VersaBank Financial Health

How is VersaBank's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score


Financial Health Score 6/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: VBNK's Assets to Equity ratio (9.3x) is low.

Allowance for Bad Loans: VBNK has a sufficient allowance for bad loans (682%).

Low Risk Liabilities: 90% of VBNK's liabilities are made up of primarily low risk sources of funding.

Loan Level: VBNK has an appropriate level of Loans to Assets ratio (91%).

Low Risk Deposits: VBNK's Loans to Deposits ratio (113%) is appropriate.

Level of Bad Loans: VBNK has an appropriate level of bad loans (0%).

Discover healthy companies