Update shared on 01 Dec 2025
Fair value Increased 0.80%Analysts have raised their price target for Mapfre slightly, from €3.89 to €3.92. This reflects a modest improvement in projected profit margins, despite subdued revenue growth expectations and a recent sector downgrade.
Analyst Commentary
Recent analyst updates reflect a balanced outlook for Mapfre, with a slightly increased price target balanced by a more cautious sector stance. Opinions are split between those who see reasons for optimism and those who advise caution based on recent developments.
Bullish Takeaways- Bullish analysts note incremental improvement in projected profit margins, which could support a higher valuation even with muted revenue growth.
- Strength in Mapfre's core insurance operations is viewed as a steady foundation, providing resilience against sector headwinds.
- The company’s ability to navigate sector downgrades with minimal downward revision to price targets is seen as an indication of robust underlying fundamentals.
- Cost management efforts and ongoing operational efficiencies are regarded as supportive for long-term profitability and the potential for upside.
- Bearish analysts point to subdued revenue growth expectations as a constraint on near-term share price appreciation.
- The recent sector downgrade reflects broader challenges and suggests that sentiment may remain pressured in the short to medium term.
- Mapfre's valuation is considered fair rather than compelling, with recent price target adjustments indicating limited upside potential.
- Execution risks, particularly in the current macroeconomic environment, could weigh on further margin expansion and growth acceleration.
Valuation Changes
- Consensus Analyst Price Target has increased slightly, moving from €3.89 to €3.92.
- The Discount Rate remains unchanged at 7.65%.
- Revenue Growth expectations have decreased significantly, from 1.33% to 0.76%.
- Net Profit Margin has improved, rising from 3.80% to 3.99%.
- The Future P/E ratio has fallen, from 12.50x to 12.18x.
Disclaimer
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