Temenos AG

SWX:TEMN Stock Report

Market Cap: CHF4.8b

Temenos Valuation

Is TEMN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of TEMN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: TEMN (CHF66) is trading below our estimate of fair value (CHF90.37)

Significantly Below Fair Value: TEMN is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for TEMN?

Other financial metrics that can be useful for relative valuation.

TEMN key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue5.8x
Enterprise Value/EBITDA25.9x
PEG Ratio2.8x

Price to Earnings Ratio vs Peers

How does TEMN's PE Ratio compare to its peers?

The above table shows the PE ratio for TEMN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average43.9x
PEGA Pegasystems
71.3x0.6%US$4.8b
SIM SimCorp
37.5xn/akr.28.8b
ACIW ACI Worldwide
28x17.1%US$3.4b
BOX Box
38.8x10.0%US$3.8b
TEMN Temenos
39x14.0%CHF4.8b

Price-To-Earnings vs Peers: TEMN is good value based on its Price-To-Earnings Ratio (39x) compared to the peer average (46x).

Price to Earnings Ratio vs Industry

How does TEMN's PE Ratio compare vs other companies in the European Software Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a22.0%
 n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a22.0%
 n/an/an/a
No more companies

Price-To-Earnings vs Industry: TEMN is expensive based on its Price-To-Earnings Ratio (39x) compared to the European Software industry average (32.9x).

Price to Earnings Ratio vs Fair Ratio

What is TEMN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TEMN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio39x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TEMN's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst TEMN forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF66.00
CHF75.33
+14.1%
20.3%CHF100.85CHF57.81n/a15
Apr ’25CHF64.48
CHF75.12
+16.5%
19.8%CHF103.82CHF57.46n/a15
Mar ’25CHF66.78
CHF75.07
+12.4%
19.3%CHF100.93CHF55.86n/a15
Feb ’25CHF88.26
CHF80.67
-8.6%
16.5%CHF100.14CHF58.48n/a15
Jan ’25CHF78.22
CHF70.39
-10.0%
17.7%CHF98.31CHF46.24n/a16
Dec ’24CHF74.24
CHF70.97
-4.4%
16.9%CHF100.84CHF47.43n/a16
Nov ’24CHF65.78
CHF70.16
+6.7%
17.4%CHF100.50CHF47.27n/a16
Oct ’24CHF64.42
CHF72.53
+12.6%
18.8%CHF105.63CHF49.67n/a16
Sep ’24CHF69.74
CHF69.40
-0.5%
19.5%CHF101.24CHF47.61n/a17
Aug ’24CHF74.76
CHF68.47
-8.4%
19.7%CHF100.32CHF47.17n/a17
Jul ’24CHF71.14
CHF68.28
-4.0%
18.6%CHF100.50CHF47.24n/a17
Jun ’24CHF76.82
CHF68.59
-10.7%
18.6%CHF100.84CHF47.40n/a17
May ’24CHF74.68
CHF68.06
-8.9%
18.7%CHF100.36CHF47.18n/a17
Apr ’24CHF63.28
CHF63.52
+0.4%
18.5%CHF86.45CHF46.45CHF64.4817
Mar ’24CHF70.00
CHF63.47
-9.3%
18.3%CHF88.06CHF47.31CHF66.7817
Feb ’24CHF64.86
CHF57.41
-11.5%
18.7%CHF84.68CHF44.18CHF88.2616
Jan ’24CHF50.74
CHF56.96
+12.3%
27.7%CHF109.05CHF40.15CHF78.2216
Dec ’23CHF58.50
CHF59.19
+1.2%
28.7%CHF111.69CHF41.12CHF74.2416
Nov ’23CHF58.70
CHF60.45
+3.0%
26.1%CHF109.12CHF42.69CHF65.7816
Oct ’23CHF67.44
CHF98.00
+45.3%
31.8%CHF191.12CHF67.32CHF64.4216
Sep ’23CHF74.36
CHF96.68
+30.0%
31.0%CHF186.81CHF65.80CHF69.7416
Aug ’23CHF75.00
CHF97.99
+30.7%
29.7%CHF186.83CHF69.55CHF74.7616
Jul ’23CHF81.48
CHF112.72
+38.3%
24.7%CHF187.05CHF84.78CHF71.1416
Jun ’23CHF91.12
CHF115.00
+26.2%
24.6%CHF191.03CHF88.39CHF76.8216
May ’23CHF99.30
CHF115.08
+15.9%
24.9%CHF190.58CHF88.18CHF74.6816
Apr ’23CHF88.80
CHF117.65
+32.5%
23.8%CHF190.26CHF87.30CHF63.2816

Analyst Forecast: Target price is less than 20% higher than the current share price.

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