Pepper Money Balance Sheet Health

Financial Health criteria checks 3/6

Pepper Money has a total shareholder equity of A$859.4M and total debt of A$17.5B, which brings its debt-to-equity ratio to 2037.8%. Its total assets and total liabilities are A$18.5B and A$17.7B respectively.

Key information

2,037.8%

Debt to equity ratio

AU$17.51b

Debt

Interest coverage ration/a
CashAU$1.19b
EquityAU$859.40m
Total liabilitiesAU$17.66b
Total assetsAU$18.51b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis

Short Term Liabilities: X95's short term assets (A$18.3B) exceed its short term liabilities (A$18.0M).

Long Term Liabilities: X95's short term assets (A$18.3B) exceed its long term liabilities (A$17.6B).


Debt to Equity History and Analysis

Debt Level: X95's net debt to equity ratio (1899.6%) is considered high.

Reducing Debt: X95's debt to equity ratio has reduced from 2263.8% to 2037.8% over the past 5 years.

Debt Coverage: X95's debt is not well covered by operating cash flow (7%).

Interest Coverage: Insufficient data to determine if X95's interest payments on its debt are well covered by EBIT.


Balance Sheet


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