BNP Paribas Balance Sheet Health
Financial Health criteria checks 2/6
BNP Paribas has total assets of €2,753.1B and total equity of €130.7B. Total deposits are €1,100.1B, and total loans are €934.0B.
Key information
21.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €1.10t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €1.09t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BNP's Assets to Equity ratio (21.1x) is very high.
Allowance for Bad Loans: BNP has a low allowance for bad loans (68%).
Low Risk Liabilities: 58% of BNP's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BNP has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: BNP's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: BNP has a high level of bad loans (2.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 00:41 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
BNP Paribas SA is covered by 53 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marta Sánchez Romero | Ahorro Corporación |
| Pierre-Yves Gauthier | AlphaValue |
| Benoit De Broissia | Banco BPI, S.A. |