VersaBank Financial Health
How is VersaBank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: VBNK's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: VBNK has a sufficient allowance for bad loans (682%).
Low Risk Liabilities: 90% of VBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: VBNK has an appropriate level of Loans to Assets ratio (91%).
Low Risk Deposits: VBNK's Loans to Deposits ratio (113%) is appropriate.
Level of Bad Loans: VBNK has an appropriate level of bad loans (0%).