SAMPO DKK Stock Overview

Engages in the provision of non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, and the United Kingdom. More details

SAMPO DKK fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	5/6
Financial Health	5/6
Dividends	2/6

Rewards

Trading at 36.8% below our estimate of its fair value

Earnings are forecast to grow 6.24% per year

Earnings grew by 67.8% over the past year

Risk Analysis

Dividend of 4.1% is not well covered by free cash flows

Shareholders have been diluted in the past year

My Notes

Capture your thoughts, links and company narrative

Sampo Oyj Competitors

Tryg

CPSE:TRYG

DKK 93.0b

Alm. Brand

CPSE:ALMB

DKK 20.9b

Fidelity National Financial

NYSE:FNF

US$15.6b

W. R. Berkley

NYSE:WRB

US$22.4b

Price History & Performance

Summary of share price highs, lows and changes for Sampo Oyj
Historical stock prices
Current Share Price	€290.10
52 Week High	€315.90
52 Week Low	€285.80
Beta	0.69
1 Month Change	-3.14%
3 Month Change	-7.90%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-6.09%

Recent updates

Shareholder Returns

	SAMPO DKK	DK Insurance	DK Market
7D	0.2%	-0.2%	-9.0%
1Y	n/a	17.8%	-5.3%

Return vs Industry: Insufficient data to determine how SAMPO DKK performed against the Danish Insurance industry.

Return vs Market: Insufficient data to determine how SAMPO DKK performed against the Danish Market.

Price Volatility

Is SAMPO DKK's price volatile compared to industry and market?
SAMPO DKK volatility
SAMPO DKK Average Weekly Movement	1.9%
Insurance Industry Average Movement	2.8%
Market Average Movement	4.4%
10% most volatile stocks in DK Market	10.2%
10% least volatile stocks in DK Market	2.8%

Stable Share Price: SAMPO DKK has not had significant price volatility in the past 3 months compared to the Danish market.

Volatility Over Time: Insufficient data to determine SAMPO DKK's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1909	14,256	Torbjorn Magnusson	www.sampo.com

Sampo Oyj, together with its subsidiaries, engages in the provision of non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, and the United Kingdom. The company operates through If, Topdanmark, Hastings, Mandatum, and Holding segments. It offers property, casualty, liability, accident, sickness, household, homeowner, motor, travel, marine, aviation, transport, forest, livestock, health, workers compensation, car, van, and bike insurance services, as well as reinsurance services.

Sampo Oyj Fundamentals Summary

How do Sampo Oyj's earnings and revenue compare to its market cap?
SAMPO DKK fundamental statistics
Market cap	DKK 156.67b
Earnings (TTM)	DKK 9.48b
Revenue (TTM)	DKK 69.51b

16.5x

P/E Ratio

2.3x

P/S Ratio

Is SAMPO DKK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SAMPO DKK income statement (TTM)
Revenue	€9.31b
Cost of Revenue	€5.58b
Gross Profit	€3.73b
Other Expenses	€2.46b
Earnings	€1.27b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 06, 2025

Earnings per share (EPS)	2.36
Gross Margin	40.10%
Net Profit Margin	13.64%
Debt/Equity Ratio	41.5%

How did SAMPO DKK perform over the long term?

See historical performance and comparison

Dividends

4.1%

Current Dividend Yield

63%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 02:39
End of Day Share Price	2024/12/23 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sampo Oyj is covered by 44 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jan Gjerland	ABG Sundal Collier
Pierre-Yves Gauthier	AlphaValue
Claudia Gaspari	Barclays

Sampo Oyj CPSE:SAMPO DKK Stock Report