3GU Stock Overview
Engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
nib holdings limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$3.50 |
| 52 Week High | AU$4.90 |
| 52 Week Low | AU$2.40 |
| Beta | 0.32 |
| 1 Month Change | 6.71% |
| 3 Month Change | -4.37% |
| 1 Year Change | -26.78% |
| 3 Year Change | -13.79% |
| 5 Year Change | 8.02% |
| Change since IPO | 379.45% |
Recent News & Updates
Recent updates
Shareholder Returns
| 3GU | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | 3.6% | 0.8% | -0.02% |
| 1Y | -26.8% | 27.2% | 15.1% |
Return vs Industry: 3GU underperformed the German Insurance industry which returned 26.3% over the past year.
Return vs Market: 3GU underperformed the German Market which returned 15.3% over the past year.
Price Volatility
| 3GU volatility | |
|---|---|
| 3GU Average Weekly Movement | 6.7% |
| Insurance Industry Average Movement | 3.1% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.3% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 3GU has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 3GU's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1952 | 1,880 | Ed Close | www.nib.com.au |
nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in five segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, and nib Thrive segments. It is also involved in the sale and distribution of travel and disability insurance products; and provision of health management programs.
nib holdings limited Fundamentals Summary
| 3GU fundamental statistics | |
|---|---|
| Market cap | €1.74b |
| Earnings (TTM) | €113.29m |
| Revenue (TTM) | €2.09b |
15.4x
P/E Ratio0.8x
P/S RatioIs 3GU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 3GU income statement (TTM) | |
|---|---|
| Revenue | AU$3.44b |
| Cost of Revenue | AU$2.97b |
| Gross Profit | AU$467.20m |
| Other Expenses | AU$280.60m |
| Earnings | AU$186.60m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 23, 2025
| Earnings per share (EPS) | 0.38 |
| Gross Margin | 13.57% |
| Net Profit Margin | 5.42% |
| Debt/Equity Ratio | 25.3% |
How did 3GU perform over the long term?
See historical performance and comparisonDividends
4.9%
Current Dividend Yield75%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/07 13:10 |
| End of Day Share Price | 2025/02/07 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
nib holdings limited is covered by 23 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Adams | Barrenjoey Markets Pty Limited |
| T.S. Lim | Bell Potter |
| Christiane Holstein | BofA Global Research |