Zurich Insurance Group (ZURN) Stock Overview
Provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 4/6 |
| Dividends | 6/6 |
Rewards
Risk Analysis
No risks detected for ZURN from our risk checks.
ZURN Community Fair Values
Create NarrativeSee what 99 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Zurich Insurance Group AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF 540.40 |
| 52 Week High | CHF 606.80 |
| 52 Week Low | CHF 521.00 |
| Beta | 0.33 |
| 1 Month Change | -5.36% |
| 3 Month Change | -5.69% |
| 1 Year Change | -6.99% |
| 3 Year Change | 26.50% |
| 5 Year Change | 41.50% |
| Change since IPO | -36.35% |
Recent News & Updates
Narrative Update • May 07
ZURN: Future Returns Will Depend On Beazley Integration And Cyclical Pricing Conditions
Analysts have modestly lifted their fair value estimate for Zurich Insurance Group to roughly CHF 575 per share, supported by updated views on revenue growth potential following the Beazley acquisition and recent neutral to positive rating actions across several firms. Analyst Commentary Recent research coverage on Zurich Insurance Group has clustered around neutral ratings, with price targets and rating changes anchored to how well the company can execute on the Beazley acquisition and handle sector pricing conditions.Narrative Update • Apr 23
ZURN: Future Returns Will Hinge On Beazley Integration And Cyclical Pricing Pressures
Analysts have revised their average price target for Zurich Insurance Group to CHF 656 from CHF 642, citing mixed views on the Beazley acquisition, cyclical pricing pressures, and a broadly neutral stance on the shares. Analyst Commentary Recent research updates show a broadly neutral stance on Zurich Insurance Group, with price targets and ratings clustered around the middle of the spectrum.Narrative Update • Apr 08
ZURN: Future Returns Will Depend On Beazley Integration And Neutral Rating Backdrop
Analysts have nudged the fair value estimate for Zurich Insurance Group slightly higher to about CHF 565 from roughly CHF 563, as they factor in updated assumptions on growth, profitability and future P/E multiples, alongside a generally neutral set of broker ratings and price targets centered around CHF 540 to CHF 656. Analyst Commentary Recent research on Zurich Insurance Group clusters around neutral ratings, with several firms either resuming coverage at mid range recommendations or moving up to Hold.Narrative Update • Mar 25
ZURN: Future Returns Will Rely On Beazley Integration And Stable Dividend Yield
Zurich Insurance Group's updated analyst price target now aligns around CHF 563, a modest trim from roughly CHF 568, as analysts balance improved growth potential from the Beazley acquisition against ongoing cyclical pricing pressure and a mix of Equal Weight, Hold and Buy views. Analyst Commentary Recent research views on Zurich Insurance Group cluster around a mid CHF 500s price target, with opinions split between neutral and positive on how the Beazley acquisition and current pricing conditions could affect value.Recent updates
Narrative Update • May 07
ZURN: Future Returns Will Depend On Beazley Integration And Cyclical Pricing Conditions
Analysts have modestly lifted their fair value estimate for Zurich Insurance Group to roughly CHF 575 per share, supported by updated views on revenue growth potential following the Beazley acquisition and recent neutral to positive rating actions across several firms. Analyst Commentary Recent research coverage on Zurich Insurance Group has clustered around neutral ratings, with price targets and rating changes anchored to how well the company can execute on the Beazley acquisition and handle sector pricing conditions.Narrative Update • Apr 23
ZURN: Future Returns Will Hinge On Beazley Integration And Cyclical Pricing Pressures
Analysts have revised their average price target for Zurich Insurance Group to CHF 656 from CHF 642, citing mixed views on the Beazley acquisition, cyclical pricing pressures, and a broadly neutral stance on the shares. Analyst Commentary Recent research updates show a broadly neutral stance on Zurich Insurance Group, with price targets and ratings clustered around the middle of the spectrum.Narrative Update • Apr 08
ZURN: Future Returns Will Depend On Beazley Integration And Neutral Rating Backdrop
Analysts have nudged the fair value estimate for Zurich Insurance Group slightly higher to about CHF 565 from roughly CHF 563, as they factor in updated assumptions on growth, profitability and future P/E multiples, alongside a generally neutral set of broker ratings and price targets centered around CHF 540 to CHF 656. Analyst Commentary Recent research on Zurich Insurance Group clusters around neutral ratings, with several firms either resuming coverage at mid range recommendations or moving up to Hold.Narrative Update • Mar 25
ZURN: Future Returns Will Rely On Beazley Integration And Stable Dividend Yield
Zurich Insurance Group's updated analyst price target now aligns around CHF 563, a modest trim from roughly CHF 568, as analysts balance improved growth potential from the Beazley acquisition against ongoing cyclical pricing pressure and a mix of Equal Weight, Hold and Buy views. Analyst Commentary Recent research views on Zurich Insurance Group cluster around a mid CHF 500s price target, with opinions split between neutral and positive on how the Beazley acquisition and current pricing conditions could affect value.Narrative Update • Mar 08
ZURN: Future Returns Will Rely On Dividend Strength And Moderating P/E Assumptions
Zurich Insurance Group's analyst price target has been adjusted from about CHF 575 to CHF 568, even as some analysts have lifted their own targets (for example, a move to CHF 656), reflecting updated views on revenue, margins and future P/E assumptions. Analyst Commentary Bullish analysts lifting their price targets toward CHF 656 are signaling confidence that Zurich Insurance Group's earnings profile can support a higher valuation multiple over time, even with a central price target now closer to CHF 568.Narrative Update • Feb 21
ZURN: Future Returns Will Rely On Dividend Visibility And Slightly Firmer P/E Assumptions
Analysts have adjusted their price target for Zurich Insurance Group to CHF 574.78 from CHF 563.37, reflecting updated assumptions around revenue growth, profit margins and the future P/E multiple. What's in the News Zurich Insurance Group AG declared an annual dividend of CHF 30.0000 per share, scheduled to be paid on April 14, 2026, setting out a clear cash return timetable for shareholders (Key Developments).Narrative Update • Feb 07
ZURN: Future Returns Will Depend On Slightly Firmer Margins And P/E Assumptions
Analysts have trimmed their fair value estimate for Zurich Insurance Group to CHF 563.37 from about CHF 566.42, citing updated assumptions on revenue growth, profit margins and future P/E expectations. Valuation Changes Fair value estimate reduced slightly to CHF 563.37 from CHF 566.42.Narrative Update • Jan 23
ZURN: Future Returns Will Rest On Slightly Firmer Margins And P/E Assumptions
Analysts have raised their fair value estimate for Zurich Insurance Group from CHF 557.20 to CHF 566.42, citing slightly stronger assumptions for revenue trends and profit margins, as well as a modestly higher future P/E multiple. Valuation Changes Fair value estimate was raised slightly from CHF 557.20 to CHF 566.42.Narrative Update • Jan 09
ZURN: Stable Returns Will Rely On Slightly Softer Margins And P/E Assumptions
Analysts have trimmed their price target for Zurich Insurance Group to CHF 557.20 from CHF 558.40, reflecting small adjustments to assumptions around revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value Estimate reduced slightly from CHF 558.40 to CHF 557.20, a change of about CHF 1.20.Narrative Update • Dec 22
ZURN: Slightly Stronger Margins Will Support A Steady Risk Reward Profile
Analysts have nudged their price target on Zurich Insurance Group slightly higher to CHF 558.40 from CHF 557.23, citing modestly improved long term profit margin expectations and a marginally richer justified earnings multiple, despite still subdued revenue growth assumptions. Valuation Changes Fair Value: Increased slightly from CHF 557.23 to CHF 558.40, implying a marginally higher intrinsic valuation per share.Narrative Update • Dec 08
ZURN: Modest Profitability Gains Will Support Balanced Risk Reward Profile Ahead
Analysts have nudged their price target on Zurich Insurance Group slightly higher to roughly CHF 557 from about CHF 555, reflecting modestly improved expectations for future profitability and valuation multiples, despite slightly softer top line growth assumptions. Valuation Changes The fair value estimate has risen slightly, moving from approximately CHF 554.90 to CHF 557.23, implying a modest uplift in intrinsic valuation.Narrative Update • Nov 24
ZURN: Disciplined Execution And Profitability Will Drive Balanced Risk-Reward Ahead
Narrative Update on Zurich Insurance Group Analysts have slightly raised their price target for Zurich Insurance Group by CHF 10 to CHF 500, citing supportive updates in profitability and valuation metrics. Analyst Commentary Bullish Takeaways Bullish analysts note that the raised price target to CHF 500 reflects ongoing improvements in Zurich Insurance Group’s profitability.Narrative Update • Nov 09
ZURN: Disciplined Cost Control And Diversified Model Will Shape Risk-Reward Balance
Narrative Update: Zurich Insurance Group Analysts have raised their price target for Zurich Insurance Group from CHF 490 to CHF 500. This change reflects a modestly improved outlook based on recent financial metrics and updated market assumptions.Narrative Update • Sep 13
Digital Analytics And Demographics Will Shape Specialty Insurance
Zurich Insurance Group’s valuation has improved as analysts now expect stronger revenue growth and a notably lower future P/E ratio, resulting in a modest increase in the consensus analyst price target to CHF547.32. Valuation Changes Summary of Valuation Changes for Zurich Insurance Group The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from CHF541.11 to CHF547.32.Analysis Article • Jul 19
Cautious Investors Not Rewarding Zurich Insurance Group AG's (VTX:ZURN) Performance Completely
Zurich Insurance Group AG's ( VTX:ZURN ) price-to-earnings (or "P/E") ratio of 17.1x might make it look like a buy...Analysis Article • Jun 22
Here's Why We Think Zurich Insurance Group (VTX:ZURN) Might Deserve Your Attention Today
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
New Narrative • Feb 23
Establishing Global Life Protection Unit Will Exploit Future Opportunities
Zurich Insurance Group is enhancing growth in Life and P&C segments through strategic units and rate increases, driving profitability.Shareholder Returns
| ZURN | CH Insurance | CH Market | |
|---|---|---|---|
| 7D | -0.6% | -1.6% | 0.07% |
| 1Y | -7.0% | -5.7% | 7.9% |
Return vs Industry: ZURN underperformed the Swiss Insurance industry which returned -5.7% over the past year.
Return vs Market: ZURN underperformed the Swiss Market which returned 7.9% over the past year.
Price Volatility
| ZURN volatility | |
|---|---|
| ZURN Average Weekly Movement | 3.3% |
| Insurance Industry Average Movement | 3.0% |
| Market Average Movement | 4.6% |
| 10% most volatile stocks in CH Market | 8.4% |
| 10% least volatile stocks in CH Market | 2.4% |
Stable Share Price: ZURN has not had significant price volatility in the past 3 months compared to the Swiss market.
Volatility Over Time: ZURN's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1872 | 63,000 | Mario Greco | www.zurich.com |
Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products.
Zurich Insurance Group AG Fundamentals Summary
| ZURN fundamental statistics | |
|---|---|
| Market cap | CHF 81.35b |
| Earnings (TTM) | CHF 5.29b |
| Revenue (TTM) | CHF 56.89b |
15.3x
P/E Ratio1.4x
P/S RatioIs ZURN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ZURN income statement (TTM) | |
|---|---|
| Revenue | US$73.08b |
| Cost of Revenue | US$55.68b |
| Gross Profit | US$17.41b |
| Other Expenses | US$10.61b |
| Earnings | US$6.80b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 13, 2026
| Earnings per share (EPS) | 45.51 |
| Gross Margin | 23.82% |
| Net Profit Margin | 9.30% |
| Debt/Equity Ratio | 53.3% |
How did ZURN perform over the long term?
See historical performance and comparisonDividends
4.5%
Current Dividend Yield70%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/08 09:48 |
| End of Day Share Price | 2026/05/08 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Zurich Insurance Group AG is covered by 35 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Bischof | Baader Helvea Equity Research |
| Marco Cavalleri | Banca Akros S.p.A. (ESN) |
| Claudia Gaspari | Barclays |