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Temenos SWX:TEMN Stock Report

Last Price

CHF73.40

Market Cap

CHF5.3b

7D

17.3%

1Y

14.1%

Updated

15 Apr, 2024

Data

Company Financials +

TEMN Stock Overview

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide.

TEMN fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance4/6
Financial Health3/6
Dividends4/6

Temenos AG Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Temenos
Historical stock prices
Current Share PriceCHF73.40
52 Week HighCHF89.68
52 Week LowCHF57.50
Beta0.87
1 Month Change9.88%
3 Month Change-6.95%
1 Year Change14.12%
3 Year Change-49.93%
5 Year Change-55.76%
Change since IPO256.31%

Recent News & Updates

Recent updates

Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

Apr 02
Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

Temenos (VTX:TEMN) Has Announced That It Will Be Increasing Its Dividend To $1.20

Mar 07
Temenos (VTX:TEMN) Has Announced That It Will Be Increasing Its Dividend To $1.20

Analysts Have Been Trimming Their Temenos AG (VTX:TEMN) Price Target After Its Latest Report

Feb 22
Analysts Have Been Trimming Their Temenos AG (VTX:TEMN) Price Target After Its Latest Report

Temenos AG's (VTX:TEMN) Popularity With Investors Under Threat As Stock Sinks 25%

Feb 21
Temenos AG's (VTX:TEMN) Popularity With Investors Under Threat As Stock Sinks 25%

Should You Investigate Temenos AG (VTX:TEMN) At CHF60.62?

Feb 19
Should You Investigate Temenos AG (VTX:TEMN) At CHF60.62?

The Returns On Capital At Temenos (VTX:TEMN) Don't Inspire Confidence

Feb 05
The Returns On Capital At Temenos (VTX:TEMN) Don't Inspire Confidence

The Price Is Right For Temenos AG (VTX:TEMN)

Dec 26
The Price Is Right For Temenos AG (VTX:TEMN)

Are Investors Undervaluing Temenos AG (VTX:TEMN) By 25%?

Dec 13
Are Investors Undervaluing Temenos AG (VTX:TEMN) By 25%?

Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

Nov 30
Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

Should You Think About Buying Temenos AG (VTX:TEMN) Now?

Oct 31
Should You Think About Buying Temenos AG (VTX:TEMN) Now?

Returns On Capital Signal Tricky Times Ahead For Temenos (VTX:TEMN)

Oct 15
Returns On Capital Signal Tricky Times Ahead For Temenos (VTX:TEMN)

Is There An Opportunity With Temenos AG's (VTX:TEMN) 32% Undervaluation?

Sep 01
Is There An Opportunity With Temenos AG's (VTX:TEMN) 32% Undervaluation?

Temenos (VTX:TEMN) Has A Pretty Healthy Balance Sheet

Aug 17
Temenos (VTX:TEMN) Has A Pretty Healthy Balance Sheet

What Is Temenos AG's (VTX:TEMN) Share Price Doing?

Jul 31
What Is Temenos AG's (VTX:TEMN) Share Price Doing?

Temenos (VTX:TEMN) Will Want To Turn Around Its Return Trends

Jul 13
Temenos (VTX:TEMN) Will Want To Turn Around Its Return Trends

Is Temenos (VTX:TEMN) Using Too Much Debt?

May 13
Is Temenos (VTX:TEMN) Using Too Much Debt?

Is Temenos AG (VTX:TEMN) Potentially Undervalued?

Apr 28
Is Temenos AG (VTX:TEMN) Potentially Undervalued?

The Returns On Capital At Temenos (VTX:TEMN) Don't Inspire Confidence

Apr 10
The Returns On Capital At Temenos (VTX:TEMN) Don't Inspire Confidence

Does Temenos (VTX:TEMN) Have A Healthy Balance Sheet?

Feb 08
Does Temenos (VTX:TEMN) Have A Healthy Balance Sheet?

Is It Time To Consider Buying Temenos AG (VTX:TEMN)?

Jan 24
Is It Time To Consider Buying Temenos AG (VTX:TEMN)?

Capital Allocation Trends At Temenos (VTX:TEMN) Aren't Ideal

Jan 08
Capital Allocation Trends At Temenos (VTX:TEMN) Aren't Ideal

Is Temenos (VTX:TEMN) Using Too Much Debt?

Nov 08
Is Temenos (VTX:TEMN) Using Too Much Debt?

Why Temenos AG (VTX:TEMN) Could Be Worth Watching

Oct 13
Why Temenos AG (VTX:TEMN) Could Be Worth Watching

Temenos (VTX:TEMN) Has More To Do To Multiply In Value Going Forward

Sep 28
Temenos (VTX:TEMN) Has More To Do To Multiply In Value Going Forward

Is Temenos (VTX:TEMN) Using Too Much Debt?

Jul 29
Is Temenos (VTX:TEMN) Using Too Much Debt?

Why Temenos AG (VTX:TEMN) Could Be Worth Watching

Jul 13
Why Temenos AG (VTX:TEMN) Could Be Worth Watching

Return Trends At Temenos (VTX:TEMN) Aren't Appealing

Jun 28
Return Trends At Temenos (VTX:TEMN) Aren't Appealing

Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

Apr 28
Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

What Is Temenos AG's (VTX:TEMN) Share Price Doing?

Apr 13
What Is Temenos AG's (VTX:TEMN) Share Price Doing?

Temenos (VTX:TEMN) Hasn't Managed To Accelerate Its Returns

Mar 29
Temenos (VTX:TEMN) Hasn't Managed To Accelerate Its Returns

Does Temenos (VTX:TEMN) Have A Healthy Balance Sheet?

Jan 27
Does Temenos (VTX:TEMN) Have A Healthy Balance Sheet?

Why Temenos AG (VTX:TEMN) Could Be Worth Watching

Jan 12
Why Temenos AG (VTX:TEMN) Could Be Worth Watching

I Ran A Stock Scan For Earnings Growth And Temenos (VTX:TEMN) Passed With Ease

Dec 28
I Ran A Stock Scan For Earnings Growth And Temenos (VTX:TEMN) Passed With Ease

Returns On Capital At Temenos (VTX:TEMN) Have Hit The Brakes

Dec 14
Returns On Capital At Temenos (VTX:TEMN) Have Hit The Brakes

These 4 Measures Indicate That Temenos (VTX:TEMN) Is Using Debt Reasonably Well

Oct 17
These 4 Measures Indicate That Temenos (VTX:TEMN) Is Using Debt Reasonably Well

Is Now The Time To Look At Buying Temenos AG (VTX:TEMN)?

Oct 04
Is Now The Time To Look At Buying Temenos AG (VTX:TEMN)?

If You Like EPS Growth Then Check Out Temenos (VTX:TEMN) Before It's Too Late

Sep 21
If You Like EPS Growth Then Check Out Temenos (VTX:TEMN) Before It's Too Late

Temenos (VTX:TEMN) Is Doing The Right Things To Multiply Its Share Price

Sep 03
Temenos (VTX:TEMN) Is Doing The Right Things To Multiply Its Share Price

Temenos (VTX:TEMN) Seems To Use Debt Quite Sensibly

Jul 10
Temenos (VTX:TEMN) Seems To Use Debt Quite Sensibly

Is It Time To Consider Buying Temenos AG (VTX:TEMN)?

Jun 25
Is It Time To Consider Buying Temenos AG (VTX:TEMN)?

If You Like EPS Growth Then Check Out Temenos (VTX:TEMN) Before It's Too Late

Jun 10
If You Like EPS Growth Then Check Out Temenos (VTX:TEMN) Before It's Too Late

Shareholder Returns

TEMNCH SoftwareCH Market
7D17.3%-2.5%-1.1%
1Y14.1%30.1%-1.8%

Return vs Industry: TEMN underperformed the Swiss Software industry which returned 29.8% over the past year.

Return vs Market: TEMN exceeded the Swiss Market which returned -2.8% over the past year.

Price Volatility

Is TEMN's price volatile compared to industry and market?
TEMN volatility
TEMN Average Weekly Movement10.8%
Software Industry Average Movement6.0%
Market Average Movement3.5%
10% most volatile stocks in CH Market7.4%
10% least volatile stocks in CH Market1.9%

Stable Share Price: TEMN has not had significant price volatility in the past 3 months.

Volatility Over Time: TEMN's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of Swiss stocks.

About the Company

FoundedEmployeesCEOWebsite
19937,530Andreas Andreadeswww.temenos.com

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. Its Temenos Banking Cloud helps banks to offer open banking services. The company provides Temenos Infinity, a digital banking platform; Temenos Transact, a core banking software for retail, corporate, treasury, wealth, and payments; Temenos Payments, a software-as-a-service payments technology; Temenos Multifonds, a platform for traditional and alternative funds, as well as offers key asset servicing, position keeping, valuation and accounting functions for various structures of pooled vehicles and funds; Temenos Multifonds Navigator, a net asset value shadow, oversight, and contingency solution; and Temenos Quantum, a multi-experience development platform.

Temenos AG Fundamentals Summary

How do Temenos's earnings and revenue compare to its market cap?
TEMN fundamental statistics
Market capCHF5.29b
Earnings (TTM)CHF122.87m
Revenue (TTM)CHF912.50m

43.0x

P/E Ratio

5.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TEMN income statement (TTM)
RevenueUS$1.00b
Cost of RevenueUS$414.57m
Gross ProfitUS$585.65m
Other ExpensesUS$450.98m
EarningsUS$134.68m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Apr 23, 2024

Earnings per share (EPS)1.87
Gross Margin58.55%
Net Profit Margin13.46%
Debt/Equity Ratio112.1%

How did TEMN perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

76%

Payout Ratio

Does TEMN pay a reliable dividends?

See TEMN dividend history and benchmarks
When do you need to buy TEMN by to receive an upcoming dividend?
Temenos dividend dates
Ex Dividend DateMay 10 2024
Dividend Pay DateMay 14 2024
Days until Ex dividend23 days
Days until Dividend pay date27 days

Does TEMN pay a reliable dividends?

See TEMN dividend history and benchmarks
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