VersaBank

TSX:VBNK Stock Report

Market Cap: CA$784.9m

VersaBank Dividends and Buybacks

Dividend criteria checks 0/6

VersaBank is a dividend paying company with a current yield of 0.4%.

Key information

0.4%

Dividend yield

0.9%

Buyback Yield

Total Shareholder Yield1.3%
Future Dividend Yield0.4%
Dividend Growth10.3%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio10%

Recent dividend and buyback updates

Recent updates

Narrative Update May 09

VBNK: Weaker Lending Margins Will Limit Benefits Of New Custody Initiative

Analysts have raised their CA$13 price target on VersaBank to CA$14, citing Q1 revenue that exceeded estimates on healthy loan growth and early traction in the new stablecoin custody offering, even though net interest margins came in below expectations. Analyst Commentary Bullish Takeaways Bullish analysts see the price target increase to CA$14 as recognition that stronger than expected Q1 revenue supports a higher valuation, even with some mixed operating metrics.
Narrative Update Apr 23

VBNK: Loan Expansion And Stablecoin Custody Will Shape Balanced Return Outlook

Analysts have raised their CA$13 price target on VersaBank to CA$14 after Q1 revenue topped estimates, citing healthy loan growth and early traction from the bank's stablecoin custody initiative, even though net interest margins came in below expectations. Analyst Commentary Analysts are updating their views on VersaBank after the latest Q1 release, focusing on how the bank balances loan growth, margins and new fee-based opportunities like stablecoin custody.
Narrative Update Apr 06

VBNK: Stablecoin Custody Fees Will Drive Future Earnings Upside

Analysts have raised their VersaBank price target to CA$14 from CA$13, citing Q1 revenue that exceeded estimates on healthy loan growth and early traction in the bank's new stablecoin custody offering. Analyst Commentary Bullish Takeaways Bullish analysts point to Q1 revenue topping estimates as evidence that VersaBank is executing on loan growth in a way that supports the higher CA$14 price target.
Narrative Update Mar 23

VBNK: Stablecoin Custody Traction Will Drive Future Earnings Upside

Analysts have lifted their VersaBank price target to CA$14 from CA$13, citing Q1 revenue that topped estimates on healthy loan growth, a smaller net interest margin, and early traction from the bank's new stablecoin custody offering. Analyst Commentary Bullish Takeaways Bullish analysts view the higher CA$14 price target as a reflection of Q1 revenue that topped estimates, which they see as supportive of the current valuation framework.
Narrative Update Mar 06

VBNK: Stablecoin Custody Progress Will Support Future Earnings Power

Analysts have lifted their fair value estimate for VersaBank to CA$23.00 from CA$19.00, citing Street research that points to healthy loan growth, resilient revenue performance and early traction in the bank's stablecoin custody initiative as key supports for the higher price target. Analyst Commentary Bullish Takeaways Bullish analysts point to the higher fair value estimate as reflecting confidence that healthy loan growth can support VersaBank's earnings power over time, even with some pressure on net interest margins.
Analysis Article Mar 08

VersaBank Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

As you might know, VersaBank ( TSE:VBNK ) last week released its latest first-quarter, and things did not turn out so...
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New Narrative Feb 02

US Expansion And Digital Initiatives Set To Boost Future Prospects

The U.S. acquisition and Receivable Purchase Program are expected to drive loan growth, higher net margins, and improved earnings.
Analysis Article Dec 12

VersaBank Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Shareholders might have noticed that VersaBank ( TSE:VBNK ) filed its annual result this time last week. The early...
Analysis Article Jun 08

Analyst Estimates: Here's What Brokers Think Of VersaBank (TSE:VBNK) After Its Second-Quarter Report

VersaBank ( TSE:VBNK ) missed earnings with its latest quarterly results, disappointing overly-optimistic forecasters...
Analysis Article Mar 09

VersaBank Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

It's been a mediocre week for VersaBank ( TSE:VBNK ) shareholders, with the stock dropping 11% to CA$14.20 in the week...

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: VBNK is not paying a notable dividend for the Canadian market, therefore no need to check if payments are stable.

Growing Dividend: VBNK is not paying a notable dividend for the Canadian market, therefore no need to check if payments are increasing.


Dividend Yield vs Market

VersaBank Dividend Yield vs Market
How does VBNK dividend yield compare to the market?
SegmentDividend Yield
Company (VBNK)0.4%
Market Bottom 25% (CA)1.7%
Market Top 25% (CA)5.4%
Industry Average (Banks)2.8%
Analyst forecast (VBNK) (up to 3 years)0.4%

Notable Dividend: VBNK's dividend (0.4%) isn’t notable compared to the bottom 25% of dividend payers in the Canadian market (1.68%).

High Dividend: VBNK's dividend (0.4%) is low compared to the top 25% of dividend payers in the Canadian market (5.43%).


Current Payout to Shareholders

Earnings Coverage: VBNK is not paying a notable dividend for the Canadian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of VBNK's dividend in 3 years as they are not forecast to pay a notable one for the Canadian market.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/25 20:58
End of Day Share Price 2026/05/22 00:00
Earnings2026/01/31
Annual Earnings2025/10/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

VersaBank is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy SwitzerKeefe, Bruyette, & Woods
Joseph YanchunisRaymond James & Associates
Craig IrwinRoth Capital Partners