Prudential Financial, Inc.

BUL:PLL Stock Report

Market Cap: €34.9b

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

Prudential Financial Valuation

Is PLL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PLL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: PLL (€100.4) is trading below our estimate of fair value (€216.49)

Significantly Below Fair Value: PLL is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PLL?

Key metric: As PLL is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for PLL. This is calculated by dividing PLL's market cap by their current earnings.
What is PLL's PE Ratio?
PE Ratio13.6x
EarningsUS$2.82b
Market CapUS$38.19b

Price to Earnings Ratio vs Peers

How does PLL's PE Ratio compare to its peers?

The above table shows the PE ratio for PLL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average15.2x
6178 Japan Post Holdings
15.8x12.9%JP¥4.6t
MET MetLife
16x14.0%US$57.0b
AFL Aflac
15.1x-3.8%US$57.4b
SLF Sun Life Financial
13.8x6.8%CA$49.0b
PLL Prudential Financial
13.6x11.1%€38.2b

Price-To-Earnings vs Peers: PLL is good value based on its Price-To-Earnings Ratio (13.6x) compared to the peer average (14x).

Price to Earnings Ratio vs Industry

How does PLL's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
PLL 13.6xIndustry Avg. 11.8xNo. of Companies13PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: PLL is expensive based on its Price-To-Earnings Ratio (13.6x) compared to the European Insurance industry average (10.3x).

Price to Earnings Ratio vs Fair Ratio

What is PLL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PLL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.6x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate PLL's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst PLL forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentn/a
€108.14
0%
6.5%€120.46€97.65n/a12
Dec ’25n/a
€108.14
0%
6.5%€120.46€97.65n/a12
Nov ’25n/a
€108.14
0%
6.5%€120.46€97.65n/a12
Oct ’25n/a
€108.14
0%
6.5%€120.46€97.65n/a12
Sep ’25n/a
€108.14
0%
6.5%€120.46€97.65n/a12
Aug ’25€116.10
€109.13
-6.0%
9.3%€132.71€91.24n/a12
Jul ’25€110.23
€107.46
-2.5%
9.0%€131.75€92.51n/a12
Jun ’25€109.55
€106.43
-2.9%
9.3%€132.15€91.49n/a12
May ’25€103.43
€105.76
+2.3%
6.3%€116.91€92.59n/a13
Apr ’25€108.75
€100.99
-7.1%
5.3%€109.17€91.59n/a13
Mar ’25€100.14
€100.99
+0.8%
5.3%€109.17€91.59n/a13
Feb ’25€94.66
€98.53
+4.1%
8.5%€122.17€85.15n/a15
Jan ’25€93.45
€94.30
+0.9%
10.4%€121.08€79.81n/a15
Dec ’24€89.53
€93.52
+4.5%
9.1%€115.28€80.23n/a16
Nov ’24€86.75
€94.31
+8.7%
10.1%€117.78€79.14n/a16
Oct ’24€90.18
€94.47
+4.8%
10.3%€117.46€78.93n/a16
Sep ’24€88.62
€91.69
+3.5%
12.8%€115.66€64.77n/a16
Aug ’24€87.72
€86.11
-1.8%
11.5%€109.48€63.34€116.1015
Jul ’24€80.91
€84.65
+4.6%
11.6%€104.66€64.27€110.2315
Jun ’24€73.61
€86.25
+17.2%
12.6%€105.95€63.20€109.5515
May ’24€78.14
€85.91
+9.9%
11.7%€103.91€61.98€103.4316
Apr ’24€75.42
€92.22
+22.3%
13.0%€107.47€60.22€108.7515
Mar ’24€94.33
€96.69
+2.5%
7.8%€108.19€79.28€100.1415
Feb ’24€96.11
€95.32
-0.8%
8.1%€108.91€78.46€94.6615
Jan ’24€93.14
€97.38
+4.6%
6.9%€111.13€84.76€93.4515
Dec ’23€103.20
€99.67
-3.4%
7.0%€113.45€86.53€89.5315

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/08/08 15:39
End of Day Share Price 2024/08/08 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Prudential Financial, Inc. is covered by 35 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob KilsteinArgus Research Company
John HeagertyAtlantic Equities LLP
Ishan MajumdarBaptista Research