Bank of Queensland Limited, together with its subsidiaries, provides various financial products and services in Australia. More Details
Flawless balance sheet with moderate growth potential.
Share Price & News
How has Bank of Queensland's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BOQ is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BOQ's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BOQ exceeded the Australian Banks industry which returned 63.9% over the past year.
Return vs Market: BOQ exceeded the Australian Market which returned 37.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Bank of Queensland's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StHow Does Bank of Queensland Limited (ASX:BOQ) Fare As A Dividend Stock?
2 months ago | Simply Wall StIf You Had Bought Bank of Queensland's (ASX:BOQ) Shares Three Years Ago You Would Be Down 29%
4 months ago | Simply Wall StHow Does Bank of Queensland Limited (ASX:BOQ) Fare As A Dividend Stock?
Is Bank of Queensland undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BOQ (A$8.98) is trading below our estimate of fair value (A$8.98)
Significantly Below Fair Value: BOQ is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BOQ is poor value based on its PE Ratio (23.2x) compared to the AU Banks industry average (15.2x).
PE vs Market: BOQ is poor value based on its PE Ratio (23.2x) compared to the Australian market (20.6x).
Price to Earnings Growth Ratio
PEG Ratio: BOQ is poor value based on its PEG Ratio (1.2x)
Price to Book Ratio
PB vs Industry: BOQ's PB Ratio (0.9x) is in line with the AU Banks industry average.
How is Bank of Queensland forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BOQ's forecast earnings growth (18.9% per year) is above the savings rate (1.9%).
Earnings vs Market: BOQ's earnings (18.9% per year) are forecast to grow faster than the Australian market (14% per year).
High Growth Earnings: BOQ's earnings are forecast to grow, but not significantly.
Revenue vs Market: BOQ's revenue (12.8% per year) is forecast to grow faster than the Australian market (5.3% per year).
High Growth Revenue: BOQ's revenue (12.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BOQ's Return on Equity is forecast to be low in 3 years time (7.7%).
How has Bank of Queensland performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BOQ has high quality earnings.
Growing Profit Margin: BOQ's current net profit margins (18.3%) are lower than last year (22.8%).
Past Earnings Growth Analysis
Earnings Trend: BOQ's earnings have declined by 13.5% per year over the past 5 years.
Accelerating Growth: BOQ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BOQ had negative earnings growth (-25.1%) over the past year, making it difficult to compare to the Banks industry average (-7%).
Return on Equity
High ROE: BOQ's Return on Equity (4%) is considered low.
How is Bank of Queensland's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BOQ's Assets to Equity ratio (13x) is moderate.
Allowance for Bad Loans: BOQ has a sufficient allowance for bad loans (193%).
Low Risk Liabilities: 77% of BOQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOQ has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: BOQ's Loans to Deposits ratio (116%) is appropriate.
Level of Bad Loans: BOQ has an appropriate level of bad loans (0.4%).
What is Bank of Queensland current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BOQ's dividend (3.79%) is higher than the bottom 25% of dividend payers in the Australian market (2.03%).
High Dividend: BOQ's dividend (3.79%) is low compared to the top 25% of dividend payers in the Australian market (5.25%).
Stability and Growth of Payments
Stable Dividend: BOQ's dividend payments have been volatile in the past 10 years.
Growing Dividend: BOQ's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (75%), BOQ's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BOQ's dividends in 3 years are forecast to be covered by earnings (55.7% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
George Frazis (56 yo)
Mr. George Frazis, B.Eng. (Hons), M.B.A. (AGSM) M.B.A. (Wharton), serves as the Managing Director, Chief Executive Officer & Executive Director of Bank of Queensland Ltd. since September 5, 2019, when he j...
CEO Compensation Analysis
Compensation vs Market: George's total compensation ($USD1.29M) is about average for companies of similar size in the Australian market ($USD1.72M).
Compensation vs Earnings: Insufficient data to compare George's compensation with company performance.
Experienced Management: BOQ's management team is not considered experienced ( 1.5 years average tenure), which suggests a new team.
Experienced Board: BOQ's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 40.8%.
Bank of Queensland Limited's company bio, employee growth, exchange listings and data sources
- Name: Bank of Queensland Limited
- Ticker: BOQ
- Exchange: ASX
- Founded: 1874
- Industry: Regional Banks
- Sector: Banks
- Market Cap: AU$5.724b
- Shares outstanding: 638.88m
- Website: https://www.boq.com.au
Number of Employees
- Bank of Queensland Limited
- 100 Skyring Terrace
- Level 6
Bank of Queensland Limited, together with its subsidiaries, provides various financial products and services in Australia. The company operates in Retail Banking, BOQ Business, and Other segments. It offer...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/07 08:01|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.