Guild Holdings Stock Price

GHLD Community Fair Values

• AN

  

  AnalystLowTarget

  Consensus Narrative from 4 Analysts

  Rising Home Prices And Fintech Competition Will Squeeze Margins

  Key Takeaways Overdependence on purchase mortgages and exposure to market headwinds threaten Guild's origination volumes, earnings, and long-term growth prospects. Rising competition, higher fixed costs, and regulatory pressures could erode margins and make it difficult for Guild to sustain profitability.

  US$15.00

  FV

  32.4% overvalued intrinsic discount

  13.70%

  Revenue growth p.a.

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  10 days ago author updated this narrative
• AN

  

  AnalystConsensusTarget

  Consensus Narrative from 4 Analysts

  Customer-for-Life Approach And AI Investments Will Expand Market Share In Financial Sector

  Key Takeaways Effective cost management and strategic acquisitions bolster profitability and earnings, supported by a growing retail loan officer network and low market penetration. Investments in technology and AI initiatives enhance operational efficiency and customer experience, driving revenue growth and improving profitability.

  US$18.60

  FV

  6.8% overvalued intrinsic discount

  14.31%

  Revenue growth p.a.

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  3 days ago author updated this narrative
• AN

  

  AnalystHighTarget

  Consensus Narrative from 4 Analysts

  Millennials And Digitization Will Drive US Mortgage Expansion

  Key Takeaways Demographic shifts and strong local presence position Guild for significant origination growth and market share gains, outpacing industry expectations. Technology investments and disciplined cost management are expected to drive sustained margin expansion and long-term profitability, especially as industry consolidation accelerates.

  US$20.00

  FV

  0.7% undervalued intrinsic discount

  15.59%

  Revenue growth p.a.

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  10 days ago author updated this narrative