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Tryg A/SCPSE:TRYG Stock Report

Market Cap DKK 92.9b
Share Price
DKK 156.00
DKK 172.71
9.7% undervalued intrinsic discount
1Y-8.9%
7D3.7%
Portfolio Value
View

Tryg A/S

CPSE:TRYG Stock Report

Market Cap: DKK 92.9b

Tryg (TRYG) Stock Overview

Engages in the provision of insurance products and services to private, small and medium sized commercial, and corporate customers in Denmark, the United States, rest of Nordic, Luxembourg, the United Kingdom, and internationally. More details

TRYG fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance2/6
Financial Health4/6
Dividends3/6

TRYG Community Fair Values

Create Narrative

See what 31 others think this stock is worth. Follow their fair value or set your own to get alerts.

Tryg A/S Competitors

Price History & Performance

Summary of share price highs, lows and changes for Tryg
Historical stock prices
Current Share PriceDKK 156.00
52 Week HighDKK 173.90
52 Week LowDKK 146.60
Beta0.088
1 Month Change-1.02%
3 Month Change0.91%
1 Year Change-8.88%
3 Year Change-2.68%
5 Year Change6.30%
Change since IPO205.88%

Recent News & Updates

Narrative Update Apr 23

TRYG: Dividend Progress And Capital Authorisations Will Shape Balanced Future Expectations

Analysts have made only a modest adjustment to their view on Tryg, keeping the fair value estimate steady at DKK 172.71 while reflecting slightly higher revenue growth and profit margin expectations, as well as a lower future P/E in their updated price target assumptions. What's in the News Ordinary dividend for the first quarter of 2026 set at DKK 2.15 per share, compared with DKK 2.05 per share in the previous year.
Narrative Update Apr 06

TRYG: Margin Execution And Capital Actions Will Support Future Upside

Analysts have adjusted their price target on Tryg to DKK 172.71, reflecting slightly updated assumptions on revenue growth, profit margins and future P/E following recent research, including a downgrade at Barclays. Analyst Commentary Bullish Takeaways Bullish analysts view the updated DKK 172.71 price target as consistent with current assumptions on revenue growth and profit margins, suggesting the stock still has support from fundamental forecasts.
Analysis Article Apr 06

Does Tryg (CPH:TRYG) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrative Update Mar 22

TRYG: Capital Returns And Margin Discipline Will Support Future Upside

Analysts now see slightly higher long term value for Tryg, nudging their DKK price target from about DKK 172.32 to roughly DKK 172.71 as they factor in modestly higher revenue growth, a marginally stronger profit margin and a still steady forward P/E, even after a recent downgrade highlighted fresh concerns in the latest research. Analyst Commentary Recent research on Tryg points to a more balanced view, with the slight increase in the overall price target sitting alongside a fresh downgrade that puts execution and valuation under closer scrutiny.

Recent updates

Narrative Update Apr 23

TRYG: Dividend Progress And Capital Authorisations Will Shape Balanced Future Expectations

Analysts have made only a modest adjustment to their view on Tryg, keeping the fair value estimate steady at DKK 172.71 while reflecting slightly higher revenue growth and profit margin expectations, as well as a lower future P/E in their updated price target assumptions. What's in the News Ordinary dividend for the first quarter of 2026 set at DKK 2.15 per share, compared with DKK 2.05 per share in the previous year.
Narrative Update Apr 06

TRYG: Margin Execution And Capital Actions Will Support Future Upside

Analysts have adjusted their price target on Tryg to DKK 172.71, reflecting slightly updated assumptions on revenue growth, profit margins and future P/E following recent research, including a downgrade at Barclays. Analyst Commentary Bullish Takeaways Bullish analysts view the updated DKK 172.71 price target as consistent with current assumptions on revenue growth and profit margins, suggesting the stock still has support from fundamental forecasts.
Analysis Article Apr 06

Does Tryg (CPH:TRYG) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrative Update Mar 22

TRYG: Capital Returns And Margin Discipline Will Support Future Upside

Analysts now see slightly higher long term value for Tryg, nudging their DKK price target from about DKK 172.32 to roughly DKK 172.71 as they factor in modestly higher revenue growth, a marginally stronger profit margin and a still steady forward P/E, even after a recent downgrade highlighted fresh concerns in the latest research. Analyst Commentary Recent research on Tryg points to a more balanced view, with the slight increase in the overall price target sitting alongside a fresh downgrade that puts execution and valuation under closer scrutiny.
Narrative Update Mar 07

TRYG: Recalibrated P E And Capital Returns Will Support Future Upside

Analysts have slightly trimmed their price target for Tryg to DKK 172.32 from DKK 173.09, citing updated assumptions on growth, margins and P/E that are also reflected in a recent downgrade at Barclays. Analyst Commentary Analysts are reassessing Tryg after the recent downgrade, focusing on how updated assumptions on growth, margins and P/E feed through to what they see as fair value for the shares.
Narrative Update Feb 21

TRYG: Fine Tuned Fair Value And Barclays Downgrade Will Shape Expectations

Analysts have raised their price target on Tryg to DKK173.09 from DKK172.90, citing fine-tuning to fair value estimates and updated P/E assumptions following recent sector commentary, including a downgrade highlighted by Barclays. Analyst Commentary Bullish Takeaways Bullish analysts view the fine tuning of fair value estimates as a sign that core assumptions around Tryg's earnings profile and P/E support are still intact, even after the recent downgrade headline.
Narrative Update Feb 05

TRYG: Recent Downgrade And Buyback Will Reset Expectations While Preserving Core Franchise

Analysts have nudged their price target for Tryg slightly higher to €172.90 from €171.59, citing updated assumptions for discount rate, revenue growth, profit margin, and future P/E following recent research, including a downgrade at Barclays. Analyst Commentary Analysts have taken a closer look at Tryg following the recent downgrade, updating their models and risk assessments around valuation and execution.
Narrative Update Jan 14

TRYG: Recent Downgrade Will Reset Expectations While Keeping Core Franchise Intact

Analysts have trimmed their price target on Tryg from DKK 175 to about DKK 171.60. They cite updated assumptions on discount rates, growth, profitability and valuation multiples, in line with a recent downgrade highlighted in Street research.
Analysis Article Sep 23

Does Tryg (CPH:TRYG) Deserve A Spot On Your Watchlist?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Jun 28

Tryg A/S' (CPH:TRYG) Shares May Have Run Too Fast Too Soon

Tryg A/S' ( CPH:TRYG ) price-to-earnings (or "P/E") ratio of 19.4x might make it look like a sell right now compared to...
User avatar
New Narrative Nov 11

Investment Synergies And Innovation Boost Earnings Potential Amid Industry Challenges

Tryg's pricing and synergy initiatives are likely to enhance revenue growth and improve cost efficiencies and margins.

Shareholder Returns

TRYGDK InsuranceDK Market
7D3.7%2.4%-0.4%
1Y-8.9%4.2%-16.6%

Return vs Industry: TRYG underperformed the Danish Insurance industry which returned 3.9% over the past year.

Return vs Market: TRYG exceeded the Danish Market which returned -17.5% over the past year.

Price Volatility

Is TRYG's price volatile compared to industry and market?
TRYG volatility
TRYG Average Weekly Movement2.7%
Insurance Industry Average Movement4.1%
Market Average Movement4.7%
10% most volatile stocks in DK Market9.2%
10% least volatile stocks in DK Market2.9%

Stable Share Price: TRYG has not had significant price volatility in the past 3 months compared to the Danish market.

Volatility Over Time: TRYG's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
17316,731Johan Brammerwww.tryg.com

Tryg A/S, together with its subsidiaries, engages in the provision of insurance products and services to private, small and medium sized commercial, and corporate customers in Denmark, the United States, rest of Nordic, Luxembourg, the United Kingdom, and internationally. It operates through Private and Commercial segments. The company offers insurance products, such as motor, content, house, accident, travel, motorcycle, and pet and health, as well as property, liability, workers’ compensation, and health under the Trygg-Hansa, Atlantica, Bilsport & MC, and Moderna Djurförsäkringar brands.

Tryg A/S Fundamentals Summary

How do Tryg's earnings and revenue compare to its market cap?
TRYG fundamental statistics
Market capDKK 92.94b
Earnings (TTM)DKK 5.17b
Revenue (TTM)DKK 43.23b
18.0x
P/E Ratio
2.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TRYG income statement (TTM)
RevenueDKK 43.23b
Cost of RevenueDKK 28.92b
Gross ProfitDKK 14.31b
Other ExpensesDKK 9.14b
EarningsDKK 5.17b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Jul 10, 2026

Earnings per share (EPS)8.68
Gross Margin33.10%
Net Profit Margin11.96%
Debt/Equity Ratio12.0%

How did TRYG perform over the long term?

See historical performance and comparison

Dividends

5.5%
Current Dividend Yield
97%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/20 05:06
End of Day Share Price 2026/05/20 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Tryg A/S is covered by 25 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Claudia GaspariBarclays
Alessia MagniBarclays