Upstart Holdings, Inc.

BOVESPA:U2PS34 Stock Report

Market Cap: R$38.4b

Upstart Holdings Management

Management criteria checks 3/4

Upstart Holdings' CEO is Dave Girouard, appointed in Dec 2013, has a tenure of 12.92 years. total yearly compensation is $7.12M, comprised of 6.5% salary and 93.5% bonuses, including company stock and options. directly owns 11.77% of the company’s shares, worth R$4.52B. The average tenure of the management team and the board of directors is 8 years and 5.4 years respectively.

Key information

Dave Girouard

Chief executive officer

US$7.1m

Total compensation

CEO salary percentage6.5%
CEO tenure11yrs
CEO ownership11.8%
Management average tenure8yrs
Board average tenure5.4yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Dave Girouard's remuneration changed compared to Upstart Holdings's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

-US$168m

Jun 30 2024n/an/a

-US$202m

Mar 31 2024n/an/a

-US$175m

Dec 31 2023US$7mUS$460k

-US$240m

Sep 30 2023n/an/a

-US$253m

Jun 30 2023n/an/a

-US$269m

Mar 31 2023n/an/a

-US$271m

Dec 31 2022US$10mUS$460k

-US$109m

Sep 30 2022n/an/a

US$6m

Jun 30 2022n/an/a

US$91m

Mar 31 2022n/an/a

US$158m

Dec 31 2021US$15mUS$455k

US$135m

Sep 30 2021n/an/a

US$76m

Jun 30 2021n/an/a

US$49m

Mar 31 2021n/an/a

US$9m

Dec 31 2020US$9mUS$397k

US$0

Sep 30 2020n/an/a

US$6m

Dec 31 2019US$360kUS$360k

-US$466k

Compensation vs Market: Dave's total compensation ($USD7.12M) is above average for companies of similar size in the BR market ($USD2.32M).

Compensation vs Earnings: Dave's compensation has been consistent with company performance over the past year.


CEO

Dave Girouard (58 yo)

11yrs

Tenure

US$7,115,630

Compensation

Mr. David J. Girouard, also known as Dave, is the Co-Founder of Upstart Holdings, Inc. and has been its Chief Executive Officer and Chairperson of the Board since December 2013. Mr. Girouard has been Direc...


Leadership Team

NamePositionTenureCompensationOwnership
David Girouard
Co-Founder11yrsUS$7.12m11.77%
R$ 4.5b
Paul Gu
Co-Founder2.4yrsUS$5.72m0.74%
R$ 283.3m
Sanjay Datta
Chief Financial Officer8yrsUS$5.74m0.13%
R$ 50.4m
Scott Darling
Chief Legal Officer & Corporate Secretary2yrsUS$687.76k0.056%
R$ 21.5m
Anna Counselman
Co-Founder & Senior VP of Business Operations12.6yrsUS$2.28mno data
Jason Schmidt
VP of Investor Relationsno datano datano data
Annie Delgado
Chief Compliance Officerno datano datano data
Natalia Mirgorodskaya
Corporate Controllerno datano data0.012%
R$ 4.6m

8.0yrs

Average Tenure

47yo

Average Age

Experienced Management: U2PS34's management team is seasoned and experienced (8 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
David Girouard
Co-Founder12.9yrsUS$7.12m11.77%
R$ 4.5b
Paul Gu
Co-Founder9.7yrsUS$5.72m0.74%
R$ 283.3m
Jeffrey Huber
Independent Director3.5yrsUS$268.45k0.018%
R$ 7.0m
Sukhinder Cassidy
Lead Independent Director4.8yrsUS$296.95k0%
R$ 0
Hilliard Terry
Independent Director5.8yrsUS$284.45k0.020%
R$ 7.7m
Mary Hentges
Independent Director5yrsUS$274.45k0.019%
R$ 7.3m
Kerry Cooper
Independent Director3.8yrsUS$279.45k0.020%
R$ 7.6m
Ciaran O'Kelly
Independent Director6.7yrsUS$282.45k0.020%
R$ 7.8m

5.4yrs

Average Tenure

54.5yo

Average Age

Experienced Board: U2PS34's board of directors are considered experienced (5.4 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/29 17:11
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Upstart Holdings, Inc. is covered by 22 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ishan MajumdarBaptista Research
Ramsey El-AssalBarclays
Nathaniel SchindlerBofA Global Research