Sompo Holdings, Inc.

TSE:8630 Stock Report

Market Cap: JP¥3.8t

Sompo Holdings Valuation

Is 8630 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8630 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8630 (¥3870) is trading below our estimate of fair value (¥8985.57)

Significantly Below Fair Value: 8630 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8630?

Key metric: As 8630 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8630. This is calculated by dividing 8630's market cap by their current earnings.
What is 8630's PE Ratio?
PE Ratio8.6x
EarningsJP¥436.05b
Market CapJP¥3.79t

Price to Earnings Ratio vs Peers

How does 8630's PE Ratio compare to its peers?

The above table shows the PE ratio for 8630 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average9.6x
8725 MS&AD Insurance Group Holdings
7.3x-1.3%JP¥5.4t
8766 Tokio Marine Holdings
9.4x-2.1%JP¥11.0t
8750 Dai-ichi Life Holdings
8.9x1.0%JP¥3.5t
6178 Japan Post Holdings
13x7.7%JP¥4.6t
8630 Sompo Holdings
8.6x2.5%JP¥3.8t

Price-To-Earnings vs Peers: 8630 is good value based on its Price-To-Earnings Ratio (8.6x) compared to the peer average (9.6x).

Price to Earnings Ratio vs Industry

How does 8630's PE Ratio compare vs other companies in the Asian Insurance Industry?

7 CompaniesPrice / EarningsEstimated GrowthMarket Cap
8630 8.6xIndustry Avg. 11.0xNo. of Companies47PE0816243240+
7 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8630 is good value based on its Price-To-Earnings Ratio (8.6x) compared to the Asian Insurance industry average (11x).

Price to Earnings Ratio vs Fair Ratio

What is 8630's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8630 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8.6x
Fair PE Ratio12.2x

Price-To-Earnings vs Fair Ratio: 8630 is good value based on its Price-To-Earnings Ratio (8.6x) compared to the estimated Fair Price-To-Earnings Ratio (12.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 8630 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥3,870.00
JP¥3,947.27
+2.0%
14.6%JP¥5,230.00JP¥3,000.00n/a11
Nov ’25JP¥3,269.00
JP¥3,947.27
+20.7%
14.6%JP¥5,230.00JP¥3,000.00n/a11
Oct ’25JP¥3,210.00
JP¥3,985.45
+24.2%
14.9%JP¥5,230.00JP¥3,000.00n/a11
Sep ’25JP¥3,430.00
JP¥3,994.00
+16.4%
13.0%JP¥5,230.00JP¥3,400.00n/a10
Aug ’25JP¥3,305.00
JP¥3,994.00
+20.8%
13.0%JP¥5,230.00JP¥3,400.00n/a10
Jul ’25JP¥3,485.00
JP¥3,691.00
+5.9%
15.5%JP¥5,230.00JP¥3,000.00n/a10
Jun ’25JP¥3,325.00
JP¥3,238.03
-2.6%
12.6%JP¥3,900.00JP¥2,500.00n/a10
May ’25JP¥3,088.00
JP¥3,208.00
+3.9%
11.7%JP¥3,900.00JP¥2,500.00n/a10
Apr ’25JP¥3,017.00
JP¥3,121.21
+3.5%
13.6%JP¥3,933.33JP¥2,430.00n/a11
Mar ’25JP¥2,976.33
JP¥2,682.42
-9.9%
14.4%JP¥3,500.00JP¥2,133.33n/a11
Feb ’25JP¥2,550.00
JP¥2,502.12
-1.9%
9.5%JP¥3,000.00JP¥2,133.33n/a11
Jan ’25JP¥2,298.67
JP¥2,395.83
+4.2%
7.3%JP¥2,733.33JP¥2,133.33n/a12
Dec ’24JP¥2,278.33
JP¥2,325.90
+2.1%
7.8%JP¥2,733.33JP¥2,033.33n/a13
Nov ’24JP¥2,198.67
JP¥2,304.10
+4.8%
8.4%JP¥2,733.33JP¥2,033.33JP¥3,269.0013
Oct ’24JP¥2,144.33
JP¥2,283.89
+6.5%
9.5%JP¥2,733.33JP¥2,033.33JP¥3,210.0012
Sep ’24JP¥2,150.33
JP¥2,300.56
+7.0%
8.8%JP¥2,733.33JP¥2,033.33JP¥3,430.0012
Aug ’24JP¥2,086.00
JP¥2,288.48
+9.7%
9.1%JP¥2,733.33JP¥2,033.33JP¥3,305.0011
Jul ’24JP¥2,153.00
JP¥2,215.76
+2.9%
8.0%JP¥2,526.67JP¥1,933.33JP¥3,485.0011
Jun ’24JP¥1,935.00
JP¥2,110.33
+9.1%
5.2%JP¥2,290.00JP¥1,933.33JP¥3,325.0010
May ’24JP¥1,905.67
JP¥2,180.26
+14.4%
8.8%JP¥2,500.00JP¥1,866.67JP¥3,088.0013
Apr ’24JP¥1,750.67
JP¥2,141.21
+22.3%
8.3%JP¥2,433.33JP¥1,866.67JP¥3,017.0011
Mar ’24JP¥1,955.00
JP¥2,128.79
+8.9%
7.9%JP¥2,433.33JP¥1,866.67JP¥2,976.3311
Feb ’24JP¥1,872.67
JP¥2,130.00
+13.7%
7.5%JP¥2,433.33JP¥1,866.67JP¥2,550.0012
Jan ’24JP¥1,953.33
JP¥2,166.19
+10.9%
9.4%JP¥2,633.33JP¥1,866.67JP¥2,298.6714
Dec ’23JP¥1,942.67
JP¥2,192.62
+12.9%
9.6%JP¥2,633.33JP¥1,866.67JP¥2,278.3314
Nov ’23JP¥2,072.00
JP¥2,188.33
+5.6%
9.7%JP¥2,633.33JP¥1,866.67JP¥2,198.6714

Analyst Forecast: Target price is less than 20% higher than the current share price.

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