company background image
S1YF34 logo

Synchrony Financial BOVESPA:S1YF34 Stock Report

Last Price

R$408.80

Market Cap

R$157.0b

7D

-1.3%

1Y

n/a

Updated

30 Jan, 2025

Data

Company Financials +

Synchrony Financial

BOVESPA:S1YF34 Stock Report

Market Cap: R$157.0b

S1YF34 Stock Overview

Operates as a consumer financial services company in the United States. More details

S1YF34 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance6/6
Financial Health5/6
Dividends0/6

Rewards

Price-To-Earnings ratio (7.9x) is below the BR market (8.4x)

Revenue is forecast to grow 16.54% per year

Earnings grew by 56.1% over the past year

Risk Analysis

Volatile share price over the past 3 months compared to the BR market


My Notes

Capture your thoughts, links and company narrative

Synchrony Financial Competitors

Banco BTG Pactual

BOVESPA:BPAC11

R$148.7b

B3 - Brasil Bolsa Balcão

BOVESPA:B3SA3

R$56.9b

Discover Financial Services

NYSE:DFS

US$50.5b

Ally Financial

NYSE:ALLY

US$11.9b

Price History & Performance

Summary of share price highs, lows and changes for Synchrony Financial
Historical stock prices
Current Share PriceUS$408.80
52 Week HighUS$417.60
52 Week LowUS$195.33
Beta1.64
1 Month Change1.53%
3 Month Change26.11%
1 Year Changen/a
3 Year Change80.75%
5 Year Change187.08%
Change since IPO182.19%

Recent News & Updates

Recent updates

Shareholder Returns

S1YF34BR Consumer FinanceBR Market
7D-1.3%6.1%3.3%
1Yn/a17.7%-6.9%

Return vs Industry: Insufficient data to determine how S1YF34 performed against the BR Consumer Finance industry.

Return vs Market: Insufficient data to determine how S1YF34 performed against the BR Market.

Price Volatility

Is S1YF34's price volatile compared to industry and market?
S1YF34 volatility
S1YF34 Average Weekly Movement8.3%
Consumer Finance Industry Average Movement5.6%
Market Average Movement5.6%
10% most volatile stocks in BR Market9.9%
10% least volatile stocks in BR Market3.2%

Stable Share Price: S1YF34's share price has been volatile over the past 3 months compared to the BR market.

Volatility Over Time: Insufficient data to determine S1YF34's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
193220,000Brian Doubleswww.synchrony.com

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.

Synchrony Financial Fundamentals Summary

How do Synchrony Financial's earnings and revenue compare to its market cap?
S1YF34 fundamental statistics
Market capR$157.00b
Earnings (TTM)R$20.15b
Revenue (TTM)R$55.22b

7.9x

P/E Ratio

2.9x

P/S Ratio

Is S1YF34 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
S1YF34 income statement (TTM)
RevenueUS$9.39b
Cost of RevenueUS$0
Gross ProfitUS$9.39b
Other ExpensesUS$5.97b
EarningsUS$3.43b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)8.83
Gross Margin100.00%
Net Profit Margin36.49%
Debt/Equity Ratio93.3%

How did S1YF34 perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

12%

Payout Ratio

Does S1YF34 pay a reliable dividends?

See S1YF34 dividend history and benchmarks
When do you need to buy S1YF34 by to receive an upcoming dividend?
Synchrony Financial dividend dates
Ex Dividend DateJan 31 2025
Dividend Pay DateFeb 24 2025
Days until Ex dividend0 days
Days until Dividend pay date24 days

Does S1YF34 pay a reliable dividends?

See S1YF34 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 08:35
End of Day Share Price 2025/01/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Synchrony Financial is covered by 44 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David GeorgeBaird
Brennan CrowleyBaird
Mark DeVriesBarclays