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Halyk Bank of Kazakhstan Joint Stock Company Stock Price

LSE:HSBK Community·US$8.4b Market Cap
  • 1 Narratives written by author
  • 1 Comments on narratives written by author
  • 74 Fair Values set on narratives written by author

HSBK Share Price Performance

US$30.85
8.30 (36.81%)
US$31.90
Fair Value
US$30.85
8.30 (36.81%)
3.3% undervalued intrinsic discount
US$31.90
Fair Value
Price US$30.85
AnalystConsensusTarget US$31.90

HSBK Community Narratives

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Fair Value US$31.9 3.3% undervalued intrinsic discount

Kazakhstan Regulations And Fintech Rivalry Will Reduce Banking Margins

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Trending Discussion

Updated Narratives

HSBK logo

HSBK: Governance Changes And Higher P/E Will Shape Balanced Outlook

Fair Value: US$31.9 3.3% undervalued intrinsic discount
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Snowflake Analysis

Undervalued with adequate balance sheet and pays a dividend.

1 Risk
4 Rewards

Halyk Bank of Kazakhstan Joint Stock Company Key Details

₸1.8t

Revenue

₸6.9b

Cost of Revenue

₸1.8t

Gross Profit

₸782.3b

Other Expenses

₸1.0t

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
3.74k
99.62%
56.34%
71.5%
View Full Analysis

About HSBK

Founded
1923
Employees
16797
CEO
Umut Shayakhmetova
WebsiteView website
halykbank.kz

Halyk Bank of Kazakhstan Joint Stock Company, together with its subsidiaries, provides corporate and retail banking services in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. It operates through four segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The company’s products and services include current, education, term deposit, flexible deposit, accumulative deposit, deposit guarantee, and correspondent accounts; various deposit products; investment savings products; credit, digital, cash deposit, employees, business, first fuel for business, card for SP, card for IE, payroll, salary project, customs, and debit cards; consumer loans and mortgages; consumer loan, refinancing, mortgage, digital mortgage, housing mortgage, online, agriculture, auto, digital auto, and soft car custody loans, and foreign currency related services; overdrafts; other credit facilities; and letters of credit, trade finance products, foreign exchange, interbank operations, cash services, and documentary services. It also offers gold investment, metal account, cash services, safe boxes, transaction service, online services, custody, correspondent relations, treasury products, payment system, digital blank tender and digital blank performance guarantees, and letter of credit for business. The company was formerly known as Halyk Savings Bank of Kazakhstan Joint Stock Company and changed its name to Halyk Bank of Kazakhstan Joint Stock Company in June 2023. The company was founded in 1923 and is headquartered in Almaty, the Republic of Kazakhstan. Halyk Bank of Kazakhstan Joint Stock Company operates as a subsidiary of JSC Holding Group ALMEX.

Recent HSBK News & Updates

Narrative Update Jun 05

HSBK: Governance Changes And Higher P/E Will Shape Balanced Outlook

Analysts have held their $31.90 price target for Halyk Bank of Kazakhstan. They explained the unchanged view by pointing to updated assumptions that pair a slightly higher discount rate and revenue growth outlook with lower profit margin expectations and a higher future P/E of 4.87x.
Narrative Update May 03

HSBK: Board Uncertainty And Rich P/E Will Sustain Overvaluation

Analysts have kept their $31.90 price target for Halyk Bank of Kazakhstan unchanged, explaining that adjustments to their revenue growth, profit margin and forward P/E assumptions offset one another in their updated model. What's in the News Shareholders approved an amendment to the Charter of JSC Halyk Bank at the Annual General Shareholders' Meeting held on April 23, 2026, signaling changes to the bank's governing documents (Key Developments).

Recent updates

No updates