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Bank of Zhengzhou DB:3BZ Stock Report

Last Price

€0.12

Market Cap

€2.2b

7D

0.9%

1Y

60.5%

Updated

23 Dec, 2024

Data

Company Financials +

Bank of Zhengzhou Co., Ltd.

DB:3BZ Stock Report

Market Cap: €2.2b

3BZ Stock Overview

Provides various banking products and services in the People’s Republic of China. More details

3BZ fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends0/6

Rewards

Trading at 46.9% below our estimate of its fair value

Revenue is forecast to grow 18.71% per year

Risk Analysis

Earnings have declined by 21% per year over past 5 years

Highly volatile share price over the past 3 months compared to the German market


My Notes

Capture your thoughts, links and company narrative

Bank of Zhengzhou Co., Ltd. Competitors

ProCredit Holding

XTRA:PCZ

€465.3m

FB Financial

NYSE:FBK

US$2.4b

Qingdao Rural Commercial Bank

SZSE:002958

CN¥16.8b

Hilltop Holdings

NYSE:HTH

US$1.9b

Price History & Performance

Summary of share price highs, lows and changes for Bank of Zhengzhou
Historical stock prices
Current Share PriceHK$0.12
52 Week HighHK$0.13
52 Week LowHK$0.061
Beta0.29
1 Month Change16.83%
3 Month Change74.81%
1 Year Change60.54%
3 Year Change-27.89%
5 Year Change-47.30%
Change since IPO-65.86%

Recent News & Updates

Recent updates

Shareholder Returns

3BZDE BanksDE Market
7D0.9%-2.0%-2.0%
1Y60.5%19.1%6.9%

Return vs Industry: 3BZ exceeded the German Banks industry which returned 19.1% over the past year.

Return vs Market: 3BZ exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is 3BZ's price volatile compared to industry and market?
3BZ volatility
3BZ Average Weekly Movement13.5%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 3BZ's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 3BZ's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
19965,822n/awww.zzbank.cn

Bank of Zhengzhou Co., Ltd., together with its subsidiaries, provides various banking products and services in the People’s Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment provides deposit products, corporate loans and advances, trade finance products, financial leasing services, agency services, and remittance and settlement services to corporations, government agencies, and financial institutions.

Bank of Zhengzhou Co., Ltd. Fundamentals Summary

How do Bank of Zhengzhou's earnings and revenue compare to its market cap?
3BZ fundamental statistics
Market cap€2.22b
Earnings (TTM)€113.70m
Revenue (TTM)€654.48m

10.0x

P/E Ratio

0.2x

P/B Ratio

Is 3BZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
3BZ income statement (TTM)
RevenueCN¥4.97b
Cost of RevenueCN¥0
Gross ProfitCN¥4.97b
Other ExpensesCN¥4.11b
EarningsCN¥863.60m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.095
Gross Margin100.00%
Net Profit Margin17.37%
Debt/Equity Ratio332.0%

How did 3BZ perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 01:43
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of Zhengzhou Co., Ltd. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shanshan LiBOCOM International Securities Limited
Feifei XiaoCitic Securities Co., Ltd.
Zhiming LiaoTianfeng Securities Brokerage Co., Ltd