U2PS34 Stock Overview
Operates a cloud-based artificial intelligence (AI) lending platform in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 2/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Upstart Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$21.20 |
| 52 Week High | US$27.00 |
| 52 Week Low | US$5.45 |
| Beta | 2.19 |
| 1 Month Change | -6.07% |
| 3 Month Change | 93.78% |
| 1 Year Change | 94.85% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -26.55% |
Recent News & Updates
Recent updates
Shareholder Returns
| U2PS34 | BR Consumer Finance | BR Market | |
|---|---|---|---|
| 7D | 1.0% | 1.4% | -0.8% |
| 1Y | 94.9% | 0.3% | -13.9% |
Return vs Industry: U2PS34 exceeded the BR Consumer Finance industry which returned 0.3% over the past year.
Return vs Market: U2PS34 exceeded the BR Market which returned -13.9% over the past year.
Price Volatility
| U2PS34 volatility | |
|---|---|
| U2PS34 Average Weekly Movement | 19.1% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in BR Market | 9.6% |
| 10% least volatile stocks in BR Market | 2.9% |
Stable Share Price: U2PS34's share price has been volatile over the past 3 months compared to the BR market.
Volatility Over Time: U2PS34's weekly volatility (19%) has been stable over the past year, but is still higher than 75% of BR stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 1,388 | Dave Girouard | www.upstart.com |
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Upstart Holdings, Inc. Fundamentals Summary
| U2PS34 fundamental statistics | |
|---|---|
| Market cap | R$39.48b |
| Earnings (TTM) | -R$1.06b |
| Revenue (TTM) | R$3.82b |
10.3x
P/S Ratio-37.2x
P/E RatioIs U2PS34 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| U2PS34 income statement (TTM) | |
|---|---|
| Revenue | US$604.94m |
| Cost of Revenue | US$153.51m |
| Gross Profit | US$451.43m |
| Other Expenses | US$619.66m |
| Earnings | -US$168.22m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -1.84 |
| Gross Margin | 74.62% |
| Net Profit Margin | -27.81% |
| Debt/Equity Ratio | 165.9% |
How did U2PS34 perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 20:56 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Upstart Holdings, Inc. is covered by 22 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ishan Majumdar | Baptista Research |
| Ramsey El-Assal | Barclays |
| Nathaniel Schindler | BofA Global Research |