company background image
376

Yunfeng Financial GroupSEHK:376 Stock Report

Market Cap

HK$8.3b

7D

4.4%

1Y

-44.8%

Updated

25 Oct, 2021

Data

Company Financials
376 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health4/6
Dividends0/6

376 Overview

Yunfeng Financial Group Limited, an investment holding company, provides insurance products in Hong Kong and Macau.

Price History & Performance

Summary of all time highs, changes and price drops for Yunfeng Financial Group
Historical stock prices
Current Share PriceHK$2.14
52 Week HighHK$2.00
52 Week LowHK$3.99
Beta0.12
1 Month Change1.91%
3 Month Change-8.94%
1 Year Change-44.85%
3 Year Change-43.98%
5 Year Change-62.26%
Change since IPO-89.30%

Recent News & Updates

May 06
Does Yunfeng Financial Group (HKG:376) Deserve A Spot On Your Watchlist?

Does Yunfeng Financial Group (HKG:376) Deserve A Spot On Your Watchlist?

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...

Shareholder Returns

376HK InsuranceHK Market
7D4.4%3.0%0.4%
1Y-44.8%-11.2%6.7%

Return vs Industry: 376 underperformed the Hong Kong Insurance industry which returned -13.7% over the past year.

Return vs Market: 376 underperformed the Hong Kong Market which returned 5.9% over the past year.

Price Volatility

Is 376's price volatile compared to industry and market?
376 volatility
376 Beta0.12
Industry Beta0.94
Market Beta1

Stable Share Price: 376 is not significantly more volatile than the rest of Hong Kong stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: 376's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1982738Ke Zhanghttps://www.yff.com

Yunfeng Financial Group Limited, an investment holding company, provides insurance products in Hong Kong and Macau. The company operates in two segments, Insurance Products, and Other Financial Services and Corporate. It provides life and medical insurance, annuities, pension, and mandatory provident fund schemes.

Yunfeng Financial Group Fundamentals Summary

How do Yunfeng Financial Group's earnings and revenue compare to its market cap?
376 fundamental statistics
Market CapHK$8.28b
Earnings (TTM)HK$968.66m
Revenue (TTM)HK$12.72b

8.5x

P/E Ratio

0.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
376 income statement (TTM)
RevenueHK$12.72b
Cost of RevenueHK$10.19b
Gross ProfitHK$2.53b
ExpensesHK$1.56b
EarningsHK$968.66m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.25
Gross Margin19.88%
Net Profit Margin7.61%
Debt/Equity Ratio16.9%

How did 376 perform over the long term?

See historical performance and comparison

Valuation

Is Yunfeng Financial Group undervalued compared to its fair value and its price relative to the market?

8.55x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 376 (HK$2.14) is trading above our estimate of fair value (HK$1.53)

Significantly Below Fair Value: 376 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 376 is poor value based on its PE Ratio (8.5x) compared to the Hong Kong Insurance industry average (5.3x).

PE vs Market: 376 is good value based on its PE Ratio (8.5x) compared to the Hong Kong market (9.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 376's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 376 is good value based on its PB Ratio (0.6x) compared to the HK Insurance industry average (0.7x).


Future Growth

How is Yunfeng Financial Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

12.9%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Yunfeng Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Yunfeng Financial Group performed over the past 5 years?

70.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 376 has high quality earnings.

Growing Profit Margin: 376's current net profit margins (7.6%) are higher than last year (3.4%).


Past Earnings Growth Analysis

Earnings Trend: 376 has become profitable over the past 5 years, growing earnings by 70.1% per year.

Accelerating Growth: 376's earnings growth over the past year (262.2%) exceeds its 5-year average (70.1% per year).

Earnings vs Industry: 376 earnings growth over the past year (262.2%) exceeded the Insurance industry 33%.


Return on Equity

High ROE: 376's Return on Equity (6.6%) is considered low.


Financial Health

How is Yunfeng Financial Group's financial position?


Financial Position Analysis

Short Term Liabilities: 376's short term assets (HK$27.2B) exceed its short term liabilities (HK$7.0B).

Long Term Liabilities: 376's short term assets (HK$27.2B) do not cover its long term liabilities (HK$66.2B).


Debt to Equity History and Analysis

Debt Level: 376's debt to equity ratio (16.9%) is considered satisfactory.

Reducing Debt: 376's debt to equity ratio has increased from 0% to 16.9% over the past 5 years.

Debt Coverage: 376's debt is well covered by operating cash flow (88.3%).

Interest Coverage: 376's interest payments on its debt are well covered by EBIT (9.2x coverage).


Balance Sheet


Dividend

What is Yunfeng Financial Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 376's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 376's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 376's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 376's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 376's dividend in 3 years as they are not forecast to pay a notable one for the Hong Kong market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.2yrs

Average management tenure


CEO

Ke Zhang (57 yo)

1

Tenure

HK$2,166,000

Compensation

Mr. Ke Zhang has been Executive Director, Vice Chairman and Chief Executive Officer of Yunfeng Financial Group Ltd. since October 8, 2020. He is a Partner of Yunfeng Capital.He served as Director at Taipi...


CEO Compensation Analysis

Compensation vs Market: Ke's total compensation ($USD278.63K) is below average for companies of similar size in the Hong Kong market ($USD442.78K).

Compensation vs Earnings: Insufficient data to compare Ke's compensation with company performance.


Leadership Team

Experienced Management: 376's management team is seasoned and experienced (5.2 years average tenure).


Board Members

Experienced Board: 376's board of directors are considered experienced (5.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 20%.


Top Shareholders

Company Information

Yunfeng Financial Group Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Yunfeng Financial Group Limited
  • Ticker: 376
  • Exchange: SEHK
  • Founded: 1982
  • Industry: Life and Health Insurance
  • Sector: Insurance
  • Market Cap: HK$8.278b
  • Shares outstanding: 3.87b
  • Website: https://www.yff.com

Number of Employees


Location

  • Yunfeng Financial Group Limited
  • One Exchange Square
  • Suites 3201-3204
  • Central
  • Hong Kong

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/25 16:39
End of Day Share Price2021/10/25 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.