VAHN Stock Overview

Provides insurance products and services primarily in Switzerland. More details

VAHN fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	5/6
Dividends	6/6

Rewards

Trading at 62% below our estimate of its fair value

Earnings grew by 7.1% over the past year

Pays a high and reliable dividend of 4.51%

Risk Analysis

No risks detected for VAHN from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Vaudoise Assurances Holding SA Competitors

Helvetia Holding

SWX:HELN

CHF 7.7b

Baloise Holding

SWX:BALN

CHF 7.4b

Zurich Insurance Group

SWX:ZURN

CHF 76.7b

Horace Mann Educators

NYSE:HMN

US$1.6b

Price History & Performance

Summary of share price highs, lows and changes for Vaudoise Assurances Holding
Historical stock prices
Current Share Price	CHF 488.00
52 Week High	CHF 497.00
52 Week Low	CHF 422.00
Beta	0.52
1 Month Change	4.05%
3 Month Change	3.83%
1 Year Change	10.66%
3 Year Change	11.42%
5 Year Change	-14.98%
Change since IPO	470.76%

Recent updates

A Look At Vaudoise Assurances Holding's (VTX:VAHN) Share Price Returns

Mar 13

Key Things To Watch Out For If You Are After Vaudoise Assurances Holding SA's (VTX:VAHN) 3.3% Dividend

Jan 12

Shareholder Returns

	VAHN	CH Insurance	CH Market
7D	-0.8%	-3.0%	-2.3%
1Y	10.7%	23.9%	0.7%

Return vs Industry: VAHN underperformed the Swiss Insurance industry which returned 23.9% over the past year.

Return vs Market: VAHN exceeded the Swiss Market which returned 0.7% over the past year.

Price Volatility

Is VAHN's price volatile compared to industry and market?
VAHN volatility
VAHN Average Weekly Movement	1.5%
Insurance Industry Average Movement	2.0%
Market Average Movement	3.2%
10% most volatile stocks in CH Market	7.4%
10% least volatile stocks in CH Market	1.6%

Stable Share Price: VAHN has not had significant price volatility in the past 3 months compared to the Swiss market.

Volatility Over Time: VAHN's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1895	1,905	Jean-Daniel Laffely	www.vaudoise.ch

Vaudoise Assurances Holding SA provides insurance products and services primarily in Switzerland. The company offers vehicle insurance, including car, motorcycle, classic car, motorhome, boat, e-bike, and traffic legal protection insurance; household, building, construction, golf, valuables, and pets insurance, as well as private legal protection insurance; accident and disease insurance; civil liability and property insurance; general liability insurance, including surety and civil liability insurance; and pensions and mortgages. It also provides pension solutions and analysis, save, death insurance, loss of earnings insurance, investment with one-time deposit, withdrawal plan, and retirement insurance.

Vaudoise Assurances Holding SA Fundamentals Summary

How do Vaudoise Assurances Holding's earnings and revenue compare to its market cap?
VAHN fundamental statistics
Market cap	CHF 1.41b
Earnings (TTM)	CHF 143.64m
Revenue (TTM)	CHF 1.46b

9.8x

P/E Ratio

1.0x

P/S Ratio

Is VAHN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VAHN income statement (TTM)
Revenue	CHF 1.46b
Cost of Revenue	CHF 1.25b
Gross Profit	CHF 216.03m
Other Expenses	CHF 72.39m
Earnings	CHF 143.64m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	49.61
Gross Margin	14.77%
Net Profit Margin	9.82%
Debt/Equity Ratio	0%

How did VAHN perform over the long term?

See historical performance and comparison

Dividends

4.5%

Current Dividend Yield

44%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 00:22
End of Day Share Price	2024/12/20 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Vaudoise Assurances Holding SA is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Pascal Furger	Bank Vontobel AG