VersaBank

TSX:VBNK Stock Report

Market Cap: CA$506.8m

VersaBank Future Growth

Future criteria checks 5/6

VersaBank is forecast to grow earnings and revenue by 45.3% and 29.4% per annum respectively. EPS is expected to grow by 38.4% per annum. Return on equity is forecast to be 17.5% in 3 years.

Key information

45.3%

Earnings growth rate

38.4%

EPS growth rate

Banks earnings growth7.1%
Revenue growth rate29.4%
Future return on equity17.5%
Analyst coverage

Low

Last updated17 Dec 2024

Recent future growth updates

VersaBank Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Dec 12
VersaBank Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Analyst Estimates: Here's What Brokers Think Of VersaBank (TSE:VBNK) After Its Second-Quarter Report

Jun 08
Analyst Estimates: Here's What Brokers Think Of VersaBank (TSE:VBNK) After Its Second-Quarter Report

Recent updates

VersaBank Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Dec 12
VersaBank Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Analyst Estimates: Here's What Brokers Think Of VersaBank (TSE:VBNK) After Its Second-Quarter Report

Jun 08
Analyst Estimates: Here's What Brokers Think Of VersaBank (TSE:VBNK) After Its Second-Quarter Report

VersaBank Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Mar 09
VersaBank Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

VersaBank (TSE:VBNK) Has Announced A Dividend Of CA$0.025

Jun 27
VersaBank (TSE:VBNK) Has Announced A Dividend Of CA$0.025

VersaBank's (TSE:VBNK) Dividend Will Be CA$0.025

Mar 20
VersaBank's (TSE:VBNK) Dividend Will Be CA$0.025

VersaBank (TSE:VBNK) Will Pay A Dividend Of CA$0.025

Jun 05
VersaBank (TSE:VBNK) Will Pay A Dividend Of CA$0.025

Earnings and Revenue Growth Forecasts

TSX:VBNK - Analysts future estimates and past financials data (CAD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
10/31/2026203100N/AN/A3
10/31/202514360N/AN/A4
10/31/202411239-269-251N/A
7/31/202411446-342-323N/A
4/30/202411446-501-484N/A
1/31/202411144-657-641N/A
10/31/202310841-746-746N/A
7/31/202310335-613-612N/A
4/30/20239731-861-860N/A
1/31/20238926-939-939N/A
10/31/20228222-824-823N/A
7/31/20227621-930-929N/A
4/30/20227121-588-588N/A
1/31/20226921-378-378N/A
10/31/20216621-395-395N/A
7/31/20216219-359-359N/A
4/30/20215818-207-207N/A
1/31/20215617-84-83N/A
10/31/20205517-27-27N/A
7/31/20205418100100N/A
4/30/202055187272N/A
1/31/20205418-43-43N/A
10/31/201954185858N/A
7/31/201954185657N/A
4/30/20195317-31-31N/A
1/31/201953171011N/A
10/31/20185116-76-75N/A
7/31/20184914N/A-79N/A
4/30/20184712N/A9N/A
1/31/2018459N/A35N/A
10/31/20174417N/A70N/A
7/31/20174316N/A-15N/A
4/30/20174216N/A2N/A
1/31/20174116N/A-61N/A
10/31/2016396N/A-91N/A
7/31/2016387N/A-88N/A
4/30/2016376N/A-143N/A
1/31/2016357N/A-160N/A
10/31/2015346N/A-189N/A
7/31/2015337N/A-166N/A
4/30/2015317N/A-207N/A
1/31/2015306N/A-143N/A
10/31/2014306N/A-37N/A
7/31/2014293N/A36N/A
4/30/2014293N/A103N/A
1/31/2014282N/A51N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: VBNK's forecast earnings growth (45.3% per year) is above the savings rate (2.3%).

Earnings vs Market: VBNK's earnings (45.3% per year) are forecast to grow faster than the Canadian market (15.5% per year).

High Growth Earnings: VBNK's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: VBNK's revenue (29.4% per year) is forecast to grow faster than the Canadian market (7.1% per year).

High Growth Revenue: VBNK's revenue (29.4% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: VBNK's Return on Equity is forecast to be low in 3 years time (17.5%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 05:32
End of Day Share Price 2024/12/30 00:00
Earnings2024/10/31
Annual Earnings2024/10/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

VersaBank is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Trevor ReynoldsAcumen Capital Finance Partners Limited
Dylan SteuartiA Capital Markets
Timothy SwitzerKeefe, Bruyette, & Woods