GHLD Share Price Performance
US$20.01
6.42 (47.24%)
31.2% overvalued intrinsic discount
US$15.25
Fair Value
Price US$20.01
AnalystLowTarget US$15.25
AnalystConsensusTarget US$20.00
AnalystHighTarget US$20.00
Fair ValueUS$18.00
Share Pricen/a
Guild Holdings Company Stock Price
- 3 Narratives written by author
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- 2 Fair Values set on narratives written by author
GHLD Community Narratives
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Fair Value US$18 11.2% overvalued intrinsic discount
Rising Home Prices And Fintech Competition Will Squeeze Margins
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Fair Value US$20 0.05% overvalued intrinsic discount
Customer-for-Life Approach And AI Investments Will Expand Market Share In Financial Sector
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Fair Value US$20 0.05% overvalued intrinsic discount
Millennials And Digitization Will Drive US Mortgage Expansion
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Customer-for-Life Approach And AI Investments Will Expand Market Share In Financial Sector
Key Takeaways Effective cost management and strategic acquisitions bolster profitability and earnings, supported by a growing retail loan officer network and low market penetration. Investments in technology and AI initiatives enhance operational efficiency and customer experience, driving revenue growth and improving profitability.Read more
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AN
US$20
0.05% overvalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue
14% p.a.
Profit Margin
11.07%
Future PE
8.52x
Price in 2028
US$24.89
Millennials And Digitization Will Drive US Mortgage Expansion
Key Takeaways Demographic shifts and strong local presence position Guild for significant origination growth and market share gains, outpacing industry expectations. Technology investments and disciplined cost management are expected to drive sustained margin expansion and long-term profitability, especially as industry consolidation accelerates.Read more
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AN
US$20
0.05% overvalued intrinsic discount
AnalystHighTarget Fair Value
Revenue
16% p.a.
Profit Margin
9.18%
Future PE
9.83x
Price in 2028
US$24.94
Rising Home Prices And Fintech Competition Will Squeeze Margins
Key Takeaways Overdependence on purchase mortgages and exposure to market headwinds threaten Guild's origination volumes, earnings, and long-term growth prospects. Rising competition, higher fixed costs, and regulatory pressures could erode margins and make it difficult for Guild to sustain profitability.Read more
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AN
US$18
11.2% overvalued intrinsic discount
AnalystLowTarget Fair Value
Revenue
12% p.a.
Profit Margin
10.08%
Future PE
9.04x
Price in 2028
US$22.26
Trending Discussion
Recently Updated Narratives
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Customer-for-Life Approach And AI Investments Will Expand Market Share In Financial Sector
Fair Value: US$20 0.05% overvalued intrinsic discount
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AN
Rising Home Prices And Fintech Competition Will Squeeze Margins
Fair Value: US$18 11.2% overvalued intrinsic discount
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Millennials And Digitization Will Drive US Mortgage Expansion
Fair Value: US$20 0.05% overvalued intrinsic discount
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Snowflake Analysis
Guild Holdings Company Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 2.02
- 100.00%
- 9.92%
- 264.0%
About GHLD
- Founded
- 1960
- Employees
- 5270
- CEO
- WebsiteView website
Guild Holdings Company, through its subsidiary, originates, sells, and services residential mortgage loans in the United States. The company operates in two segments, Origination and Servicing. It is involved in loan origination, and acquisition and sale activities; servicing activities, including collection and remittance of loan payments, managing borrower’s impound accounts for taxes and insurance, loan payoffs, loss mitigation, and foreclosure activities. Guild Holdings Company was founded in 1960 and is headquartered in San Diego, California.
