U.S. Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
U.S. Bancorp has total assets of $686.5B and total equity of $59.3B. Total deposits are $521.1B, and total loans are $366.6B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $77.1B.
Key information
11.6x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$521.13b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$77.05b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: USBC's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: USBC has a sufficient allowance for bad loans (418%).
Low Risk Liabilities: 83% of USBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: USBC has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: USBC's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: USBC has an appropriate level of bad loans (0.5%).