Société Générale Société anonyme Balance Sheet Health
Financial Health criteria checks 3/6
Société Générale Société anonyme has total assets of €1,554.4B and total equity of €80.1B. Total deposits are €521.1B, and total loans are €459.1B.
Key information
19.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €521.14b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.0% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | €726.58b |
Recent financial health updates
No updates
Recent updates
Société Générale Société anonyme (EPA:GLE) Is Increasing Its Dividend To €1.09
Apr 30
Société Générale Société anonyme's (EPA:GLE) Upcoming Dividend Will Be Larger Than Last Year's
Apr 12Société Générale Société anonyme (EPA:GLE) Will Pay A Larger Dividend Than Last Year At €1.09
Mar 29Société Générale Société anonyme (EPA:GLE) Has Announced That It Will Be Increasing Its Dividend To €1.09
Mar 15
Générale's Digital Transformation And Decisive Moves Drive Revenue And Margin Growth
Strong rebound in French net interest income and Global Banking growth expected to drive revenue and net margin improvements.Société Générale Société anonyme Just Missed EPS By 31%: Here's What Analysts Think Will Happen Next
Nov 03Société Générale Société anonyme Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Aug 04Société Générale Société anonyme's (EPA:GLE) Dividend Will Be Reduced To €0.90
May 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GLE's Assets to Equity ratio (19.4x) is moderate.
Allowance for Bad Loans: GLE has a low allowance for bad loans (60%).
Low Risk Liabilities: 65% of GLE's liabilities are made up of primarily higher risk sources of funding.
Loan Level: GLE has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: GLE's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: GLE has a high level of bad loans (3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/20 08:07 |
| End of Day Share Price | 2025/05/20 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Société Générale Société anonyme is covered by 45 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marta Sánchez Romero | Ahorro Corporación |
| Benoit De Broissia | Banco BPI, S.A. |
| Javier Esteban Lario | Banco de Sabadell. S.A. |