BNP Paribas
Market Cap
€68.6b
Last Updated
2021/05/06 19:52 UTC
Data Sources
Company Financials +
Executive Summary
BNP Paribas SA provides a range of banking and financial services in France and internationally. More Details
Rewards
Risk Analysis
Snowflake Analysis
Fair value with acceptable track record.
Similar Companies
Share Price & News
How has BNP Paribas's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BNP is not significantly more volatile than the rest of French stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BNP's weekly volatility (4%) has been stable over the past year.
Market Performance
7 Day Return
2.0%
BNP
2.2%
FR Banks
0.2%
FR Market
1 Year Return
92.7%
BNP
72.7%
FR Banks
42.8%
FR Market
Return vs Industry: BNP exceeded the French Banks industry which returned 73.6% over the past year.
Return vs Market: BNP exceeded the French Market which returned 44.9% over the past year.
Shareholder returns
| BNP | Industry | Market | |
|---|---|---|---|
| 7 Day | 2.0% | 2.2% | 0.2% |
| 30 Day | 5.7% | 5.7% | 3.9% |
| 90 Day | 26.0% | 27.7% | 11.5% |
| 1 Year | 92.7%92.7% | 73.9%72.7% | 46.1%42.8% |
| 3 Year | -0.9%-12.5% | -4.9%-16.2% | 28.3%17.8% |
| 5 Year | 56.6%26.4% | 47.3%17.8% | 86.0%59.6% |
Long-Term Price Volatility Vs. Market
How volatile is BNP Paribas's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall St
Key Things To Consider Before Buying BNP Paribas SA (EPA:BNP) For Its Dividend1 month ago | Simply Wall St
Is BNP Paribas SA (EPA:BNP) Popular Amongst Institutions?3 months ago | Simply Wall St
Reflecting on BNP Paribas' (EPA:BNP) Share Price Returns Over The Last Three YearsValuation
Is BNP Paribas undervalued compared to its fair value and its price relative to the market?
4.4%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BNP (€54.91) is trading below our estimate of fair value (€57.44)
Significantly Below Fair Value: BNP is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BNP is good value based on its PE Ratio (9.7x) compared to the FR Banks industry average (11.9x).
PE vs Market: BNP is good value based on its PE Ratio (9.7x) compared to the French market (24.4x).
Price to Earnings Growth Ratio
PEG Ratio: BNP is poor value based on its PEG Ratio (1.5x)
Price to Book Ratio
PB vs Industry: BNP is overvalued based on its PB Ratio (0.6x) compared to the FR Banks industry average (0.3x).
Future Growth
How is BNP Paribas forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
6.4%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BNP's forecast earnings growth (6.4% per year) is above the savings rate (0.4%).
Earnings vs Market: BNP's earnings (6.4% per year) are forecast to grow slower than the French market (20.4% per year).
High Growth Earnings: BNP's earnings are forecast to grow, but not significantly.
Revenue vs Market: BNP's revenue (2.4% per year) is forecast to grow slower than the French market (6.9% per year).
High Growth Revenue: BNP's revenue (2.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BNP's Return on Equity is forecast to be low in 3 years time (7.4%).
Past Performance
How has BNP Paribas performed over the past 5 years?
0.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BNP has high quality earnings.
Growing Profit Margin: BNP's current net profit margins (17.3%) are higher than last year (17.1%).
Past Earnings Growth Analysis
Earnings Trend: BNP's earnings have grown by 0.2% per year over the past 5 years.
Accelerating Growth: BNP's earnings growth over the past year (0%) is below its 5-year average (0.2% per year).
Earnings vs Industry: BNP had negative earnings growth (0%) over the past year, making it difficult to compare to the Banks industry average (-34.2%).
Return on Equity
High ROE: BNP's Return on Equity (6.7%) is considered low.
Financial Health
How is BNP Paribas's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BNP's Assets to Equity ratio (22.5x) is very high.
Allowance for Bad Loans: BNP has a low allowance for bad loans (71%).
Low Risk Liabilities: 53% of BNP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BNP has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: BNP's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: BNP has a high level of bad loans (2.7%).
Dividend
What is BNP Paribas's current dividend yield, its reliability and sustainability?
2.02%
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BNP's dividend (2.02%) is higher than the bottom 25% of dividend payers in the French market (1.29%).
High Dividend: BNP's dividend (2.02%) is low compared to the top 25% of dividend payers in the French market (4.02%).
Stability and Growth of Payments
Stable Dividend: BNP's dividend payments have been volatile in the past 10 years.
Growing Dividend: BNP's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (19.5%), BNP's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BNP's dividends in 3 years are forecast to be well covered by earnings (49.9% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.6yrs
Average management tenure
CEO
Jean-Laurent Bonnafe (59 yo)
9.42yrs
Tenure
€3,755,804
Compensation
Mr. Jean-Laurent Bonnafe has been the Chief Executive Officer at BNP Paribas SA since December 1, 2011. Mr. Bonnafe serves as the Chief Executive Officer at BNP Paribas España S.A. He served as Chief Execu...
CEO Compensation Analysis
Compensation vs Market: Jean-Laurent's total compensation ($USD4.53M) is about average for companies of similar size in the French market ($USD3.82M).
Compensation vs Earnings: Jean-Laurent's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: BNP's management team is considered experienced (3.6 years average tenure).
Board Members
Experienced Board: BNP's board of directors are considered experienced (8.1 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
BNP Paribas SA's company bio, employee growth, exchange listings and data sources
Key Information
- Name: BNP Paribas SA
- Ticker: BNP
- Exchange: ENXTPA
- Founded: 1848
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €68.587b
- Shares outstanding: 1.25b
- Website: https://group.bnpparibas
Number of Employees
Location
- BNP Paribas SA
- 16 boulevard des Italiens
- Paris
- Ile-de-France
- 75009
- France
Listings
Biography
BNP Paribas SA provides a range of banking and financial services in France and internationally. It operates through two divisions, Retail Banking and Services, and Corporate and Institutional Banking. The...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/05/06 19:52 |
| End of Day Share Price | 2021/05/06 00:00 |
| Earnings | 2021/03/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.