First Northwest Bancorp Balance Sheet Health

Financial Health criteria checks 5/6

First Northwest Bancorp has total assets of $2.3B and total equity of $160.8M. Total deposits are $1.7B, and total loans are $1.7B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are $82.7M.

Key information

14x

Asset to equity ratio

3.1%

Net interest margin

Total deposits

US$1.71b

Loan to deposit ratio

Appropriate

Bad loans

1.7%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

US$82.72m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 45I's Assets to Equity ratio (14x) is moderate.

Allowance for Bad Loans: 45I has a low allowance for bad loans (72%).

Low Risk Liabilities: 82% of 45I's liabilities are made up of primarily low risk sources of funding.

Loan Level: 45I has an appropriate level of Loans to Assets ratio (76%).

Low Risk Deposits: 45I's Loans to Deposits ratio (100%) is appropriate.

Level of Bad Loans: 45I has an appropriate level of bad loans (1.7%).


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