Temenos Future Growth
Future criteria checks 3/6
Temenos is forecast to grow earnings and revenue by 2.2% and 6.4% per annum respectively. EPS is expected to grow by 1.8% per annum. Return on equity is forecast to be 39.1% in 3 years.
Key information
2.2%
Earnings growth rate
1.78%
EPS growth rate
| Software earnings growth | 15.6% |
| Revenue growth rate | 6.4% |
| Future return on equity | 39.09% |
| Analyst coverage | Good |
| Last updated | 06 May 2026 |
Recent future growth updates
Recent updates
Temenos' (VTX:TEMN) Solid Profits Have Weak Fundamentals
Temenos AG ( VTX:TEMN ) announced strong profits, but the stock was stagnant. Our analysis suggests that shareholders...Earnings Beat: Temenos AG Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Temenos AG ( VTX:TEMN ) just released its quarterly report and things are looking bullish. Temenos beat earnings, with...Investors Should Be Encouraged By Temenos' (VTX:TEMN) Returns On Capital
Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Digital Banking And Cloud Migration Will Support A Stronger Long Term Outlook
Catalysts About Temenos Temenos provides core banking, payments and SaaS software to banks and financial institutions globally. What are the underlying business or industry changes driving this perspective?Is Temenos (VTX:TEMN) Using Too Much Debt?
David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...Is Now An Opportune Moment To Examine Temenos AG (VTX:TEMN)?
Temenos AG ( VTX:TEMN ), might not be a large cap stock, but it saw a decent share price growth of 15% on the SWX over...Temenos' (VTX:TEMN) Promising Earnings May Rest On Soft Foundations
Despite posting some strong earnings, the market for Temenos AG's ( VTX:TEMN ) stock hasn't moved much. Our analysis...Temenos (VTX:TEMN) Seems To Use Debt Rather Sparingly
Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Does Temenos (VTX:TEMN) Deserve A Spot On Your Watchlist?
SWX:TEMN 1 Year Share Price vs Fair Value Explore Temenos's Fair Values from the Community and select yours Investors...There's Reason For Concern Over Temenos AG's (VTX:TEMN) Massive 26% Price Jump
The Temenos AG ( VTX:TEMN ) share price has done very well over the last month, posting an excellent gain of 26...The Return Trends At Temenos (VTX:TEMN) Look Promising
If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...Temenos (VTX:TEMN) Has A Pretty Healthy Balance Sheet
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2028 | 1,329 | 280 | 392 | 510 | 13 |
| 12/31/2027 | 1,247 | 252 | 354 | 458 | 15 |
| 12/31/2026 | 1,165 | 226 | 315 | 398 | 14 |
| 3/31/2026 | 1,112 | 291 | 289 | 360 | N/A |
| 12/31/2025 | 1,091 | 281 | 281 | 354 | N/A |
| 9/30/2025 | 1,095 | 315 | 288 | 361 | N/A |
| 6/30/2025 | 1,084 | 302 | 273 | 349 | N/A |
| 3/31/2025 | 1,046 | 174 | 291 | 368 | N/A |
| 12/31/2024 | 1,044 | 177 | 285 | 363 | N/A |
| 9/30/2024 | 1,023 | 144 | 257 | 341 | N/A |
| 6/30/2024 | 1,013 | 135 | 263 | 348 | N/A |
| 3/31/2024 | 1,004 | 136 | 253 | 340 | N/A |
| 12/31/2023 | 1,000 | 135 | 242 | 331 | N/A |
| 9/30/2023 | 980 | 139 | 235 | 323 | N/A |
| 6/30/2023 | 956 | 119 | 212 | 302 | N/A |
| 3/31/2023 | 955 | 117 | 199 | 300 | N/A |
| 12/31/2022 | 950 | 114 | 193 | 298 | N/A |
| 9/30/2022 | 962 | 143 | 273 | 386 | N/A |
| 6/30/2022 | 980 | 170 | 308 | 423 | N/A |
| 3/31/2022 | 978 | 180 | 345 | 452 | N/A |
| 12/31/2021 | 967 | 173 | 358 | 460 | N/A |
| 9/30/2021 | 954 | 184 | 330 | 423 | N/A |
| 6/30/2021 | 932 | 197 | 324 | 416 | N/A |
| 3/31/2021 | 907 | 193 | 307 | 395 | N/A |
| 12/31/2020 | 887 | 175 | 297 | 383 | N/A |
| 9/30/2020 | 915 | 149 | 292 | 381 | N/A |
| 6/30/2020 | 933 | 158 | 288 | 373 | N/A |
| 3/31/2020 | 958 | 160 | 273 | 355 | N/A |
| 12/31/2019 | 972 | 181 | N/A | 347 | N/A |
| 9/30/2019 | 922 | 190 | N/A | 363 | N/A |
| 6/30/2019 | 902 | 188 | N/A | 361 | N/A |
| 3/31/2019 | 872 | 176 | N/A | 351 | N/A |
| 12/31/2018 | 841 | 168 | N/A | 344 | N/A |
| 9/30/2018 | 819 | 158 | N/A | 326 | N/A |
| 6/30/2018 | 797 | 151 | N/A | 315 | N/A |
| 3/31/2018 | 766 | 143 | N/A | 294 | N/A |
| 12/31/2017 | 735 | 138 | N/A | 288 | N/A |
| 9/30/2017 | 694 | 133 | N/A | 266 | N/A |
| 6/30/2017 | 668 | 126 | N/A | 264 | N/A |
| 3/31/2017 | 647 | 122 | N/A | 261 | N/A |
| 12/31/2016 | 634 | 116 | N/A | 247 | N/A |
| 9/30/2016 | 612 | 98 | N/A | 252 | N/A |
| 6/30/2016 | 596 | 86 | N/A | 252 | N/A |
| 3/31/2016 | 570 | 72 | N/A | 231 | N/A |
| 12/31/2015 | 543 | 66 | N/A | 216 | N/A |
| 9/30/2015 | 507 | 76 | N/A | 175 | N/A |
| 6/30/2015 | 476 | 73 | N/A | 169 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: TEMN's forecast earnings growth (2.2% per year) is above the savings rate (0.6%).
Earnings vs Market: TEMN's earnings (2.2% per year) are forecast to grow slower than the Swiss market (10.5% per year).
High Growth Earnings: TEMN's earnings are forecast to grow, but not significantly.
Revenue vs Market: TEMN's revenue (6.4% per year) is forecast to grow faster than the Swiss market (4.8% per year).
High Growth Revenue: TEMN's revenue (6.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: TEMN's Return on Equity is forecast to be high in 3 years time (39.1%)
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/06 07:16 |
| End of Day Share Price | 2026/05/06 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Temenos AG is covered by 32 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alexander Tout | Arete Research Services LLP |
| Knut Woller | Baader Helvea Equity Research |
| Raimo Lenschow | Barclays |