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Upstart Holdings, Inc. Stock Price

NasdaqGS:UPST Community·US$5.0b Market Cap
  • 2 Narratives written by author
  • 0 Comments on narratives written by author
  • 186 Fair Values set on narratives written by author
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UPST Share Price Performance

US$52.37
9.19 (21.28%)
34.2% undervalued intrinsic discount
US$79.54
Fair Value
US$52.37
9.19 (21.28%)
34.2% undervalued intrinsic discount
US$79.54
Fair Value
Price US$52.37
AnalystConsensusTarget US$79.54
AnalystLowTarget US$40.17

UPST Community Narratives

AnalystConsensusTarget·
Fair Value US$79.54 34.9% undervalued intrinsic discount

Model 19 And HELOC Expansion Will Strengthen Underwriting And Funding

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AnalystLowTarget·
Fair Value US$40.17 28.9% overvalued intrinsic discount

Rising Privacy Limits And Regulatory Pressures Will Undermine Lending Automation

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Recent UPST News & Updates

Upstart Holdings, Inc. (NASDAQ:UPST) May Have Run Too Fast Too Soon With Recent 28% Price Plummet

Sep 30
Upstart Holdings, Inc. (NASDAQ:UPST) May Have Run Too Fast Too Soon With Recent 28% Price Plummet

Upstart Holdings, Inc. Key Details

US$884.8m

Revenue

US$166.7m

Cost of Revenue

US$718.2m

Gross Profit

US$724.5m

Other Expenses

-US$6.4m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Nov 04, 2025
Earnings per share (EPS)
-0.066
Gross Margin
81.17%
Net Profit Margin
-0.72%
Debt/Equity Ratio
206.9%

Upstart Holdings, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 
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Snowflake Analysis

Exceptional growth potential with mediocre balance sheet.

1 Risk
1 Reward
View Full Analysis

About UPST

Founded
2012
Employees
1193
CEO
David Girouard
WebsiteView website
www.upstart.com

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Market Insight

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📈 Markets Break Records: Q3 2025 in Review, Q4 Outlook Ahead

Richard Bowman avatarRichard Bowman
Q4 2025 is off to a flying start with record highs being printed left, right, and center. US and Japanese stocks made fresh new highs, while the gold price powered through $4,000 for the first time, and Bitcoin crossed the $126k level. Is this all a case of USD weakness, irrational exuberance, or solid fundamentals? This week, we are reviewing Q3 market performance, Q2 earnings season, and the outlook heading into the end of 2025…
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U.S. Market Performance

  • 7 Days: 0.3%
  • 3 Months: 8.5%
  • 1 Year: 17.3%
  • Year to Date: 15.0%
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