Summit State Bank (SSBI) Stock Overview
Provides various banking products and services to individuals and businesses primarily in Sonoma County, California. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
SSBI Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Summit State Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.63 |
| 52 Week High | US$14.00 |
| 52 Week Low | US$9.14 |
| Beta | 0.18 |
| 1 Month Change | -0.87% |
| 3 Month Change | -1.02% |
| 1 Year Change | 42.72% |
| 3 Year Change | -11.50% |
| 5 Year Change | -6.88% |
| Change since IPO | 24.94% |
Recent News & Updates
Recent updates
Shareholder Returns
| SSBI | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.9% | 1.3% | 3.2% |
| 1Y | 42.7% | 28.9% | 31.0% |
Return vs Industry: SSBI exceeded the US Banks industry which returned 28.9% over the past year.
Return vs Market: SSBI exceeded the US Market which returned 31% over the past year.
Price Volatility
| SSBI volatility | |
|---|---|
| SSBI Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: SSBI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SSBI's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1982 | 103 | Brian Reed | summitstatebank.com |
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
Summit State Bank Fundamentals Summary
| SSBI fundamental statistics | |
|---|---|
| Market cap | US$91.62m |
| Earnings (TTM) | US$5.98m |
| Revenue (TTM) | US$32.47m |
Is SSBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SSBI income statement (TTM) | |
|---|---|
| Revenue | US$32.47m |
| Cost of Revenue | US$0 |
| Gross Profit | US$32.47m |
| Other Expenses | US$26.49m |
| Earnings | US$5.98m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.88 |
| Gross Margin | 100.00% |
| Net Profit Margin | 18.41% |
| Debt/Equity Ratio | 5.8% |
How did SSBI perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/07 00:02 |
| End of Day Share Price | 2026/05/07 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Summit State Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.