Itaú Unibanco Holding (ITUB3) Stock Overview

Provides various financial products and services to personal and corporate customers in Brazil and internationally. More details

ITUB3 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	5/6
Financial Health	4/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (9.9x) is below the AR market (18.2x)

Earnings grew by 15.8% over the past year

Risk Analysis

Unstable dividend track record

ITUB3 Community Fair Values

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Itaú Unibanco Holding S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Itaú Unibanco Holding
Historical stock prices
Current Share Price	R$9,865.00
52 Week High	R$10,570.00
52 Week Low	R$5,680.00
Beta	0.28
1 Month Change	1.34%
3 Month Change	28.28%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	56.34%

Recent updates

Shareholder Returns

	ITUB3	AR Banks	AR Market
7D	4.8%	22.2%	25.2%
1Y	n/a	49.5%	46.1%

Return vs Industry: Insufficient data to determine how ITUB3 performed against the AR Banks industry.

Return vs Market: Insufficient data to determine how ITUB3 performed against the AR Market.

Price Volatility

Is ITUB3's price volatile compared to industry and market?
ITUB3 volatility
ITUB3 Average Weekly Movement	7.9%
Banks Industry Average Movement	13.6%
Market Average Movement	10.4%
10% most volatile stocks in AR Market	14.9%
10% least volatile stocks in AR Market	7.4%

Stable Share Price: ITUB3 has not had significant price volatility in the past 3 months compared to the AR market.

Volatility Over Time: ITUB3's weekly volatility (8%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1924	n/a	Milton Maluhy Filho	www.itau.com.br

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market + Corporation. The company offers current account; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services.

Itaú Unibanco Holding S.A. Fundamentals Summary

How do Itaú Unibanco Holding's earnings and revenue compare to its market cap?
ITUB3 fundamental statistics
Market cap	AR$108.03t
Earnings (TTM)	AR$11.52t
Revenue (TTM)	AR$36.23t

9.9x

P/E Ratio

2.0x

P/B Ratio

Is ITUB3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ITUB3 income statement (TTM)
Revenue	R$134.78b
Cost of Revenue	R$0
Gross Profit	R$134.78b
Other Expenses	R$91.93b
Earnings	R$42.85b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 04, 2025

Earnings per share (EPS)	3.97
Gross Margin	100.00%
Net Profit Margin	31.79%
Debt/Equity Ratio	461.9%

How did ITUB3 perform over the long term?

See historical performance and comparison

Dividends

6.1%

Current Dividend Yield

59%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/03 19:19
End of Day Share Price	2025/10/31 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Itaú Unibanco Holding S.A. is covered by 26 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Roberto de Aguiar Attuch	Barclays
Rafael Reis	BB Banco de Investimento S.A.
Mario Lucio Pierry	BofA Global Research

Itaú Unibanco Holding S.A.BASE:ITUB3 Stock Report