VBNK Stock Overview
VersaBank provides various banking products and services in Canada and the United States.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
NewNotes are coming soon
VersaBank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CA$10.45 |
| 52 Week High | CA$15.22 |
| 52 Week Low | CA$8.75 |
| Beta | 0.96 |
| 1 Month Change | 2.45% |
| 3 Month Change | 13.59% |
| 1 Year Change | -27.53% |
| 3 Year Change | 41.60% |
| 5 Year Change | 33.97% |
| Change since IPO | 86.27% |
Recent News & Updates
Recent updates
VersaBank (TSE:VBNK) Will Pay A Dividend Of CA$0.025
Jun 05
VersaBank (TSE:VB) Has Announced A Dividend Of CA$0.025
Jun 10Increases to VersaBank's (TSE:VB) CEO Compensation Might Cool off for now
Apr 16What Type Of Shareholders Make Up VersaBank's (TSE:VB) Share Registry?
Mar 19David Taylor Is The President of VersaBank (TSE:VB) And They Just Picked Up 2.7% More Shares
Feb 12
Can You Imagine How VersaBank's (TSE:VB) Shareholders Feel About The 52% Share Price Increase?
Feb 10Are You An Income Investor? Don't Miss Out On VersaBank (TSE:VB)
Jan 15Read This Before Selling VersaBank (TSE:VB) Shares
Dec 16What Kind Of Investors Own Most Of VersaBank (TSE:VB)?
Nov 17Shareholder Returns
| VBNK | CA Banks | CA Market | |
|---|---|---|---|
| 7D | 0% | 1.4% | -0.1% |
| 1Y | -27.5% | -13.0% | -3.4% |
Return vs Industry: VBNK underperformed the Canadian Banks industry which returned -12.9% over the past year.
Return vs Market: VBNK underperformed the Canadian Market which returned -2.4% over the past year.
Price Volatility
| VBNK volatility | |
|---|---|
| VBNK Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 2.5% |
| Market Average Movement | 9.9% |
| 10% most volatile stocks in CA Market | 19.1% |
| 10% least volatile stocks in CA Market | 3.9% |
Stable Share Price: VBNK is less volatile than 75% of Canadian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: VBNK's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1979 | 110 | David Taylor | https://www.versabank.com |
VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages.
VersaBank Fundamentals Summary
| VBNK fundamental statistics | |
|---|---|
| Market Cap | CA$284.53m |
| Earnings (TTM) | CA$21.67m |
| Revenue (TTM) | CA$76.34m |
13.1x
P/E Ratio0.8x
P/B RatioIs VBNK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| VBNK income statement (TTM) | |
|---|---|
| Revenue | CA$76.34m |
| Cost of Revenue | CA$0 |
| Gross Profit | CA$76.34m |
| Other Expenses | CA$54.67m |
| Earnings | CA$21.67m |
Last Reported Earnings
Oct 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.80 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.39% |
| Debt/Equity Ratio | 29.9% |
How did VBNK perform over the long term?
See historical performance and comparison