Bank of Zhengzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Zhengzhou has total assets of CN¥630.7B and total equity of CN¥54.3B. Total deposits are CN¥380.8B, and total loans are CN¥375.3B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CN¥85.3B.
Key information
11.6x
Asset to equity ratio
2.3%
Net interest margin
Total deposits | CN¥380.83b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥85.25b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3BZ's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: 3BZ has a sufficient allowance for bad loans (161%).
Low Risk Liabilities: 66% of 3BZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3BZ has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 3BZ's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: 3BZ has an appropriate level of bad loans (1.7%).