Loading...
MAP logo

Mapfre, S.A.BME:MAP Stock Report

Market Cap €12.3b
Share Price
€4.02
€3.92
2.6% overvalued intrinsic discount
1Y18.4%
7D-4.4%
1D
Portfolio Value
View

Mapfre, S.A.

BME:MAP Stock Report

Market Cap: €12.3b

Mapfre (MAP) Stock Overview

Engages in insurance, reinsurance, and financial activities in Spain. More details

MAP fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance3/6
Financial Health3/6
Dividends5/6

MAP Community Fair Values

Create Narrative

See what 74 others think this stock is worth. Follow their fair value or set your own to get alerts.

Mapfre, S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Mapfre
Historical stock prices
Current Share Price€4.02
52 Week High€4.33
52 Week Low€3.25
Beta0.28
1 Month Change-3.46%
3 Month Change8.94%
1 Year Change18.36%
3 Year Change114.51%
5 Year Change114.68%
Change since IPO2,639.33%

Recent News & Updates

Narrative Update Feb 03

MAP: Future P/E Reset And €4.30 Reference Will Guide Neutral Stance

Analysts have revised their price target on Mapfre to €4.30, in line with the prior €4.30 fair value estimate, citing updated assumptions for revenue growth, slightly higher profit margins and a lower future P/E multiple. Recent UBS coverage with a bearish stance adds a more cautious tone to the outlook.

Recent updates

Narrative Update Feb 03

MAP: Future P/E Reset And €4.30 Reference Will Guide Neutral Stance

Analysts have revised their price target on Mapfre to €4.30, in line with the prior €4.30 fair value estimate, citing updated assumptions for revenue growth, slightly higher profit margins and a lower future P/E multiple. Recent UBS coverage with a bearish stance adds a more cautious tone to the outlook.
Narrative Update Jan 19

MAP: Neutral Stance Will Depend On €4.15 Reference And P/E Assumptions

Narrative Update on Mapfre Analysts now see more limited upside for Mapfre, with the latest Street research pointing to a revised price target of €4.15. This reflects a more cautious stance despite only marginal adjustments to revenue growth, profit margin assumptions and the forward P/E of 12.86x.
Analysis Article Jan 12

Insufficient Growth At Mapfre, S.A. (BME:MAP) Hampers Share Price

Mapfre, S.A.'s ( BME:MAP ) price-to-earnings (or "P/E") ratio of 11.4x might make it look like a buy right now compared...
Narrative Update Jan 05

MAP: Neutral Outlook Will Rely On Margins And P/E Assumptions

Analysts have nudged their fair value estimate for Mapfre to €4.30 from €4.00, aligning their updated price target with a more cautious Neutral stance and modest tweaks to the discount rate, revenue growth, margin, and future P/E assumptions. Analyst Commentary Recent research points to a more balanced stance on Mapfre, with the fair value estimate raised to €4.30 while the rating shifts to Neutral.
Narrative Update Dec 15

MAP: Margin Resilience And Slower Growth Expectations Will Shape Future Performance

Analysts have reduced their price target on Mapfre from EUR 4.15 to EUR 3.92. This reflects expectations for slower top line growth, partially offset by a modest improvement in profitability and a slightly lower future earnings multiple.
Narrative Update Dec 01

MAP: Margin Improvement And Sector Downgrade Will Shape Near-Term Outlook

Analysts have raised their price target for Mapfre slightly, from €3.89 to €3.92. This reflects a modest improvement in projected profit margins, despite subdued revenue growth expectations and a recent sector downgrade.
Analysis Article Nov 25

Mapfre (BME:MAP) Is Due To Pay A Dividend Of €0.057

The board of Mapfre, S.A. ( BME:MAP ) has announced that it will pay a dividend of €0.057 per share on the 28th of...
Narrative Update Nov 17

MAP: Cost Focus And Digital Shifts Will Shape Near-Term Performance

Narrative Update on Mapfre: Revised Analyst Price Target Analysts have lowered their fair value estimate for Mapfre from €3.42 to €3.89, citing a more cautious outlook based on moderating revenue growth and updated research sentiment. Analyst Commentary Bullish Takeaways Bullish analysts note that Mapfre's established market presence and diversified portfolio support stable earnings, which can underpin the current valuation levels.
Analysis Article Oct 12

With EPS Growth And More, Mapfre (BME:MAP) Makes An Interesting Case

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article Aug 27

There's No Escaping Mapfre, S.A.'s (BME:MAP) Muted Earnings

When close to half the companies in Spain have price-to-earnings ratios (or "P/E's") above 20x, you may consider...
Analysis Article Jul 27

Mapfre, S.A. (BME:MAP) Just Released Its Half-Yearly Earnings: Here's What Analysts Think

The half-yearly results for Mapfre, S.A. ( BME:MAP ) were released last week, making it a good time to revisit its...
User avatar
New Narrative Feb 23

Strong Capital Base And Diversification Will Support Future Success In Insurance Sector

Strategic focus on profitable growth and diversification could positively influence future earnings and earnings stability.

Shareholder Returns

MAPES InsuranceES Market
7D-4.4%-2.6%-0.4%
1Y18.4%1.7%25.2%

Return vs Industry: MAP exceeded the Spanish Insurance industry which returned 1.7% over the past year.

Return vs Market: MAP underperformed the Spanish Market which returned 25.2% over the past year.

Price Volatility

Is MAP's price volatile compared to industry and market?
MAP volatility
MAP Average Weekly Movement3.2%
Insurance Industry Average Movement4.0%
Market Average Movement3.8%
10% most volatile stocks in ES Market6.9%
10% least volatile stocks in ES Market0.9%

Stable Share Price: MAP has not had significant price volatility in the past 3 months compared to the Spanish market.

Volatility Over Time: MAP's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193330,846Antonio Huertas Mejiaswww.mapfre.com

Mapfre, S.A., together with its subsidiaries, engages in insurance, reinsurance, and financial activities in Spain. The company offers life; health; accident; property and casualty protection that include automobile insurance, homeowner and commercial risk, and family third-party liability insurance; savings and investment; retirement; burial; travel and leisure insurance; and agriculture and livestock insurance products. It also provides investment and pension funds; reinsurance services; insurance for businesses; and business multirisk insurance.

Mapfre, S.A. Fundamentals Summary

How do Mapfre's earnings and revenue compare to its market cap?
MAP fundamental statistics
Market cap€12.32b
Earnings (TTM)€1.17b
Revenue (TTM)€29.93b
10.6x
P/E Ratio
0.4x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MAP income statement (TTM)
Revenue€29.93b
Cost of Revenue€21.89b
Gross Profit€8.04b
Other Expenses€6.87b
Earnings€1.17b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Jul 24, 2026

Earnings per share (EPS)0.38
Gross Margin26.87%
Net Profit Margin3.90%
Debt/Equity Ratio35.9%

How did MAP perform over the long term?

See historical performance and comparison

Dividends

4.5%
Current Dividend Yield
49%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/01 08:20
End of Day Share Price 2026/05/29 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Mapfre, S.A. is covered by 22 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Maria del Paz Ojeda FernandezBanco de Sabadell. S.A.
null nullBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander