ProCredit Holding Balance Sheet Health
Financial Health criteria checks 5/6
ProCredit Holding has total assets of €10.1B and total equity of €1.0B. Total deposits are €7.5B, and total loans are €6.5B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are €2.2B.
Key information
10x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | €7.55b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €2.21b |
Recent financial health updates
No updates
Recent updates
Growth Investors: Industry Analysts Just Upgraded Their ProCredit Holding AG (ETR:PCZ) Revenue Forecasts By 12%
May 01
These Analysts Think ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Sales Are Under Threat
Sep 05Analysts Just Published A Bright New Outlook For ProCredit Holding AG & Co. KGaA's (ETR:PCZ)
Jun 07Analysts Are Betting On ProCredit Holding AG & Co. KGaA (ETR:PCZ) With A Big Upgrade This Week
Nov 25The ProCredit Holding AG & Co. KGaA (ETR:PCZ) Analysts Have Been Trimming Their Sales Forecasts
Sep 03News Flash: Analysts Just Made A Meaningful Upgrade To Their ProCredit Holding AG & Co. KGaA (ETR:PCZ) Forecasts
Aug 17Is ProCredit Holding AG & Co. KGaA (ETR:PCZ) A Smart Pick For Income Investors?
Feb 19What Type Of Shareholders Make Up ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Share Registry?
Jan 15ProCredit Holding KGaA (ETR:PCZ) Share Prices Have Dropped 44% In The Last Three Years
Dec 11Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PCZ's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: PCZ has a sufficient allowance for bad loans (120%).
Low Risk Liabilities: 83% of PCZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: PCZ has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: PCZ's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: PCZ has a high level of bad loans (2.4%).