U.S. Bancorp (WBAG:USBC) - Stock Price, News & Analysis

USBC Stock Overview

USBC fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	1/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 50.7% below our estimate of its fair value

Earnings are forecast to grow 12.08% per year

Pays a reliable dividend of 4.71%

Risk Analysis

No risks detected for USBC from our risk checks.

U.S. Bancorp Competitors

Erste Group Bank

WBAG:EBS

€18.3b

BAWAG Group

WBAG:BG

€4.6b

Oberbank

WBAG:OBS

€4.9b

Raiffeisen Bank International

WBAG:RBI

€5.7b

Price History & Performance

Summary of all time highs, changes and price drops for U.S. Bancorp
Historical stock prices
Current Share Price	US$38.78
52 Week High	US$41.50
52 Week Low	US$26.52
Beta	1.05
1 Month Change	-2.55%
3 Month Change	6.00%
1 Year Change	43.40%
3 Year Change	-22.17%
5 Year Change	n/a
Change since IPO	-15.58%

Recent updates

Shareholder Returns

	USBC	AT Banks	AT Market
7D	1.2%	2.7%	1.4%
1Y	43.4%	33.2%	5.1%

Return vs Industry: USBC exceeded the Austrian Banks industry which returned 29.5% over the past year.

Return vs Market: USBC exceeded the Austrian Market which returned 5% over the past year.

Price Volatility

Is USBC's price volatile compared to industry and market?
USBC volatility
USBC Average Weekly Movement	3.5%
Banks Industry Average Movement	3.2%
Market Average Movement	3.4%
10% most volatile stocks in AT Market	5.0%
10% least volatile stocks in AT Market	1.7%

Stable Share Price: USBC has not had significant price volatility in the past 3 months.

Volatility Over Time: USBC's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1863	75,465	Andy Cecere	www.usbank.com

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.

U.S. Bancorp Fundamentals Summary

How do U.S. Bancorp's earnings and revenue compare to its market cap?
USBC fundamental statistics
Market cap	€60.67b
Earnings (TTM)	€4.34b
Revenue (TTM)	€23.39b

13.9x

P/E Ratio

1.3x

P/B Ratio

Is USBC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
USBC income statement (TTM)
Revenue	US$25.16b
Cost of Revenue	US$0
Gross Profit	US$25.16b
Other Expenses	US$20.49b
Earnings	US$4.67b

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

Jul 17, 2024

Earnings per share (EPS)	2.99
Gross Margin	100.00%
Net Profit Margin	18.56%
Debt/Equity Ratio	133.4%

How did USBC perform over the long term?

See historical performance and comparison

Dividends

4.7%

Current Dividend Yield

64%

Payout Ratio

USBC Stock Overview

Rewards

Risk Analysis

U.S. Bancorp Competitors

WBAG:EBS

€18.3b

WBAG:BG

€4.6b

WBAG:OBS

€4.9b

WBAG:RBI

€5.7b

Price History & Performance

Recent News & Updates

U.S. Bancorp Appoints Gunjan Kedia as President

First quarter 2024 earnings released: EPS: US$0.78 (vs US$1.04 in 1Q 2023)

First quarter 2024 earnings released: EPS: US$0.85 (vs US$1.04 in 1Q 2023)

U.S. Bancorp to Report Q1, 2024 Results on Apr 17, 2024

Upcoming dividend of US$0.49 per share

Fourth quarter dividend of US$0.49 announced

Recent updates

U.S. Bancorp Appoints Gunjan Kedia as President

First quarter 2024 earnings released: EPS: US$0.78 (vs US$1.04 in 1Q 2023)

First quarter 2024 earnings released: EPS: US$0.85 (vs US$1.04 in 1Q 2023)

U.S. Bancorp to Report Q1, 2024 Results on Apr 17, 2024

Upcoming dividend of US$0.49 per share

Fourth quarter dividend of US$0.49 announced

U.S. Bancorp Declares Regular Quarterly Dividend, Payable on April 15, 2024

U.S. Bancorp Appoints Bill Mulvihill as Head for Loan Capital Markets

U.S. Bancorp, Annual General Meeting, Apr 16, 2024

Full year 2023 earnings released: EPS: US$3.27 (vs US$3.69 in FY 2022)

Full year 2023 earnings released: EPS: US$3.52 (vs US$3.69 in FY 2022)

Upcoming dividend of US$0.49 per share at 4.6% yield

U.S. Bancorp Declares Regular Quarterly Dividend, Payable on January 16, 2024

New minor risk - Share price stability

Third quarter 2023 earnings released: EPS: US$0.91 (vs US$1.16 in 3Q 2022)

U.S. Bancorp Provides Earnings Guidance for the Fourth Quarter 2023

U.S. Bank Names Ariel Meyerstein as Head of ESG Program Office

U.S. Bancorp to Report Q3, 2023 Results on Oct 18, 2023

Upcoming dividend of US$0.48 per share at 5.6% yield

U.S. Bank Appoints Kai Sakstrup as Chief Product Officer for Its Wealth, Corporate, Commercial and Institutional Banking Division, Effective October 1, 2023

U.S. Bancorp Appoints Joe Persichetti as Head of Healthcare Business Banking

U.S. Bancorp Announces Quarterly Dividend, Payable on October 16, 2023

U.S. Bancorp Appoints Shruti Patel as Chief Product Officer

U.S. Bancorp Announces Chief Financial Officer Changes, Effective September 1, 2023

U.S. Bancorp announced that it expects to receive $936 million in funding from Mitsubishi UFJ Financial Group, Inc.

U.S. Bancorp announced that it expects to receive $936 million in funding from Mitsubishi UFJ Financial Group, Inc.

U.S. Bancorp Announces Total Net Charge-Offs for the Quarter Ended June 30, 2023

Second quarter 2023 earnings released: EPS: US$0.84 (vs US$0.98 in 2Q 2022)

U.S. Bancorp Names Evamarie Schoenborn as CEO of Wealth Management Units

U.S. Bancorp to Report Q2, 2023 Results on Jul 19, 2023

U.S. Bank Unveils Travelbank-Powered Commercial Rewards Card

Upcoming dividend of US$0.48 per share at 5.7% yield

U.S. Bancorp Declares Regular Quarterly Dividend on Common Share, Payable July 17, 2023

U.S. Bank Names Beth Ann Bovino as Chief Economist

U.S. Bank Names Beth Ann Bovino as Chief Economist

Independent Director recently bought €906k worth of stock

Insider recently bought €311k worth of stock

First quarter 2023 earnings released: EPS: US$1.04 (vs US$0.99 in 1Q 2022)

Upcoming dividend of US$0.48 per share at 5.5% yield

Investor sentiment deteriorates as stock falls 22%

Full year 2022 earnings released: EPS: US$3.69 (vs US$5.11 in FY 2021)

U.S. Bank Launches Business Altitude Connect World Elite Mastercard

HomeStreet Bank acquired Three Legacy MUFG Union Bank Branches in San Bernardino County, California from MUFG Union Bank, National Association and U.S. Bancorp (NYSE:USB).

Full year 2022 earnings released: EPS: US$3.69 (vs US$5.11 in FY 2021)

Alan B. Colberg Joins U.S. Bancorp Board of Directors

U.S. Bank Appoints Guillaume Mascotto as Head of Sustainable Finance

U.S. Bancorp to Report Q4, 2022 Results on Jan 25, 2023

Upcoming dividend of US$0.48 per share

U.S. Bank Appoints Sekou Kaalund as New Head of Branch Banking

U.S. Bancorp Announces Quarterly Dividend, Payable on January 17, 2023

Bronstein, Gewirtz & Grossman, LLC Notifies U.S. Bancorp Investors of Class Action and Encourages Investors to Actively Participate

U.S. Bancorp (NYSE:USB) completed the acquisition of MUFG Union Bank, National Association (MUB) from MUFG Americas Holdings Corporation.

Chief Financial Officer recently sold €627k worth of stock

Insider recently sold €828k worth of stock

Shareholder Returns

Price Volatility

About the Company

U.S. Bancorp Fundamentals Summary

13.9x