Upstart Holdings Valuation
Is U2PS34 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of U2PS34 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate U2PS34's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate U2PS34's fair value for valuation analysis.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for U2PS34?
Key metric: As U2PS34 is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.
| What is U2PS34's PS Ratio? | |
|---|---|
| PS Ratio | 11.2x |
| Sales | US$604.94m |
| Market Cap | US$6.76b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 12.2x |
| Enterprise Value/EBITDA | -51.2x |
| PEG Ratio | n/a |
Price to Sales Ratio vs Peers
How does U2PS34's PS Ratio compare to its peers?
| Company | Forward PS | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 5.8x | ||
MERC3 Creditaqui Financeira - Crédito Financiamento e Investimento | 7.9x | n/a | R$217.2m |
B3SA3 B3 - Brasil Bolsa Balcão | 5.8x | 7.7% | R$54.0b |
OMF OneMain Holdings | 2.7x | 24.9% | US$6.8b |
CACC Credit Acceptance | 6.8x | 32.8% | US$5.7b |
U2PS34 Upstart Holdings | 11.2x | 20.3% | R$6.8b |
Price-To-Sales vs Peers: U2PS34 is expensive based on its Price-To-Sales Ratio (11.2x) compared to the peer average (5.1x).
Price to Sales Ratio vs Industry
How does U2PS34's PS Ratio compare vs other companies in the Global Consumer Finance Industry?
| 52 Companies | Price / Sales | Estimated Growth | Market Cap |
|---|---|---|---|
| 52 Companies | Estimated Growth | Market Cap | |
|---|---|---|---|
Price-To-Sales vs Industry: U2PS34 is expensive based on its Price-To-Sales Ratio (11.2x) compared to the Global Consumer Finance industry average (2.4x).
Price to Sales Ratio vs Fair Ratio
What is U2PS34's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PS Ratio | 11.2x |
| Fair PS Ratio | 2.1x |
Price-To-Sales vs Fair Ratio: U2PS34 is expensive based on its Price-To-Sales Ratio (11.2x) compared to the estimated Fair Price-To-Sales Ratio (2.1x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.