Quirin Privatbank AG provides various banking and financial products and services in Germany.
Solid track record with adequate balance sheet.
Share Price & News
How has Quirin Privatbank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: QB7 has not had significant price volatility in the past 3 months.
7 Day Return
DE Capital Markets
1 Year Return
DE Capital Markets
Return vs Industry: QB7 underperformed the German Capital Markets industry which returned 31% over the past year.
Return vs Market: QB7 underperformed the German Market which returned 12.8% over the past year.
Price Volatility Vs. Market
How volatile is Quirin Privatbank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StYou Have To Love Quirin Privatbank AG's (ETR:QB7) Dividend
6 months ago | Simply Wall StWhat Makes Quirin Privatbank AG (ETR:QB7) A Great Dividend Stock?
9 months ago | Simply Wall StHere's How P/E Ratios Can Help Us Understand Quirin Privatbank AG (ETR:QB7)
Is Quirin Privatbank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate QB7's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate QB7's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: QB7 is good value based on its PE Ratio (19.2x) compared to the Capital Markets industry average (27.8x).
PE vs Market: QB7 is good value based on its PE Ratio (19.2x) compared to the German market (21x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate QB7's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: QB7 is good value based on its PB Ratio (1.4x) compared to the DE Capital Markets industry average (1.8x).
How is Quirin Privatbank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Quirin Privatbank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Quirin Privatbank is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Quirin Privatbank competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Quirin Privatbank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: QB7 has high quality earnings.
Growing Profit Margin: QB7's current net profit margins (8.8%) are higher than last year (7.4%).
Past Earnings Growth Analysis
Earnings Trend: QB7's earnings have grown by 7.2% per year over the past 5 years.
Accelerating Growth: QB7's earnings growth over the past year (20%) exceeds its 5-year average (7.2% per year).
Earnings vs Industry: QB7 earnings growth over the past year (20%) exceeded the Capital Markets industry -2.7%.
Return on Equity
High ROE: QB7's Return on Equity (8.8%) is considered low.
Return on Assets
Return on Capital Employed
How is Quirin Privatbank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: QB7 has a low level of unsold assets or inventory.
Debt Coverage by Assets: QB7's debt is covered by short term assets (assets are 3.7x debt).
Financial Institutions Analysis
Asset Level: QB7's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if QB7 has a sufficient allowance for bad loans.
Low Risk Liabilities: QB7's liabilities are made up of primarily low risk sources of funding.
Loan Level: QB7 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: QB7's loans are broadly funded by customer deposits.
Level of Bad Loans: Insufficient data to determine if QB7 has an appropriate level of bad loans.
What is Quirin Privatbank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: QB7's dividend (1.74%) is higher than the bottom 25% of dividend payers in the German market (1.31%).
High Dividend: QB7's dividend (1.74%) is low compared to the top 25% of dividend payers in the German market (3.63%).
Stability and Growth of Payments
Stable Dividend: QB7 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: QB7 has only been paying a dividend for 3 years, and since then payments have fallen.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (33.4%), QB7's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Karl Schmidt (50yo)
Mr. Karl Matthäus Schmidt serves as Chief Executive Officer and Chairman of the Executive Board at Quirin bank AG and Quirin Privatbank AG. Mr. Schmidt serves as the Managing Director of KM.s Consulting Gm ...
|Chairman of the Supervisory Board||0yrs||no data||no data|
|Member of the Supervisory Board||5.8yrs||no data||no data|
|Member of the Supervisory Board||8.6yrs||no data||no data|
|Member of the Supervisory Board||0.7yrs||no data||no data|
|Member of the Supervisory Board||0.7yrs||no data||no data|
Experienced Board: QB7's board of directors are considered experienced (3.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Quirin Privatbank AG's company bio, employee growth, exchange listings and data sources
- Name: Quirin Privatbank AG
- Ticker: QB7
- Exchange: XTRA
- Founded: 1998
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: €74.670m
- Shares outstanding: 43.41m
- Website: https://www.quirinprivatbank.de
Number of Employees
- Quirin Privatbank AG
- Kurfürstendamm 119
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|QB7||DB (Deutsche Boerse AG)||Yes||Share Capital||DE||EUR||Oct 2006|
|QB7||XTRA (XETRA Trading Platform)||Yes||Share Capital||DE||EUR||Oct 2006|
Quirin Privatbank AG provides various banking and financial products and services in Germany. The company offers investment services for private customers; advisory services for medium-sized companies on equity and debt capital financing measures; and retirement, financial planning, portfolio optimization, assets check, and securities lending services. It also provides corporate finance, institutional customer support and research, and capital market, as well as insurance services. Quirin Privatbank AG was founded in 1998 and is based in Berlin, Germany.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/23 21:17|
|End of Day Share Price||2020/02/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.