X95 Stock Overview
Operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand.
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
Pepper Money Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.82 |
| 52 Week High | AU$0.98 |
| 52 Week Low | AU$0.67 |
| Beta | 1.18 |
| 11 Month Change | 0% |
| 3 Month Change | -6.78% |
| 1 Year Change | 7.84% |
| 33 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -35.34% |
Recent News & Updates
Recent updates
Shareholder Returns
| X95 | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | 1.9% | 2.9% | 1.5% |
| 1Y | 7.8% | 39.0% | 12.6% |
Return vs Industry: X95 underperformed the German Diversified Financial industry which returned 36.1% over the past year.
Return vs Market: X95 underperformed the German Market which returned 11.2% over the past year.
Price Volatility
| X95 volatility | |
|---|---|
| X95 Average Weekly Movement | 4.9% |
| Diversified Financial Industry Average Movement | 4.6% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in DE Market | 11.7% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: X95 has not had significant price volatility in the past 3 months.
Volatility Over Time: X95's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2000 | n/a | Mario Rehayem | www.peppermoney.com.au |
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing of residential home loans and small balance commercial real estate loans.
Pepper Money Limited Fundamentals Summary
| X95 fundamental statistics | |
|---|---|
| Market cap | €372.72m |
| Earnings (TTM) | €64.41m |
| Revenue (TTM) | €243.59m |
5.8x
P/E Ratio1.5x
P/S RatioIs X95 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| X95 income statement (TTM) | |
|---|---|
| Revenue | AU$394.80m |
| Cost of Revenue | AU$37.30m |
| Gross Profit | AU$357.50m |
| Other Expenses | AU$253.10m |
| Earnings | AU$104.40m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.24 |
| Gross Margin | 90.55% |
| Net Profit Margin | 26.44% |
| Debt/Equity Ratio | 2,037.8% |
How did X95 perform over the long term?
See historical performance and comparison