KB Financial Group Past Earnings Performance
Past criteria checks 2/6
KB Financial Group has been growing earnings at an average annual rate of 6.4%, while the Banks industry saw earnings growing at 11.1% annually. Revenues have been declining at an average rate of 5.4% per year. KB Financial Group's return on equity is 7.6%, and it has net margins of 31.6%.
Key information
6.4%
Earnings growth rate
6.8%
EPS growth rate
| Banks Industry Growth | 8.7% |
| Revenue growth rate | -5.4% |
| Return on equity | 7.6% |
| Net Margin | 31.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How KB Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 14,109,423 | 4,452,472 | 6,486,163 | 0 |
| 30 Jun 24 | 13,612,262 | 4,208,980 | 6,407,013 | 0 |
| 31 Mar 24 | 13,361,886 | 3,980,076 | 6,397,363 | 0 |
| 31 Dec 23 | 13,084,515 | 4,447,017 | 6,343,419 | 0 |
| 30 Sep 23 | 13,270,794 | 4,313,674 | 6,481,680 | 0 |
| 30 Jun 23 | 13,032,680 | 4,326,100 | 6,474,937 | 0 |
| 31 Mar 23 | 12,402,532 | 4,056,555 | 6,416,707 | 0 |
| 31 Dec 22 | 12,088,006 | 4,026,590 | 6,388,905 | 0 |
| 30 Sep 22 | 12,713,374 | 4,569,615 | 6,416,521 | 0 |
| 30 Jun 22 | 12,892,690 | 4,514,698 | 6,535,249 | 0 |
| 31 Mar 22 | 13,220,364 | 4,519,742 | 6,692,928 | 0 |
| 31 Dec 21 | 13,298,470 | 4,338,006 | 6,879,252 | 0 |
| 30 Sep 21 | 13,332,836 | 4,289,048 | 6,976,839 | 0 |
| 30 Jun 21 | 36,379,587 | 4,183,816 | 6,893,701 | 0 |
| 31 Mar 21 | 36,013,161 | 3,975,693 | 6,816,450 | 0 |
| 31 Dec 20 | 35,041,584 | 3,445,589 | 6,554,741 | 0 |
| 30 Sep 20 | 11,083,895 | 3,395,663 | 6,210,427 | 0 |
| 30 Jun 20 | 10,771,100 | 3,172,891 | 6,069,228 | 0 |
| 31 Mar 20 | 10,618,907 | 3,185,861 | 5,974,291 | 0 |
| 31 Dec 19 | 10,790,449 | 3,305,316 | 6,032,347 | 0 |
| 30 Sep 19 | 10,431,581 | 2,966,311 | 6,079,219 | 0 |
| 30 Jun 19 | 10,385,515 | 2,983,052 | 5,956,241 | 0 |
| 31 Mar 19 | 10,272,114 | 2,938,611 | 5,818,034 | 0 |
| 31 Dec 18 | 10,332,816 | 3,061,191 | 5,703,829 | 0 |
| 30 Sep 18 | 10,752,909 | 3,422,504 | 5,681,299 | 0 |
| 30 Jun 18 | 10,576,922 | 3,366,239 | 5,664,200 | 0 |
| 31 Mar 18 | 10,305,498 | 3,409,569 | 5,648,425 | 0 |
| 31 Dec 17 | 9,628,912 | 3,311,438 | 5,432,699 | 0 |
| 30 Sep 17 | 8,749,286 | 3,211,617 | 4,822,879 | 0 |
| 30 Jun 17 | 7,983,335 | 2,878,559 | 4,530,400 | 0 |
| 31 Mar 17 | 7,237,066 | 2,468,841 | 4,290,794 | 0 |
| 31 Dec 16 | 6,904,493 | 2,143,744 | 4,190,384 | 0 |
| 30 Sep 16 | 6,556,115 | 2,036,938 | 4,067,380 | 0 |
| 30 Jun 16 | 6,379,845 | 1,886,991 | 4,066,658 | 0 |
| 31 Mar 16 | 6,452,507 | 1,638,357 | 4,365,114 | 0 |
| 31 Dec 15 | 6,344,104 | 1,698,318 | 4,381,312 | 0 |
| 30 Sep 15 | 6,321,787 | 1,554,168 | 4,331,372 | 0 |
| 30 Jun 15 | 6,338,845 | 1,585,963 | 4,305,725 | 0 |
| 31 Mar 15 | 6,106,877 | 1,646,453 | 3,953,416 | 0 |
| 31 Dec 14 | 5,968,011 | 1,400,722 | 3,859,251 | 0 |
| 30 Sep 14 | 6,048,882 | 1,467,705 | 3,852,513 | 0 |
| 30 Jun 14 | 6,033,741 | 1,447,977 | 3,830,467 | 0 |
| 31 Mar 14 | 5,966,444 | 1,219,278 | 3,837,551 | 0 |
| 31 Dec 13 | 6,010,447 | 1,271,502 | 3,842,290 | 0 |
Quality Earnings: K1BF34 has high quality earnings.
Growing Profit Margin: K1BF34's current net profit margins (31.6%) are lower than last year (32.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: K1BF34's earnings have grown by 6.4% per year over the past 5 years.
Accelerating Growth: K1BF34's earnings growth over the past year (3.2%) is below its 5-year average (6.4% per year).
Earnings vs Industry: K1BF34 earnings growth over the past year (3.2%) did not outperform the Banks industry 12.1%.
Return on Equity
High ROE: K1BF34's Return on Equity (7.6%) is considered low.