Sampo Oyj

CPSE:SAMPO DKK Stock Report

Market Cap: DKK 162.7b

Sampo Oyj Valuation

Is SAMPO DKK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SAMPO DKK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
DKK 90.50
Fair Value
33.4% undervalued intrinsic discount
16
Number of Analysts

Below Fair Value: SAMPO DKK (DKK60.26) is trading below our estimate of fair value (DKK90.5)

Significantly Below Fair Value: SAMPO DKK is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SAMPO DKK?

Key metric: As SAMPO DKK is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for SAMPO DKK. This is calculated by dividing SAMPO DKK's market cap by their current earnings.
What is SAMPO DKK's PE Ratio?
PE Ratio18.5x
Earnings€1.18b
Market Cap€21.80b

Price to Earnings Ratio vs Peers

How does SAMPO DKK's PE Ratio compare to its peers?

The above table shows the PE ratio for SAMPO DKK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average21.7x
TRYG Tryg
19.2x4.7%DKK 91.2b
ALMB Alm. Brand
30.4x9.9%DKK 23.4b
FNF Fidelity National Financial
21.3x25.6%US$16.0b
SUN Suncorp Group
15.7x-4.3%AU$20.5b
SAMPO DKK Sampo Oyj
18.5x6.0%DKK 21.8b

Price-To-Earnings vs Peers: SAMPO DKK is good value based on its Price-To-Earnings Ratio (18.5x) compared to the peer average (21.6x).

Price to Earnings Ratio vs Industry

How does SAMPO DKK's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
SAMPO DKK 18.5xIndustry Avg. 12.4xNo. of Companies15PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: SAMPO DKK is expensive based on its Price-To-Earnings Ratio (18.5x) compared to the European Insurance industry average (12.4x).

Price to Earnings Ratio vs Fair Ratio

What is SAMPO DKK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SAMPO DKK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio18.5x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate SAMPO DKK's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst SAMPO DKK forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentDKK 60.26
DKK 65.77
+9.1%
8.4%DKK 77.60DKK 56.70n/a16
Feb ’26DKK 59.48
DKK 65.53
+10.2%
8.3%DKK 77.55DKK 56.67n/a16
Jan ’26DKK 58.46
DKK 65.50
+12.0%
7.7%DKK 76.07DKK 56.68n/a16
Dec ’25DKK 60.40
DKK 65.50
+8.4%
7.7%DKK 76.07DKK 56.68n/a16
Nov ’25DKK 61.88
DKK 65.15
+5.3%
7.9%DKK 76.09DKK 56.70n/a16
Oct ’25DKK 62.32
DKK 63.96
+2.6%
7.0%DKK 74.57DKK 56.68n/a16
Sep ’25n/a
DKK 63.91
0%
6.3%DKK 71.64DKK 56.72n/a16
Aug ’25n/a
DKK 64.34
0%
7.0%DKK 73.11DKK 56.70n/a15
Jul ’25n/a
DKK 64.41
0%
6.6%DKK 73.09DKK 58.18n/a15
Jun ’25n/a
DKK 64.54
0%
7.1%DKK 73.10DKK 58.19n/a17
May ’25n/a
DKK 64.67
0%
7.1%DKK 74.61DKK 56.70n/a17
Apr ’25n/a
DKK 64.99
0%
7.3%DKK 74.59DKK 56.69n/a17
Mar ’25n/a
DKK 64.86
0%
7.9%DKK 74.54DKK 53.67n/a17
Feb ’25n/a
DKK 64.90
0%
8.4%DKK 77.51DKK 58.14DKK 59.4817
Jan ’25n/a
DKK 65.70
0%
8.1%DKK 74.56DKK 58.16DKK 58.4617
Dec ’24n/a
DKK 65.61
0%
8.0%DKK 74.56DKK 58.16DKK 60.4017
Nov ’24n/a
DKK 66.05
0%
10.1%DKK 77.63DKK 55.24DKK 61.8817
Oct ’24n/a
DKK 69.30
0%
8.9%DKK 79.06DKK 58.17DKK 62.3216
Sep ’24n/a
DKK 69.62
0%
8.1%DKK 79.00DKK 59.62n/a16
Aug ’24n/a
DKK 70.91
0%
10.2%DKK 86.45DKK 59.62n/a17
Jul ’24n/a
DKK 72.07
0%
9.3%DKK 87.14DKK 59.58n/a16
Jun ’24n/a
DKK 72.86
0%
5.8%DKK 78.95DKK 67.03n/a14
May ’24n/a
DKK 73.75
0%
7.8%DKK 89.44DKK 66.34n/a15
Apr ’24n/a
DKK 74.52
0%
7.1%DKK 89.37DKK 67.03n/a16
Mar ’24n/a
DKK 75.01
0%
6.8%DKK 89.35DKK 68.50n/a15
Feb ’24n/a
DKK 75.96
0%
6.8%DKK 89.25DKK 68.43n/a15
Analyst Price Target
Consensus Narrative from 16 Analysts
DKK 65.56
Fair Value
8.1% undervalued intrinsic discount
16
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/19 11:06
End of Day Share Price 2025/02/19 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Sampo Oyj is covered by 37 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Pierre-Yves GauthierAlphaValue
Andrew BroadfieldBarclays