Zurich Insurance Group Balance Sheet Health
Financial Health criteria checks 4/6
Zurich Insurance Group has a total shareholder equity of $26.9B and total debt of $14.0B, which brings its debt-to-equity ratio to 52%. Its total assets and total liabilities are $358.0B and $331.1B respectively. Zurich Insurance Group's EBIT is $8.8B making its interest coverage ratio 20. It has cash and short-term investments of $32.0B.
Key information
52.0%
Debt to equity ratio
US$14.01b
Debt
| Interest coverage ratio | 20x |
| Cash | US$32.00b |
| Equity | US$26.94b |
| Total liabilities | US$331.07b |
| Total assets | US$358.01b |
Recent financial health updates
No updates
Recent updates
Shareholders Will Probably Hold Off On Increasing Zurich Insurance Group AG's (VTX:ZURN) CEO Compensation For The Time Being
Apr 03
Zurich Insurance Group (VTX:ZURN) Is Paying Out A Larger Dividend Than Last Year
Apr 02Sentiment Still Eluding Zurich Insurance Group AG (VTX:ZURN)
Apr 01Zurich Insurance Group (VTX:ZURN) Has Announced That It Will Be Increasing Its Dividend To $28.00
Mar 05
Establishing Global Life Protection Unit Will Exploit Future Opportunities
Feb 23 Zurich Insurance Group is enhancing growth in Life and P&C segments through strategic units and rate increases, driving profitability.What You Can Learn From Zurich Insurance Group AG's (VTX:ZURN) P/E
Nov 25Broker Revenue Forecasts For Zurich Insurance Group AG (VTX:ZURN) Are Surging Higher
Aug 10Zurich Insurance Group AG's (VTX:ZURN) Subdued P/E Might Signal An Opportunity
Jul 11Financial Position Analysis
Short Term Liabilities: ZURN's short term assets ($61.6B) exceed its short term liabilities ($10.5B).
Long Term Liabilities: ZURN's short term assets ($61.6B) do not cover its long term liabilities ($320.6B).
Debt to Equity History and Analysis
Debt Level: ZURN has more cash than its total debt.
Reducing Debt: ZURN's debt to equity ratio has increased from 35.7% to 52% over the past 5 years.
Debt Coverage: ZURN's debt is well covered by operating cash flow (54.3%).
Interest Coverage: ZURN's interest payments on its debt are well covered by EBIT (20x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/02 07:28 |
| End of Day Share Price | 2025/04/30 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Zurich Insurance Group AG is covered by 51 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Dieter Hein | AlphaValue |
| Daniel Bischof | Baader Helvea Equity Research |
| Marco Cavalleri | Banca Akros S.p.A. (ESN) |