| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
532466 Overview
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide.
Oracle Financial Services Software Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹4,780.90 |
| 52 Week High | ₹2,933.05 |
| 52 Week Low | ₹4,960.70 |
| Beta | 0.51 |
| 1 Month Change | -0.52% |
| 3 Month Change | 18.98% |
| 1 Year Change | 45.89% |
| 3 Year Change | 25.50% |
| 5 Year Change | 45.69% |
| Change since IPO | 1,814.47% |
Recent News & Updates
Shareholder Returns
| 532466 | IN Software | IN Market | |
|---|---|---|---|
| 7D | -0.09% | 0.7% | 2.3% |
| 1Y | 45.9% | 131.0% | 68.3% |
Return vs Industry: 532466 underperformed the Indian Software industry which returned 133.5% over the past year.
Return vs Market: 532466 underperformed the Indian Market which returned 69.5% over the past year.
Price Volatility
| 532466 volatility | |
|---|---|
| 532466 Beta | 0.51 |
| Industry Beta | 0.97 |
| Market Beta | 1 |
Stable Share Price: 532466 is less volatile than 75% of Indian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: 532466's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1989 | 7,977 | Chet Kamat | https://www.oracle.com/industries/financial-services/index.html |
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates through three segments: Product Licenses and Related Activities, IT Solutions and Consulting Services, and Business Process Outsourcing Services. The company offers Oracle FLEXCUBE, a banking solution for retail, corporate and investment banking, consumer lending, asset management, and investor servicing with payments; Oracle Banking Digital Experience, a digital transformation providing digital account and loan origination, digital wallet, and mobile payments; Oracle Banking APIs that enables banks to build partnerships with third-party technology organizations; and Oracle Banking Platform, a suite of business applications for banks.
Oracle Financial Services Software Fundamentals Summary
| 532466 fundamental statistics | |
|---|---|
| Market Cap | ₹412.07b |
| Earnings (TTM) | ₹18.06b |
| Revenue (TTM) | ₹50.80b |
22.8x
P/E Ratio8.1x
P/S RatioIs 532466 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 532466 income statement (TTM) | |
|---|---|
| Revenue | ₹50.80b |
| Cost of Revenue | ₹22.42b |
| Gross Profit | ₹28.38b |
| Expenses | ₹10.32b |
| Earnings | ₹18.06b |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Oct 27, 2021
| Earnings per share (EPS) | 209.57 |
| Gross Margin | 55.87% |
| Net Profit Margin | 35.56% |
| Debt/Equity Ratio | 0% |
How did 532466 perform over the long term?
See historical performance and comparisonDividends
4.2%
Current Dividend Yield95%
Payout RatioValuation
Is Oracle Financial Services Software undervalued compared to its fair value and its price relative to the market?
22.81x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 532466 (₹4780.9) is trading above our estimate of fair value (₹3879.47)
Significantly Below Fair Value: 532466 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 532466 is good value based on its PE Ratio (22.8x) compared to the Indian Software industry average (32.1x).
PE vs Market: 532466 is poor value based on its PE Ratio (22.8x) compared to the Indian market (22.1x).
Price to Earnings Growth Ratio
PEG Ratio: 532466 is poor value based on its PEG Ratio (2.4x)
Price to Book Ratio
PB vs Industry: 532466 is overvalued based on its PB Ratio (7.2x) compared to the IN Software industry average (2.1x).
Future Growth
How is Oracle Financial Services Software forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
9.7%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 532466's forecast earnings growth (9.7% per year) is above the savings rate (6.7%).
Earnings vs Market: 532466's earnings (9.7% per year) are forecast to grow slower than the Indian market (19.2% per year).
High Growth Earnings: 532466's earnings are forecast to grow, but not significantly.
Revenue vs Market: 532466's revenue (9.4% per year) is forecast to grow slower than the Indian market (12.9% per year).
High Growth Revenue: 532466's revenue (9.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if 532466's Return on Equity is forecast to be high in 3 years time
Past Performance
How has Oracle Financial Services Software performed over the past 5 years?
8.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532466 has high quality earnings.
Growing Profit Margin: 532466's current net profit margins (35.6%) are higher than last year (31.5%).
Past Earnings Growth Analysis
Earnings Trend: 532466's earnings have grown by 8.5% per year over the past 5 years.
Accelerating Growth: 532466's earnings growth over the past year (15.4%) exceeds its 5-year average (8.5% per year).
Earnings vs Industry: 532466 earnings growth over the past year (15.4%) underperformed the Software industry 44%.
Return on Equity
High ROE: 532466's Return on Equity (31.7%) is considered high.
Financial Health
How is Oracle Financial Services Software's financial position?
Financial Position Analysis
Short Term Liabilities: 532466's short term assets (₹53.4B) exceed its short term liabilities (₹10.0B).
Long Term Liabilities: 532466's short term assets (₹53.4B) exceed its long term liabilities (₹6.2B).
Debt to Equity History and Analysis
Debt Level: 532466 is debt free.
Reducing Debt: 532466 has not had any debt for past 5 years.
Debt Coverage: 532466 has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: 532466 has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Dividend
What is Oracle Financial Services Software current dividend yield, its reliability and sustainability?
4.18%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 532466's dividend (4.18%) is higher than the bottom 25% of dividend payers in the Indian market (0.33%).
High Dividend: 532466's dividend (4.18%) is in the top 25% of dividend payers in the Indian market (1.35%)
Stability and Growth of Payments
Stable Dividend: 532466 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: 532466 has only been paying a dividend for 7 years, and since then payments have fallen.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (95.3%), 532466's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
12.7yrs
Average management tenure
CEO
Chet Kamat (60 yo)
11yrs
Tenure
₹47,300,000
Compensation
Mr. Chaitanya M. Kamat, also known as Chet, has been the Chief Executive Officer and Managing Director of Oracle Financial Services Software Limited since October 25, 2010. Mr. Kamat serves as Managing Dir...
CEO Compensation Analysis
Compensation vs Market: Chet's total compensation ($USD629.37K) is about average for companies of similar size in the Indian market ($USD812.94K).
Compensation vs Earnings: Chet's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: 532466's management team is seasoned and experienced (12.7 years average tenure).
Board Members
Experienced Board: 532466's board of directors are considered experienced (5.4 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 532466 insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Oracle Financial Services Software Limited's employee growth, exchange listings and data sources
Key Information
- Name: Oracle Financial Services Software Limited
- Ticker: 532466
- Exchange: BSE
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Market Cap: ₹412.066b
- Shares outstanding: 86.19m
- Website: https://www.oracle.com/industries/financial-services/index.html
Number of Employees
Location
- Oracle Financial Services Software Limited
- Oracle Park
- Off Western Express Highway
- Mumbai
- Maharashtra
- 400063
- India
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/10/16 12:05 |
| End of Day Share Price | 2021/10/14 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2021/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.