First Northwest Bancorp (45I) Stock Overview

Operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in the United States. More details

45I fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	3/6
Past Performance	1/6
Financial Health	5/6
Dividends	0/6

Rewards

Earnings are forecast to grow 110.22% per year

Became profitable this year

Risk Analysis

Highly volatile share price over the past 3 months compared to the German market

Large one-off items impacting financial results

Does not have a meaningful market cap (€83M)

Significant insider selling over the past 3 months

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First Northwest Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Northwest Bancorp
Historical stock prices
Current Share Price	US$8.25
52 Week High	US$10.50
52 Week Low	US$5.80
Beta	0.62
1 Month Change	-11.76%
3 Month Change	-8.33%
1 Year Change	39.83%
3 Year Change	-27.63%
5 Year Change	-43.49%
Change since IPO	-39.34%

Recent updates

Shareholder Returns

	45I	DE Banks	DE Market
7D	-2.4%	0.5%	-0.5%
1Y	39.8%	38.6%	4.6%

Return vs Industry: 45I underperformed the German Banks industry which returned 41.2% over the past year.

Return vs Market: 45I exceeded the German Market which returned 5.5% over the past year.

Price Volatility

Is 45I's price volatile compared to industry and market?
45I volatility
45I Average Weekly Movement	12.9%
Banks Industry Average Movement	3.2%
Market Average Movement	5.0%
10% most volatile stocks in DE Market	12.4%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: 45I's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 45I's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

Founded	Employees	CEO	Website
1923	242	Curt Queyrouze	www.ourfirstfed.com

First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in the United States. The company accepts various deposit instruments, such as checking, money market deposit, savings, and transaction accounts, as well as certificates of deposits. It also offers one-to-four family residential mortgage loans, commercial and multi-family real estate loans, construction and land loans, loan origination and underwriting, and commercial business loans, as well as consumer loans primarily comprising automobile and home-equity loans, and lines of credit.

First Northwest Bancorp Fundamentals Summary

How do First Northwest Bancorp's earnings and revenue compare to its market cap?
45I fundamental statistics
Market cap	€83.21m
Earnings (TTM)	€1.29m
Revenue (TTM)	€59.32m

63.5x

P/E Ratio

0.6x

P/B Ratio

Is 45I overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
45I income statement (TTM)
Revenue	US$69.00m
Cost of Revenue	US$0
Gross Profit	US$69.00m
Other Expenses	US$67.50m
Earnings	US$1.50m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)	0.17
Gross Margin	100.00%
Net Profit Margin	2.17%
Debt/Equity Ratio	197.9%

How did 45I perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/09 14:57
End of Day Share Price	2026/09/09 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Northwest Bancorp is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Feddie Strickland	Hovde Group, LLC
Nathan Race	Piper Sandler Companies

First Northwest Bancorp (45I) Stock Overview

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First Northwest Bancorp Competitors

Merkur PrivatBank KgaA

UmweltBank

ProCredit Holding

Citizens Bancorp

Price History & Performance

Recent News & Updates

Investor sentiment deteriorates as stock falls 15%

Independent Director recently sold €249k worth of stock

Second quarter 2026 earnings released: EPS: US$0.03 (vs US$0.42 in 2Q 2025)

New major risk - Revenue and earnings growth

First Northwest Bancorp Reports Charge Offs for the Second Quarter Ended June 30, 2026

Investor sentiment improves as stock rises 23%

Recent updates

Investor sentiment deteriorates as stock falls 15%

Independent Director recently sold €249k worth of stock

Second quarter 2026 earnings released: EPS: US$0.03 (vs US$0.42 in 2Q 2025)

New major risk - Revenue and earnings growth

First Northwest Bancorp Reports Charge Offs for the Second Quarter Ended June 30, 2026

Investor sentiment improves as stock rises 23%

New major risk - Share price stability

First Northwest Bancorp(NasdaqGM:FNWB) dropped from Russell Microcap Growth Benchmark Index

First Northwest Bancorp Reports Net Loan Charge Offs for the First Quarter Ended March 31, 2026

First Northwest Bancorp, Annual General Meeting, May 19, 2026

First Northwest Bancorp and First Fed Bank Announce Resignation of Geraldine L. Bullard as Executive Vice President and Chief Operating Officer Effective February 4, 2026

First Fed Bank and First Northwest Bancorp, Announces Retirement of Norman J. Tonina, Jr. from Boards of Directors, Effective on December 9, 2025

First Northwest Elects Not to Declare Dividend for Third Quarter of 2025

First Northwest Bancorp Announces CEO Changes

First Northwest Bancorp and First Fed Bank Announces Board Changes, Effective September 17, 2025

First Northwest Bancorp Announces Net Loan Charge-Offs for the Second Quarter Ended June 30, 2025

First Northwest Bancorp and First Fed Bank Appoints Diane C. Davis as A Director

First Northwest Bancorp and First Fed Announces Executive and Board Changes

First Northwest Bancorp Reports Net Loan Charge-Offs for the First Quarter Ended March 31, 2025

First Northwest Bancorp announces Quarterly dividend, payable on May 23, 2025

First Northwest Bancorp, Annual General Meeting, May 20, 2025

First Northwest Bancorp and First Fed Bank Announce CFO Changes

First Northwest Bancorp Declares Quarterly Cash Dividend, Payable on February 28, 2025

First Northwest Bancorp and First Fed Bank Announce the Resignation of Craig Curtis from Boards of Directors, Effective December 31, 2024

Third quarter dividend of US$0.07 announced

Second quarter 2024 earnings released: US$0.25 loss per share (vs US$0.20 profit in 2Q 2023)

First Northwest Bancorp Declares Quarterly Cash Dividend, Payable on November 22, 2024

New major risk - Revenue and earnings growth

Second quarter dividend of US$0.07 announced

Second quarter 2024 earnings released: EPS: US$0.16 (vs US$0.20 in 2Q 2023)

First Northwest Bancorp Declares Quarterly Cash Dividend, Payable on August 23, 2024

First Northwest Bancorp and First Fed Announce the Retirement of Jennifer Zaccardo from Boards of Directors

Independent Director recently bought €780k worth of stock

First quarter dividend of US$0.07 announced

First Northwest Bancorp Declares Quarterly Cash Dividend, Payable on May 24, 2024

First quarter 2024 earnings released: EPS: US$0.04 (vs US$0.39 in 1Q 2023)

First Northwest Bancorp, Annual General Meeting, May 30, 2024

New minor risk - Market cap size

Investor sentiment deteriorates as stock falls 21%

Full year 2023 earnings released: EPS: US$0.26 (vs US$1.71 in FY 2022)

Upcoming dividend of US$0.07 per share at 1.9% yield

Fourth quarter dividend of US$0.07 announced

Full year 2023 earnings released: EPS: US$0.26 (vs US$1.71 in FY 2022)

First Northwest Bancorp Declares Quarterly Cash Dividend, Payable on February 23, 2024

Chief Digital Officer & General Counsel recently sold €71k worth of stock

Upcoming dividend of US$0.07 per share at 2.2% yield

First Northwest Bancorp to Report Q3, 2023 Results on Oct 26, 2023

Third quarter 2023 earnings released: EPS: US$0.28 (vs US$0.47 in 3Q 2022)

Now 20% undervalued

Upcoming dividend of US$0.07 per share at 2.1% yield

Second quarter 2023 earnings released: EPS: US$0.20 (vs US$0.27 in 2Q 2022)

Now 20% undervalued after recent price drop

Independent Director recently bought €194k worth of stock

Investor sentiment deteriorates as stock falls 15%

Upcoming dividend of US$0.07 per share at 2.6% yield

Full year 2022 earnings released: EPS: US$1.71 (vs US$1.63 in FY 2021)

Investor sentiment deteriorates as stock falls 15%

Upcoming dividend of US$0.07 per share at 1.9% yield

First Northwest Bancorp Declares Quarterly Cash Dividend, Payable on February 24, 2023

Full year 2022 earnings released: EPS: US$1.71 (vs US$1.63 in FY 2021)

First Fed Bank Appoints Lynn Terwoerds to Board of Directors

Upcoming dividend of US$0.07 per share