OVB Holding AG provides financial advisory services primarily to private households in Europe.
Flawless balance sheet with proven track record.
Share Price & News
How has OVB Holding's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: O4B has not had significant price volatility in the past 3 months.
7 Day Return
DE Capital Markets
1 Year Return
DE Capital Markets
Return vs Industry: O4B underperformed the German Capital Markets industry which returned 22.6% over the past year.
Return vs Market: O4B underperformed the German Market which returned -0.1% over the past year.
Price Volatility Vs. Market
How volatile is OVB Holding's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StDo You Know What OVB Holding AG's (ETR:O4B) P/E Ratio Means?
1 month ago | Simply Wall StWhere OVB Holding AG (ETR:O4B) Stands In Terms Of Earnings Growth Against Its Industry
1 month ago | Simply Wall StOVB Holding AG (ETR:O4B) Consensus Forecasts Have Become A Little Darker Since Its Latest Report
Is OVB Holding undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: O4B (€16.7) is trading above our estimate of fair value (€16.03)
Significantly Below Fair Value: O4B is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: O4B is good value based on its PE Ratio (21.7x) compared to the Capital Markets industry average (22.3x).
PE vs Market: O4B is poor value based on its PE Ratio (21.7x) compared to the German market (19x).
Price to Earnings Growth Ratio
PEG Ratio: O4B is poor value based on its PEG Ratio (2.8x)
Price to Book Ratio
PB vs Industry: O4B is overvalued based on its PB Ratio (2.6x) compared to the DE Capital Markets industry average (2.2x).
How is OVB Holding forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: O4B's forecast earnings growth (7.8% per year) is above the savings rate (0.2%).
Earnings vs Market: O4B's earnings (7.8% per year) are forecast to grow slower than the German market (22.5% per year).
High Growth Earnings: O4B's earnings are forecast to grow, but not significantly.
Revenue vs Market: O4B's revenue (4% per year) is forecast to grow slower than the German market (5.7% per year).
High Growth Revenue: O4B's revenue (4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if O4B's Return on Equity is forecast to be high in 3 years time
How has OVB Holding performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: O4B has high quality earnings.
Growing Profit Margin: O4B's current net profit margins (4.2%) are lower than last year (4.3%).
Past Earnings Growth Analysis
Earnings Trend: O4B's earnings have grown by 1.7% per year over the past 5 years.
Accelerating Growth: O4B's earnings growth over the past year (7.9%) exceeds its 5-year average (1.7% per year).
Earnings vs Industry: O4B earnings growth over the past year (7.9%) exceeded the Capital Markets industry 4.1%.
Return on Equity
High ROE: O4B's Return on Equity (12.1%) is considered low.
How is OVB Holding's financial position?
Financial Position Analysis
Short Term Liabilities: O4B's short term assets (€178.2M) exceed its short term liabilities (€113.2M).
Long Term Liabilities: O4B's short term assets (€178.2M) exceed its long term liabilities (€13.7M).
Debt to Equity History and Analysis
Debt Level: O4B is debt free.
Reducing Debt: O4B has no debt compared to 5 years ago when its debt to equity ratio was 0.2%.
Debt Coverage: O4B has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: O4B has no debt, therefore coverage of interest payments is not a concern.
What is OVB Holding's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: O4B's dividend (4.49%) is higher than the bottom 25% of dividend payers in the German market (1.32%).
High Dividend: O4B's dividend (4.49%) is in the top 25% of dividend payers in the German market (4.07%)
Stability and Growth of Payments
Stable Dividend: O4B's dividend payments have been volatile in the past 10 years.
Growing Dividend: O4B's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (97.5%), O4B's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mario Freis (44yo)
Mr. Mario Freis has been the Chief Executive Officer of OVB Holding AG since February 2016 an as its Member of Executive Board since January 1, 2010. Mr. Freis serves as the Chairman of the Executive Board ...
CEO Compensation Analysis
Compensation vs Market: Mario's total compensation ($USD851.30K) is about average for companies of similar size in the German market ($USD711.30K).
Compensation vs Earnings: Mario's compensation has been consistent with company performance over the past year.
|Member of Supervisory Board||6.92yrs||€32.50k||no data|
|Chairman of the Supervisory Board||9.83yrs||€42.50k||no data|
|Independent Member of the Supervisory Board||7.92yrs||€15.00k||no data|
|Deputy Chairman of the Supervisory Board||7.33yrs||€37.50k||no data|
|Member of the Supervisory Board||0.17yr||no data||no data|
|Member of the Supervisory Board||1.92yrs||€22.50k||no data|
Experienced Board: O4B's board of directors are considered experienced (7.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
OVB Holding AG's company bio, employee growth, exchange listings and data sources
- Name: OVB Holding AG
- Ticker: O4B
- Exchange: XTRA
- Founded: 1970
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: €237.997m
- Shares outstanding: 14.25m
- Website: https://www.ovb.eu
Number of Employees
- OVB Holding AG
- Heumarkt 1
- North Rhine-Westphalia
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|O4B||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jul 2006|
|O4B||XTRA (XETRA Trading Platform)||Yes||Common Stock||DE||EUR||Jul 2006|
|0NEN||LSE (London Stock Exchange)||Yes||Common Stock||GB||EUR||Jul 2006|
OVB Holding AG provides financial advisory services primarily to private households in Europe. The company engages in the provision of advisory to its clients in structuring their finances; and broking various financial products offered by insurance companies and other enterprises. OVB Holding AG was founded in 1970 and is headquartered in Cologne, Germany.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/05/28 22:08|
|End of Day Share Price||2020/05/28 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.