Bank of Zhengzhou Co., Ltd.

DB:3BZ Stock Report

Market Cap: €2.2b

Bank of Zhengzhou Past Earnings Performance

Past criteria checks 3/6

Bank of Zhengzhou's earnings have been declining at an average annual rate of -21%, while the Banks industry saw earnings growing at 18% annually. Revenues have been declining at an average rate of 7.4% per year. Bank of Zhengzhou's return on equity is 2.3%, and it has net margins of 17.4%.

Key information

-21.0%

Earnings growth rate

-18.3%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate-7.4%
Return on equity2.3%
Net Margin17.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank of Zhengzhou makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:3BZ Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244,97186400
30 Jun 245,1429171400
31 Mar 245,2791,14900
31 Dec 235,6241,37000
30 Sep 235,60177200
30 Jun 235,9879401630
31 Mar 236,6561,44600
31 Dec 226,5661,42500
30 Sep 227,7512,8283,4000
30 Jun 227,6192,8333,6420
31 Mar 227,4762,7973,4000
31 Dec 217,5482,7563,4000
30 Sep 217,4462,7132,6190
30 Jun 217,4582,7102,3110
31 Mar 217,4162,7042,6190
31 Dec 207,3952,6742,6190
30 Sep 207,1202,4753,5600
30 Jun 207,3682,7213,2510
31 Mar 207,5182,8203,5600
31 Dec 197,6442,7723,5600
30 Sep 197,3242,7112,3360
30 Jun 197,2802,6592,9130
31 Mar 197,0532,4482,3360
31 Dec 186,9732,5562,3360
30 Sep 188,6104,3641,9630
30 Jun 188,5734,3751,9400
31 Mar 188,4544,3831,3810
31 Dec 178,2564,2801,9630
30 Sep 177,9864,0848030
30 Jun 177,8944,1482,3910
31 Mar 177,8844,1982,3060
31 Dec 167,6343,9992,2220
30 Sep 167,5384,0691,9790
30 Jun 167,2473,7272,0480
31 Mar 166,6973,3331,9720
31 Dec 156,5643,3561,8290
30 Sep 156,2143,1831,7180
30 Jun 155,8653,0101,6070
31 Mar 155,4362,7361,5660
31 Dec 145,0072,4631,5260
31 Dec 133,8571,9021,1520

Quality Earnings: 3BZ has high quality earnings.

Growing Profit Margin: 3BZ's current net profit margins (17.4%) are higher than last year (13.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 3BZ's earnings have declined by 21% per year over the past 5 years.

Accelerating Growth: 3BZ's earnings growth over the past year (11.9%) exceeds its 5-year average (-21% per year).

Earnings vs Industry: 3BZ earnings growth over the past year (11.9%) did not outperform the Banks industry 12.6%.


Return on Equity

High ROE: 3BZ's Return on Equity (2.3%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 16:03
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of Zhengzhou Co., Ltd. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shanshan LiBOCOM International Securities Limited
Feifei XiaoCitic Securities Co., Ltd.
Zhiming LiaoTianfeng Securities Brokerage Co., Ltd