K1BF34 Stock Overview

Provides a range of banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. More details

K1BF34 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (7.7x) is below the BR market (8.6x)

Earnings have grown 6.4% per year over the past 5 years

Risk Analysis

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

KB Financial Group Inc. Competitors

Itaúsa

BOVESPA:ITSA4

R$103.7b

Banco do Brasil

BOVESPA:BBAS3

R$158.0b

Banco Bradesco

BOVESPA:BBDC4

R$122.6b

Banco Santander (Brasil)

BOVESPA:SANB4

R$96.7b

Price History & Performance

Summary of share price highs, lows and changes for KB Financial Group
Historical stock prices
Current Share Price	₩94.68
52 Week High	₩109.60
52 Week Low	₩57.10
Beta	0.59
1 Month Change	6.16%
3 Month Change	-1.89%
1 Year Change	85.65%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	106.27%

Recent updates

Shareholder Returns

	K1BF34	BR Banks	BR Market
7D	0%	1.8%	1.3%
1Y	85.6%	-6.8%	-7.0%

Return vs Industry: K1BF34 exceeded the BR Banks industry which returned -5.5% over the past year.

Return vs Market: K1BF34 exceeded the BR Market which returned -6.7% over the past year.

Price Volatility

Is K1BF34's price volatile compared to industry and market?
K1BF34 volatility
K1BF34 Average Weekly Movement	6.1%
Banks Industry Average Movement	3.8%
Market Average Movement	5.6%
10% most volatile stocks in BR Market	9.9%
10% least volatile stocks in BR Market	3.2%

Stable Share Price: K1BF34 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: Insufficient data to determine K1BF34's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1963	n/a	Jong Hee Yang	www.kbfg.com

KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. It offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services.

KB Financial Group Inc. Fundamentals Summary

How do KB Financial Group's earnings and revenue compare to its market cap?
K1BF34 fundamental statistics
Market cap	R$137.84b
Earnings (TTM)	R$17.87b
Revenue (TTM)	R$56.63b

7.7x

P/E Ratio

0.6x

P/B Ratio

Is K1BF34 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
K1BF34 income statement (TTM)
Revenue	₩14.11t
Cost of Revenue	₩0
Gross Profit	₩14.11t
Other Expenses	₩9.66t
Earnings	₩4.45t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 05, 2025

Earnings per share (EPS)	11.89k
Gross Margin	100.00%
Net Profit Margin	31.56%
Debt/Equity Ratio	249.4%

How did K1BF34 perform over the long term?

See historical performance and comparison

Dividends

3.3%

Current Dividend Yield

33%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/03 13:52
End of Day Share Price	2025/01/21 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

KB Financial Group Inc. is covered by 44 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Sunmok Ha	Barclays
Michelle Cho	BNP Paribas Securities (Asia)
Jeehoon Park	BofA Global Research