7%92.7%73.9%72.7%46.1%42.8%
3 Year-0.9%-12.5%-4.9%-16.2%28.3%17.8%
5 Year56.6%26.4%47.3%17.8%86.0%59.6%

Long-Term Price Volatility Vs. Market

How volatile is BNP Paribas's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is BNP Paribas undervalued compared to its fair value and its price relative to the market?

4.4%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: BNP (€54.91) is trading below our estimate of fair value (€57.44)

Significantly Below Fair Value: BNP is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: BNP is good value based on its PE Ratio (9.7x) compared to the FR Banks industry average (11.9x).

PE vs Market: BNP is good value based on its PE Ratio (9.7x) compared to the French market (24.4x).


Price to Earnings Growth Ratio

PEG Ratio: BNP is poor value based on its PEG Ratio (1.5x)


Price to Book Ratio

PB vs Industry: BNP is overvalued based on its PB Ratio (0.6x) compared to the FR Banks industry average (0.3x).


Future Growth

How is BNP Paribas forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?

6.4%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: BNP's forecast earnings growth (6.4% per year) is above the savings rate (0.4%).

Earnings vs Market: BNP's earnings (6.4% per year) are forecast to grow slower than the French market (20.4% per year).

High Growth Earnings: BNP's earnings are forecast to grow, but not significantly.

Revenue vs Market: BNP's revenue (2.4% per year) is forecast to grow slower than the French market (6.9% per year).

High Growth Revenue: BNP's revenue (2.4% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: BNP's Return on Equity is forecast to be low in 3 years time (7.4%).


Past Performance

How has BNP Paribas performed over the past 5 years?

0.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BNP has high quality earnings.

Growing Profit Margin: BNP's current net profit margins (17.3%) are higher than last year (17.1%).


Past Earnings Growth Analysis

Earnings Trend: BNP's earnings have grown by 0.2% per year over the past 5 years.

Accelerating Growth: BNP's earnings growth over the past year (0%) is below its 5-year average (0.2% per year).

Earnings vs Industry: BNP had negative earnings growth (0%) over the past year, making it difficult to compare to the Banks industry average (-34.2%).


Return on Equity

High ROE: BNP's Return on Equity (6.7%) is considered low.


Financial Health

How is BNP Paribas's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BNP's Assets to Equity ratio (22.5x) is very high.

Allowance for Bad Loans: BNP has a low allowance for bad loans (71%).

Low Risk Liabilities: 53% of BNP's liabilities are made up of primarily low risk sources of funding.

Loan Level: BNP has an appropriate level of Loans to Assets ratio (32%).

Low Risk Deposits: BNP's Loans to Deposits ratio (64%) is appropriate.

Level of Bad Loans: BNP has a high level of bad loans (2.7%).


Dividend

What is BNP Paribas's current dividend yield, its reliability and sustainability?

2.02%

Current Dividend Yield


Upcoming Dividend Payment

TodayMay 07 2021Ex Dividend DateMay 24 2021Dividend Pay DateMay 26 20212 days from Ex DividendBuy in the next 17 days to receive the upcoming dividend

Dividend Yield vs Market

Notable Dividend: BNP's dividend (2.02%) is higher than the bottom 25% of dividend payers in the French market (1.29%).

High Dividend: BNP's dividend (2.02%) is low compared to the top 25% of dividend payers in the French market (4.02%).


Stability and Growth of Payments

Stable Dividend: BNP's dividend payments have been volatile in the past 10 years.

Growing Dividend: BNP's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (19.5%), BNP's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: BNP's dividends in 3 years are forecast to be well covered by earnings (49.9% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.6yrs

Average management tenure


CEO

Jean-Laurent Bonnafe (59 yo)

9.42yrs

Tenure

€3,755,804

Compensation

Mr. Jean-Laurent Bonnafe has been the Chief Executive Officer at BNP Paribas SA since December 1, 2011. Mr. Bonnafe serves as the Chief Executive Officer at BNP Paribas España S.A. He served as Chief Execu...


CEO Compensation Analysis

Compensation vs Market: Jean-Laurent's total compensation ($USD4.53M) is about average for companies of similar size in the French market ($USD3.82M).

Compensation vs Earnings: Jean-Laurent's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: BNP's management team is considered experienced (3.6 years average tenure).


Board Members

Experienced Board: BNP's board of directors are considered experienced (8.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

BNP Paribas SA's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: BNP Paribas SA
  • Ticker: BNP
  • Exchange: ENXTPA
  • Founded: 1848
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: €68.587b
  • Shares outstanding: 1.25b
  • Website: https://group.bnpparibas

Number of Employees


Location

  • BNP Paribas SA
  • 16 boulevard des Italiens
  • Paris
  • Ile-de-France
  • 75009
  • France

Listings


Biography

BNP Paribas SA provides a range of banking and financial services in France and internationally. It operates through two divisions, Retail Banking and Services, and Corporate and Institutional Banking. The...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/05/06 19:52
End of Day Share Price2021/05/06 00:00
Earnings2021/03/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.