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Bendigo and Adelaide Bank ASX:BENPH Stock Report

Last Price

AU$105.78

Market Cap

AU$6.9b

7D

0.1%

1Y

1.0%

Updated

16 Aug, 2024

Data

Company Financials +

Bendigo and Adelaide Bank Limited

ASX:BENPH Stock Report

Market Cap: AU$6.9b

BENPH Stock Overview

Engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. More details

BENPH fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance4/6
Financial Health6/6
Dividends3/6

Rewards

Trading at 20.2% below our estimate of its fair value

Earnings are forecast to grow 2.79% per year

Earnings grew by 27.5% over the past year

Risk Analysis

Large one-off items impacting financial results

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

Bendigo and Adelaide Bank Limited Competitors

Bank of Queensland

ASX:BOQ

AU$4.4b

MyState

ASX:MYS

AU$488.1m

Auswide Bank

ASX:ABA

AU$246.0m

BSP Financial Group

ASX:BFL

AU$3.6b

Price History & Performance

Summary of share price highs, lows and changes for Bendigo and Adelaide Bank
Historical stock prices
Current Share PriceAU$105.78
52 Week HighAU$108.94
52 Week LowAU$101.96
Beta1.15
1 Month Change-0.0095%
3 Month Change-0.20%
1 Year Change1.04%
3 Year Change-0.019%
5 Year Changen/a
Change since IPO1.95%

Recent News & Updates

Recent updates

Shareholder Returns

BENPHAU BanksAU Market
7D0.1%-0.8%0.1%
1Y1.0%29.1%9.8%

Return vs Industry: BENPH underperformed the Australian Banks industry which returned 30.8% over the past year.

Return vs Market: BENPH underperformed the Australian Market which returned 9.2% over the past year.

Price Volatility

Is BENPH's price volatile compared to industry and market?
BENPH volatility
BENPH Average Weekly Movement1.2%
Banks Industry Average Movement3.1%
Market Average Movement7.9%
10% most volatile stocks in AU Market16.6%
10% least volatile stocks in AU Market2.9%

Stable Share Price: BENPH has not had significant price volatility in the past 3 months.

Volatility Over Time: BENPH's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18584,682Marnie Bakerwww.bendigoadelaide.com.au

Bendigo and Adelaide Bank Limited provides banking and financial products and services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation.

Bendigo and Adelaide Bank Limited Fundamentals Summary

How do Bendigo and Adelaide Bank's earnings and revenue compare to its market cap?
BENPH fundamental statistics
Market capAU$6.92b
Earnings (TTM)AU$530.30m
Revenue (TTM)AU$1.83b

13.1x

P/E Ratio

1.0x

P/B Ratio

Is BENPH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BENPH income statement (TTM)
RevenueAU$1.83b
Cost of RevenueAU$0
Gross ProfitAU$1.83b
Other ExpensesAU$1.30b
EarningsAU$530.30m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Aug 26, 2024

Earnings per share (EPS)0.94
Gross Margin100.00%
Net Profit Margin28.94%
Debt/Equity Ratio183.0%

How did BENPH perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

66%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/08/16 00:33
End of Day Share Price 2024/08/16 00:00
Earnings2023/12/31
Annual Earnings2023/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bendigo and Adelaide Bank Limited is covered by 29 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Anthony HooANZ Equities Pty Limited
Russell WrightAPP Securities Pty Ltd.
Jonathan MottBarrenjoey Markets Pty Limited